Lakshmi Vilas Bank Personal Loan Kolkata

About Lakshmi Vilas Bank Personal Loan in Kolkata

If you are looking forward to the best personal loan lender, have a stop here. Lakshmi Vilas Bank provides a loan to all the eligible candidates after evaluating their profile. It helps the customers to turn their dream into reality and accomplish all their aims. The loan offered by the bank is moderately priced. Check the details below before applying.

Lakshmi Vilas Bank Personal Loan in Kolkata at a Glance

Particulars
Details
Interest Rate
11.30%
Loan amount
Minimum - ₹ 10,000
Maximum - No cap
Tenure Up to 5 years
Processing fee
0.25% of the loan amount with a minimum of ₹100 for SODs & ₹50 for demand loans
Pre- payment charges
As per bank's norm

Eligibility Criteria

The Lakshmi Vilas Bank provides personal loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The benefit of personal loan can be availed by individuals including persons coming together to avail the loan in joint names holding National Savings Certificates(NSCs) and Kisan Vikas Patras ( KVPs) & LIC policies in their names.

Documentation Checklist

In order to avail the benefit of personal loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
    Proof of identity (photocopies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
  • Proof of residence (photocopies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
  • Proof of Income – Original Salary Certificate from employer, TDS certificate on Form 16 or copy of IT Returns for last two financial years, duly acknowledged by IT Deptt., Acknowledged copies of three years I.T. returns/ Assessment Orders, Photocopies of challans evidencing payment of Advance Income Tax
    Statement of Bank Account/ Pass Book for last six months
  • Personal Assets and Liabilities statement
  • Signature Verification from your Banker / Voters ID / IT PAN card / IT Return / Driving License / Passport
  • P&L A / C and B / S for the last 2 years certified by CA by Non-Salaried

Also, refer Personal Loan Kolkata

Address of Lakshmi Vilas Bank Branches in Kolkata

The complete address, IFSC Code, MICR Code and customer care details of Lakshmi Vilas Bank branches located in Kolkata are mentioned in the table below:

Branch Name
Complete AddressIFSC CodeMICR CodeContact Number
Lakshmi Vilas Bank Kolkata
3 Red Cross Place P. B. #2050, Kolkata - 700001
West Bengal
LAVB0000204NON-MICR 22480287
Lakshmi Vilas Bank Alipur 63, Nalini Ranjan Avenue, New Alipur, Kolkata - 700053
West Bengal
LAVB0000125
NON-MICR 4820900

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