Kotak Personal Loan Ghaziabad - IFSC, Rates March 2024, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in Ghaziabad

About Kotak Mahindra Bank Personal Loan in Ghaziabad

Personal loan is a type of loan that can be utilized for financing any of the personal needs. Be it the wedding expenses, travel expenses or educational charges, the amount sanctioned under this loan can be used for any purpose. All just the candidate has to do is check the eligibility and apply for the loan.

Kotak Mahindra Bank Personal Loan in Ghaziabad at a Glance

Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Ghaziabad

Address of Kotak Mahindra Bank Branches in Ghaziabad

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Ghaziabad are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number

30 & 31, Navyug Market, P. B. #75, Ghaziabad - 201001 Uttar PradeshKKBK0000677110485033(0120) 4175102
Ghaziabad Main BranchC, 77 RDC, Raj Nagar District Centre, Ghaziabad - 201001 KKBK0005295NON-MICR1800-102-6022
Indirapuram BrShop No. AG-11, 12, 38, 39 & 40 ON Ground Floor Aditya City Center Indirapuram, Ghaziabad - 201014
Uttar Pradesh
0120-4308678, 0120-4309857
Raj Nagar Ghaziabad ALL India Institute of Tech Medicals Plot #13 RDC Opposite Telephone Exchange Raj NGR, Ghaziabad - 201002
Uttar Pradesh

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%