About Kotak Mahindra Bank Personal Loan in Kolkata
To support the dreams of the residents of Kolkata, Kotak Mahindra Bank provides personal loans under which it lends the maximum amount of up to ₹ 15,00,000. The customer can avail loan for the tenure of 5 years. It charges the reasonable rate of interest and processing fee. The customers in need of funds urgently can apply for the loan.
Kotak Mahindra Bank Personal Loan in Kolkata at a Glance
Particulars | Details |
---|---|
Interest Rate | 10.99% Onwards |
Loan amount | Minimum - ₹ 50,000 Maximum - ₹ 15,00,000 |
Tenure | Maximum - 5 years |
Processing fee | Up to 2% of the loan amount + service tax |
Pre- payment charges | As per bank’s norm |
Eligibility Criteria
The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:
All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years
Documents Checklist
In order to avail the benefit of personal loan, the individual needs to submit the following documents:
- Duly filled Application form
- 1 Latest Photograph
- Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
- Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
- Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
- Signature Proof
- Ownership Proof
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
- Latest Income Tax Return
- Bank Account Statements
For more details refer Personal Loan Kolkata
Address of Kotak Mahindra Bank Branches in Kolkata
The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kolkata are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
Kotak Mahindra Ballygunge Kolkata | Ground Floor Devalaya 3 A Gariahat Road, Kolkata - 700019 West Bengal | KKBK0006578 | NON-MICR | 1800-102-6022 |
Kotak Mahindra Brabourne Road Overseas Calcutta Kolkata | City Centre 19 Synagogue Street, Kolkata - 700001 West Bengal | KKBK0006573 | NON-MICR | 1800-102-6022 |
Kotak Mahindra Burra Bazar Kolkatta | Burra Bazar Branch-kolkatta, Ground & Fifth Floor ; Building #1, Jogendra Kaviraj Row, Near Kalakar Street Post Office, Kolkata - 700007 | KKBK0006562 | 700485012 | 033 22740137, 033 22740153 |
Kotak Mahindra Chittaranjan Avenue | Ground Floor Premises #219 Chittaranjan Avenue Kolkata - 700006 West Bengal | KKBK0006584 | NON-MICR | 033 25551140, 033 25551160 |
Kotak Mahindra Garia Kolkata | 279 A Ground Floor N. S. C Bose Road, Kolkata - 700047 | KKBK0006577 | NON-MICR | 1800-102-6022 |
Kotak Mahindra Gol Park | Ground Floor & First Floor, 23 By 20 By 2, Gariahat Road, Gol Park, Kolkatta, Kolkata - 700029 | KKBK0006567 | NON-MICR | 033 40715583, 033 40715584, 033 40715585 |