Oriental Bank of Commerce Personal Loan in Ghaziabad

About Oriental Bank of Commerce Personal Loan in Ghaziabad

Founded in 1943, Oriental Bank of Commerce (OBC) grew by leaps and bounds to take its branch count to more than 1,000 across the country. The public sector bank is a renowned name in customer satisfaction across different categories of banking- personal banking, MSME banking, NRI banking and others. Among the many customer requirements, a personal loan is one of them. OBC also offers a personal loan at attractive interest rates through its branches located across the country. Few of its branches are also based in your city Ghaziabad, one of the most prominent business location in Uttar Pradesh. Know more about Oriental Bank of Commerce Personal Loan Ghaziabad here. 

Oriental Bank of Commerce Personal Loan Ghaziabad at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Ghaziabad

Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Ghaziabad.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Needed to Avail Oriental Bank of Commerce Personal Loan in Ghaziabad

OBC wants the customers to be ready with the below documents to access a personal loan in Ghaziabad.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Ghaziabad

Oriental Bank of Commerce Personal Loan Ghaziabad Branches

Branch NameComplete AddressIFSCMICRContact Detail
Wright GanjWright Ganj, Ghaziabad, Uttar Pradesh- 201001ORBC0100019110022086
Sanjay NagarD-9, Sector- 23, Sanjay Nagar, Ghaziabad, Uttar Pradesh-201003ORBC0100075110022096
Shastri NagarSI - 9, Shastri Nagar, Ghaziabad, Uttar Pradesh-201002ORBC0100076110022081
Mohan NagarKarehra, P.O. Mohan Nagar, Ghaziabad, Uttar Pradesh-201007ORBC01002721100220
UkhlarsiNear Muradnagar Bus Stand, Ghaziabad, Uttar Pradesh-201206ORBC010027311002217701232-261125
MortaVillage & P.O. Morta, Merut Road, Ghaziabad, Uttar Pradesh-201001ORBC0100274110022114
MandaulaDelhi - Saharanpur Road, Mandaula, Ghaziabad, Uttar Pradesh-201102ORBC01002841100221990120-2694208
NasirpurIII-D, 9, Nehru Nagar, Nasirpur, Ghaziabad, Uttar Pradesh-201002ORBC0100302110022082
Lohia NagarB-193, Rahul Palace, Lohia Nagar, Ghaziabad, Uttar Pradesh-201001ORBC0100526110022083
Sahibabad41/22 Site-4 Industrial Area Sahibabad, Ghaziabad, Uttar Pradesh-201010ORBC0100630110022051
G T Road1st Floor, Muraripalace, G T Road, Ghaziabad, Uttar Pradesh-201001ORBC0100829110022084
Raj NagarR/80, Raj Kunj, Raj Nagar, Ghaziabad, Uttar Pradesh-201002ORBC0100920110022101
IndirapuramPlot 512, Niti Khand-I, Indirapuram, Ghaziabad, Uttar Pradesh-201010ORBC01012071100221700120-2690229, 2690230
IMS GhaziabadInstitute Of Management Studies, Lala Kuan, Ghaziabad, Uttar Pradesh-201009ORBC0105146110022141
VaishaliEC Aryan Public School, Sector-4, Vaishali, Ghaziabad, Uttar Pradesh-201010ORBC0105151110022139

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%