Oriental Bank of Commerce Personal Loan Jammu - IFSC, Rates February 2024, Eligibility, EMI

Oriental Bank of Commerce Personal Loan in Jammu

About Oriental Bank of Commerce Personal Loan in Jammu

Jammu, a small city located in the state of Jammu & Kashmir, presents a means for refreshment with picturesque hills and mountains for both residents and travellers that come from far distant places be it from India and around the world. Like people living in other cities, the natives of Jammu as well dream big and are in the hunt for a bank that can let them achieve the same. Oriental Bank of Commerce, in a bid to do the same, is all set to offer them a personal loan at attractive interest rates so that they can achieve what they want without having to pinch their wallet.

Oriental Bank of Commerce Personal Loan Jammu at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Jammu

Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Jammu.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Required for Obtaining Oriental Bank of Commerce Personal Loan in Jammu

OBC wants the customers to be ready with the below documents to access a personal loan in Jammu.

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Jammu

Oriental Bank of Commerce Personal Loan Jammu Branches

Branch NameComplete AddressIFSCMICRContact Detail
Raghunath BazarRaghunath Bazar, Jammu, Jammu & Kashmir-180001ORBC01000990191-2573810
Trikuta Nagar12-P Sector-4, Trikuta Nagar, Jammu, Jammu & Kashmir-180012ORBC01006811800220030191-2472173
Rehari ChungiB.C. Road, Rehari Chungi, Jammu, Jammu & Kashmir-180005ORBC01007290191-2545905
Gandhi Nagar10 B/B Extension, Gandhi Nagar, Jammu, Jammu & Kashmir-180004ORBC01010171800220040191-2436404
Channi Himmat Housing ColonyChanni Himmat Housing Colony, Jammu, Jammu & Kashmir-180001ORBC01011491800220050191-2460258
VijaypurMain Chowk, Vijaypur, Jammu, Jammu & KashmirORBC0101194
NarwalTransport Nagar, Plot No 6, Narwal, Jammu, Jammu & KashmirORBC01011950191-2490401
Akhnoor Akhnoor Exchange Road, Near Kameshwar Filling Station Akhnoor, District Jammu, Jammu & KashmirORBC01019959697047022
Pata BohriPlot No.973, Pata Bohri, P.O. Talab Tillo, Jammu, Jammu & KashmirORBC01021071800220119622039999

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%