About Oriental Bank of Commerce Personal Loan in Jammu
Jammu, a small city located in the state of Jammu & Kashmir, presents a means for refreshment with picturesque hills and mountains for both residents and travellers that come from far distant places be it from India and around the world. Like people living in other cities, the natives of Jammu as well dream big and are in the hunt for a bank that can let them achieve the same. Oriental Bank of Commerce, in a bid to do the same, is all set to offer them a personal loan at attractive interest rates so that they can achieve what they want without having to pinch their wallet.
Oriental Bank of Commerce Personal Loan Jammu at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Jammu
Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Jammu.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Required for Obtaining Oriental Bank of Commerce Personal Loan in Jammu
OBC wants the customers to be ready with the below documents to access a personal loan in Jammu.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Jammu
Oriental Bank of Commerce Personal Loan Jammu Branches
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Raghunath Bazar||Raghunath Bazar, Jammu, Jammu & Kashmir-180001||ORBC0100099||0191-2573810|
|Trikuta Nagar||12-P Sector-4, Trikuta Nagar, Jammu, Jammu & Kashmir-180012||ORBC0100681||180022003||0191-2472173|
|Rehari Chungi||B.C. Road, Rehari Chungi, Jammu, Jammu & Kashmir-180005||ORBC0100729||0191-2545905|
|Gandhi Nagar||10 B/B Extension, Gandhi Nagar, Jammu, Jammu & Kashmir-180004||ORBC0101017||180022004||0191-2436404|
|Channi Himmat Housing Colony||Channi Himmat Housing Colony, Jammu, Jammu & Kashmir-180001||ORBC0101149||180022005||0191-2460258|
|Vijaypur||Main Chowk, Vijaypur, Jammu, Jammu & Kashmir||ORBC0101194|
|Narwal||Transport Nagar, Plot No 6, Narwal, Jammu, Jammu & Kashmir||ORBC0101195||0191-2490401|
|Akhnoor||Akhnoor Exchange Road, Near Kameshwar Filling Station Akhnoor, District Jammu, Jammu & Kashmir||ORBC0101995||9697047022|
|Pata Bohri||Plot No.973, Pata Bohri, P.O. Talab Tillo, Jammu, Jammu & Kashmir||ORBC0102107||180022011||9622039999|