About Oriental Bank of Commerce Personal Loan in Ghaziabad
Founded in 1943, Oriental Bank of Commerce (OBC) grew by leaps and bounds to take its branch count to more than 1,000 across the country. The public sector bank is a renowned name in customer satisfaction across different categories of banking- personal banking, MSME banking, NRI banking and others. Among the many customer requirements, a personal loan is one of them. OBC also offers a personal loan at attractive interest rates through its branches located across the country. Few of its branches are also based in your city Ghaziabad, one of the most prominent business location in Uttar Pradesh. Know more about Oriental Bank of Commerce Personal Loan Ghaziabad here.
Oriental Bank of Commerce Personal Loan Ghaziabad at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Ghaziabad
Want to taste the cream of Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Ghaziabad.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Needed to Avail Oriental Bank of Commerce Personal Loan in Ghaziabad
OBC wants the customers to be ready with the below documents to access a personal loan in Ghaziabad.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Ghaziabad
Oriental Bank of Commerce Personal Loan Ghaziabad Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Wright Ganj||Wright Ganj, Ghaziabad, Uttar Pradesh- 201001||ORBC0100019||110022086|
|Sanjay Nagar||D-9, Sector- 23, Sanjay Nagar, Ghaziabad, Uttar Pradesh-201003||ORBC0100075||110022096|
|Shastri Nagar||SI - 9, Shastri Nagar, Ghaziabad, Uttar Pradesh-201002||ORBC0100076||110022081|
|Mohan Nagar||Karehra, P.O. Mohan Nagar, Ghaziabad, Uttar Pradesh-201007||ORBC0100272||1100220|
|Ukhlarsi||Near Muradnagar Bus Stand, Ghaziabad, Uttar Pradesh-201206||ORBC0100273||110022177||01232-261125|
|Morta||Village & P.O. Morta, Merut Road, Ghaziabad, Uttar Pradesh-201001||ORBC0100274||110022114|
|Mandaula||Delhi - Saharanpur Road, Mandaula, Ghaziabad, Uttar Pradesh-201102||ORBC0100284||110022199||0120-2694208|
|Nasirpur||III-D, 9, Nehru Nagar, Nasirpur, Ghaziabad, Uttar Pradesh-201002||ORBC0100302||110022082|
|Lohia Nagar||B-193, Rahul Palace, Lohia Nagar, Ghaziabad, Uttar Pradesh-201001||ORBC0100526||110022083|
|Sahibabad||41/22 Site-4 Industrial Area Sahibabad, Ghaziabad, Uttar Pradesh-201010||ORBC0100630||110022051|
|G T Road||1st Floor, Muraripalace, G T Road, Ghaziabad, Uttar Pradesh-201001||ORBC0100829||110022084|
|Raj Nagar||R/80, Raj Kunj, Raj Nagar, Ghaziabad, Uttar Pradesh-201002||ORBC0100920||110022101|
|Indirapuram||Plot 512, Niti Khand-I, Indirapuram, Ghaziabad, Uttar Pradesh-201010||ORBC0101207||110022170||0120-2690229, 2690230|
|IMS Ghaziabad||Institute Of Management Studies, Lala Kuan, Ghaziabad, Uttar Pradesh-201009||ORBC0105146||110022141|
|Vaishali||EC Aryan Public School, Sector-4, Vaishali, Ghaziabad, Uttar Pradesh-201010||ORBC0105151||110022139|