Oriental Bank of Commerce Personal Loan in Ahmedabad

About Oriental Bank of Commerce Personal Loan in Ahmedabad

Ahmedabad, an economically strong city by being among the top cotton producers of India, is covered by the banks to tap the very needs of the people down here. As there are many small to large textile entrepreneurs as well as a huge chunk of salaried looking for an attractive personal loan to meet their purposes in Ahmedabad, Oriental Bank of Commerce (OBC) has built a strong footing with a higher count of branches to provide the said loan. Be it the European expedition or an instant cash requirement, OBC personal loan in Ahmedabd is available for you to grab.

Oriental Bank of Commerce Personal Loan in Ahmedabad at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Ahmedabad

Want to taste the cream of Oriental Bank of Commerce Personal Loan in Ahmedabad? Do make sure you are in line with the eligibility criteria set by the lender.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
  • Documentation Needed to Apply for Oriental Bank of Commerce Personal Loan in Ahmedabad

Documentation Needed to Apply for Oriental Bank of Commerce Personal Loan in Ahmedabad

OBC wants the customers to be ready with the below documents to access a personal loan in Ahmedabad.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Ahmedabad

Oriental Bank of Commerce Personal Loan Ahmedabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Bopal3, Daffodils Plaza, Opp.Amramanjari Bungalows, Gala Gymkhana Road, South Bopal, Ahemdabad, Gujarat-380058ORBC01020743800220219426724610
Station RoadGupta Chambers, Station Road, Ahmedabad, Gujarat-380001ORBC0100120380022003079-22136665
Thakkar Bapa Nagar Road1-2, Near India Colony, Thakkar Bapa Nagar Road, Ahmedabad, Gujarat-382350ORBC0100121380022004079-22742780
AslaliShriji Bhuvan, 22, Swaminarayan Society, Ahmedabad, Gujarat-382427ORBC0100125380022005
Ashram RoadNeel Kamal, Opp Sales, India, Ashram Road, Ahmedabad, Gujarat-380009ORBC010017038002200079-27541007
Drive In RoadVrindavan Complex, Near, Subhash Chowk, Gurukul, Ahmedabad, Gujarat-380052ORBC0100878380022006079-27433978
Shahibaug7, 8, 9, 10 Mallinath, Comp, Opp Sujata Flat, Ahmedabad, Gujarat-380004ORBC0100922380022007079-22885533
Satellite RoadAPM Shopping Mall, 100 Feet, Satellite Road, Ahmedabad, Gujarat-380015ORBC0100999380022009079-26732838
C.G. RoadG-2, Samedh, C.G. Road, Ahmedabad, Gujarat-380006ORBC0101051380022010079-26468202
BodakdevGround Floor, New York Plaza, Bodakdev, Ahmedabad, Gujarat-380054ORBC0101073380022011079-26870827
VejalpurF P 229, Satellite Road, Vejalpur, Ahmedabad, Gujarat-380015ORBC0101126380022012079-26740924
NarodaNear.Harivilla Soc, Parsh, Wanath Township, Naroda,Ahmedabad, Gujarat-382346ORBC0101130380022013079-22812504
MoteraShop No. 7, 8, 9, 10 & 11, Vittal Vibrant, Opp. Maitri Ashoka Bunglows, Motera, Ahmedabad, Gujarat- 380005ORBC010159380022017

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%