Kotak Personal Loan Kolkata - Rates February 2024, IFSC, Eligibility, EMI

Kotak Mahindra Bank Personal Loan in Kolkata

About Kotak Mahindra Bank Personal Loan in Kolkata

To support the dreams of the residents of Kolkata, Kotak Mahindra Bank provides personal loans under which it lends the maximum amount of up to ₹ 15,00,000. The customer can avail loan for the tenure of 5 years. It charges the reasonable rate of interest and processing fee. The customers in need of funds urgently can apply for the loan.

Kotak Mahindra Bank Personal Loan in Kolkata at a Glance

Interest Rate 10.99% Onwards
Loan amountMinimum - ₹ 50,000
Maximum - ₹ 15,00,000
TenureMaximum - 5 years
Processing feeUp to 2% of the loan amount + service tax
Pre- payment chargesAs per bank’s norm

Eligibility Criteria

The Kotak Mahindra Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. Check the personal loan eligibility now:

All Indian residents who are employees of either MNCs, Public and Private limited companies with:
– Minimum age 21 years and maximum 58 years
– Minimum net salary of ₹ 25,000
– Graduation as minimum Education qualification
– Minimum 1 year of stay in the current city
– Having total work experience of 2 years

Documents Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly filled Application form
  • 1 Latest Photograph
  • Identity Proof – Passport/ PAN Card/ Voters ID card/ Driving License etc
  • Residence Proof – Ration card/Driving License/Voters ID card/ Passport / Telephone Bill/ Electricity bill/Life Insurance policy
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Signature Proof
  • Ownership Proof
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years,
  • Latest Income Tax Return
  • Bank Account Statements

For more details refer Personal Loan Kolkata

Address of Kotak Mahindra Bank Branches in Kolkata

The branch address, IFSC Code, MICR Code and customer care details of Kotak Mahindra Bank branches located in Kolkata are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
Kotak Mahindra Ballygunge KolkataGround Floor Devalaya 3 A Gariahat Road, Kolkata - 700019
West Bengal
Kotak Mahindra Brabourne Road Overseas Calcutta KolkataCity Centre 19 Synagogue Street, Kolkata - 700001
West Bengal
Kotak Mahindra Burra Bazar Kolkatta Burra Bazar Branch-kolkatta, Ground & Fifth Floor ; Building #1, Jogendra Kaviraj Row, Near Kalakar Street Post Office, Kolkata - 700007KKBK0006562700485012033 22740137, 033 22740153
Kotak Mahindra Chittaranjan Avenue Ground Floor Premises #219 Chittaranjan Avenue Kolkata - 700006
West Bengal
KKBK0006584NON-MICR033 25551140, 033 25551160
Kotak Mahindra Garia Kolkata279 A Ground Floor N. S. C Bose Road, Kolkata - 700047KKBK0006577NON-MICR1800-102-6022
Kotak Mahindra Gol Park Ground Floor & First Floor, 23 By 20 By 2, Gariahat Road, Gol Park, Kolkatta, Kolkata - 700029KKBK0006567
NON-MICR033 40715583, 033 40715584, 033 40715585

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%