Karnataka Bank Personal Loan Jaipur - Rates March 2024, IFSC, Eligibility, EMI

Karnataka Personal Loan in Jaipur

About Karnataka Bank Personal Loan Jaipur

Whether it is a vacation to Paris or renovation of your house or a marriage function in the family, a personal loan offered by Karnataka Bank is well suited to take care of your financial needs. The bank has always met the expectations of its customers in the pink city. The product can be obtained by any eligible salaried person based in the capital of Rajasthan. Jaipur has two branches of the Karnataka that are operating very well.

Karnataka Bank Personal Loan Jaipur at a glance

The essential details about the product offered by Karnataka Bank have been given below.

Interest Rates13.49%
Loan AmountINR 5 Lakhs
Tenure5 Years
Processing Fees0.50% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria for Karnataka Bank Personal Loan Jaipur

The norms of eligibility for a personal loan offered by the bank have been mentioned below. Check them out.

  • The age of the applicant should be between 21 t0 60 years. This means the applicant should have obtained the age of 21 years when the loan is applied.
  • The product can only be availed by salaried employees who earn good and stable income from a regular source.
  • Permanent employees who are employed by the listed companies, colleges, schools and universities are eligible to apply for a personal loan offered by Karnataka Bank. They need to have a remaining service of at least three years.
  • The applicant should be a resident of India.
  • The minimum net monthly salary should not be less than ₹ 10,000 per month for the salaried individual.

Documents required for Karnataka Bank Personal Loan Jaipur

The list of important documents required for a personal loan offered by Karnataka Bank has been given below.

  • Loan Application with passport size photographs
  • Proof of Identity: Passport copy, PAN Card, Voters Id card, driving license( Laminated, Recent, Legible)
  • Proof of Address: Ration card/Driving license/Voters card/passport copy/telephone bill/ electricity bill/Life insurance policy.
  • Latest 3 months Salary Certificate and Form No.16, Income Tax returns of the previous two financial years
  • Bank statement: For salaried individuals: Last 3 months bank statement (where salary is credited)

In case of more information, please refer to Personal Loan Jaipur.

Address of Karnataka Bank branches in Jaipur

The complete list of Karnataka Bank branches in the city has been given here along with the address, contact details and IFSC & MICR codes.

Branch NameAddressIFSC CodeMICR Contact Details
Jaipur RajasthanShop No 72 74, 1st Floor, Ganapathi Plaza, MI Road, Pb84, Jaipur 302001KARB00003643020520021800 425 1444
Jaipur VaishalinagarC 13, G F, Vaishali Marg, Vaishali Nagar, Jaipur 303021KARB00003713020520031800 425 1444

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%