About Kotak Mahindra Bank Personal Loan in Ghaziabad
Personal loan is a type of loan that can be utilized for financing any of the personal needs. Be it the wedding expenses, travel expenses or educational charges, the amount sanctioned under this loan can be used for any purpose. All just the candidate has to do is check the eligibility and apply for the loan.
Kotak Mahindra Bank Personal Loan in Ghaziabad at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 10.25% Onwards |
| Loan amount | Minimum - ₹ 50,000 Maximum - ₹ 15,00,000 |
| Tenure | Maximum - 5 years |
| Processing fee | Up to 2% of the loan amount + service tax |
| Pre- payment charges | As per bank’s norm |
Eligibility Criteria
The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:
All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years
Documents Checklist
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Duly filled Application form
- 1 Latest Photograph
- Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
- Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
- Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
- Signature Proof
- Ownership Proof
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
- Latest Income Tax Return
- Bank Account Statements
For more details refer Personal Loan Ghaziabad
Address of Kotak Mahindra Bank Branches in Ghaziabad
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Ghaziabad are mentioned in the table below:
| Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
|---|---|---|---|---|
| Ghaziabad | 30 & 31, Navyug Market, P. B. #75, Ghaziabad - 201001 Uttar Pradesh | KKBK0000677 | 110485033 | (0120) 4175102 |
| Ghaziabad Main Branch | C, 77 RDC, Raj Nagar District Centre, Ghaziabad - 201001 | KKBK0005295 | NON-MICR | 1800-102-6022 |
| Indirapuram Br | Shop No. AG-11, 12, 38, 39 & 40 ON Ground Floor Aditya City Center Indirapuram, Ghaziabad - 201014 Uttar Pradesh | KKBK0005289 | NON-MICR | 0120-4308678, 0120-4309857 |
| Raj Nagar Ghaziabad | ALL India Institute of Tech Medicals Plot #13 RDC Opposite Telephone Exchange Raj NGR, Ghaziabad - 201002 Uttar Pradesh | KKBK0005296 | NON-MICR | 1800-102-6022 |