Kotak Personal Loan Bengaluru - IFSC, Rates February 2024, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in Bengaluru

About Kotak Mahindra Bank Personal Loan in Bengaluru

Kotak Mahindra Bank is an Indian bank and financial service firm established in 1985. Initially it was a non-banking financial company that was given license to carry on banking business by the Reserve Bank of India in the year 2003. The bank has outrolled multiple services for the benefit of the customers. One amongst them is personal loan. Check the details of the product and apply online.

Kotak Mahindra Bank Personal Loan in Bengaluru at a Glance

Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Bengaluru

Address of Kotak Mahindra Bank Branches in Bengaluru

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Bengaluru are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Bangalore - ITPL

I.T. Park, Unit - G 40 & 41 Lower Gr. Flr - Retail Mall Area Extn. Sadarnagala/ Pattandur Agrahara Whitefield Road Bangalore - 560 066KKBK0000418560485003(080) 66162800
Bangalore - Jayanagar

Kotak Mahindra Bank Ltd. Heera Paradise 487 9th Main Rd , 4th Block Jaynagar , Bangalore - 560 011KKBK0000421560485005(080) 66371709
Bangalore - Lavelle Road

Kotak Mahindra Bank Ltd. 10/7 , Umiya Landmark Lavelle Road Next To Chancery Hotel Bangalore Karnataka - 560 001KKBK0000422560485002(080) 66123259
Bangalore - Rajajinagar (ec)

543, 2nd Floor, Sthanikams Arcade, Dr. Rajkumar Road, Opp St. Theresa Hospital, RajajinagarKKBK0000423560485013(080) 56628000
Bangalore - Koramangala

The Pinnacle, Ground Floor, No 8 5th Block Koramangala Bangalore Karnataka 560 076KKBK0000424560485004(080) 66330200
Bangalore - Majestic

Kotak Mahindra Bank Ltd.No.1, Gokul Majestic, Srinivasa Mandiram Road, Majestic (next To Majestic Theatre), Bangalore, Karnataka -560 009KKBK0000426560485008(080) 41329757
Bangalore - Banasankari

Kotak Mahindra Bank Ltd., Shop No 58 & 59 Sree Bhavani Housing Co T Block Banashankari Kathriguppe Bangalore - 560085KKBK0000427560485007(080) 66957908
Hunsimaranahalli - North Bangalore

Kotak Mahindra Bank Ltd. Ground Floor, 42 - 29 - 19, 43 - 30 - 190, 44 - 31 - 22, North Bangalore, Hunsimaranahalli, Bangalore Rural District, Karnataka - 562 157KKBK0000428560485010(080) 64568580
Thippasandra - Aaradhana Arcade

Kotak Mahindra Bank Ltd 1st Floor , Aaradhana Arcade , No 1961 New Thippasandra Main Road Hal 3rd Stage , Bangalore Thippasandra - 560 075 KarnatakaKKBK0000429560485009(080) - 64568575
Bangalore - Jakkasandra

Kotak Mahindra Bank Limited., Ground Floor, Sarjapura Main Road, Koramangala 1st Block, Jakkasandra, Bangalore - 560 034KKBK0000430560485011080-64556916
Bidadi - Kumbaswar Complex

Kotak Mahindra Bank Ltd, Shop No 352/A Ground Floor, Kumbaswar Complex, Bidadi Main Road, Bidadi - 562109, Karnataka, IndiaKKBK0000445560485006(080) 27288173
Kammanahalli Main Road

Kotak Mahindra Bank Ltd, Ground Floor Shri Kadri Laxmi Narasimha Swami, (S.K.L.N.S) Complex, No. 4m - 411, Pid No.89 - 397 - 4M - 411, 4th Main Road, Hennur Road Banaswadi Road Extension, 3rd Block, Kammanahalli Main Road, Ward No. 89, Bangalore - 560064KKBK00004325604850141800226022
J P Nagar

Kotak Mahindra Bank Ltd, Ground Floor, Santosh Tower, Municipal Corporation No. 27, And 28, 15th Cross Road, 100 Ft Road, J P Nagar, 4th Phase, Ward No. 57, Bangalore - 560078KKBK00004335604850151800226022
Bangalore - Indira Nagar

Kotak Mahindra Bank Ltd. Ground Floor, 837/1, Binnamangla, 1st Stage, Indira Nagar, 100 Ft Road, Bangalore, Karnataka - 560 038KKBK0000431560485012(080) 65396057/63
Mount Road185, Anna Salai , Near Tvs, Mount Road, Chennai - 600006, Tamil NaduKKBK0008485NON-MICR
Perungudi14, Old Mahabalipuram Road, Kandanchavadi, Perungudi, Chennai - 600096, Tamil NaduKKBK0008780NON-MICR

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%