About Oriental Bank of Commerce Personal Loan in Mumbai
Come to Mumbai and the buzz here will refresh you at every moment of your stay in the city. The constant run of local trains and the buses, coupled with the gathering of people at Gateway of India all day along make Mumbai a special city to be in. The capital of Maharashtra gives shelter to people from all walks of the life, be it the people who are dependent on salary or the ones ruling the corporate jungle. All of them have a personal aspiration to fulfill. And with Oriental Bank of Commerce, a pocket-friendly personal loan is more than a reality. The public lender, founded in 1943, offers a personal loan through several branches in the city. Let’s understand Oriental Bank of Commerce Personal Loan Mumbai in detail.
Oriental Bank of Commerce Personal Loan Mumbai at a Glance
|Interest Rate||8.95% - 14.00%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Mumbai
Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Mumbai.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Needed for Oriental Bank of Commerce Personal Loan in Mumbai
OBC wants the customers to be ready with the below documents to access a personal loan in Mumbai.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Mumbai
Oriental Bank of Commerce Personal Loan Mumbai Branches
You can find the list of following branches by glancing at the below table. It showcases the addresses, as well as critical information like MICR Code, IFSC Code and others.
|Branch Name||Complete Address||IFSC||MICR|
|Fort||Jash Chambers, Sir P M Road, Fort, Mumbai, Maharashtra-400001||ORBC0100023||400022005|
|Kalbadevi||17/19, Bomanji Masterrd, New Silk Bazar Kalbadevi, Mumbai, Maharashtra-400002||ORBC0100055||400022006|
|Lamington Road||393, Sir Mangaldas House, Lamington Road, Mumbai, Maharashtra-400004||ORBC0100105||400022007|
|Andheri (West)||Manubharti, 212, SV Road, Andheri (West), Mumbai, Maharashtra-400058||ORBC0100142||400022002|
|Mandvi||379/382 Narshi Natha, Street, Mandvi, Mumbai, Maharashtra-400009||ORBC0100187||400022009|
|Neapean Sea Road||39, B/1, Matru Ashish, Neapean Sea Road, Mumbai, Maharashtra-400036||ORBC0100201||400022010|
|Santacruz(West)||Ground Floor, Ajay Apartments, S.V. Road, Santacruz(West), Mumbai, Maharashtra-400054||ORBC0100232||400022011|
|Dadar||ALF Gokhale Road (South), Dadar (West), Mumbai, Maharashtra-400028||ORBC0100235||400022004|
|Kalyan||Onkar Apartments, New Station Road, Kalyan, Mumbai, Maharashtra-421301||ORBC0100295||400022015|
|Malad(West)||Vikas Chambers, Marve, Link Road, Malad(West), Mumbai, Maharashtra-400069||ORBC0100405||400022008|
|Ghatkopar||Narsingh Mehta Marg, Ghatkopar, Mumbai, Maharashtra-40086||ORBC0100456||400022014|
|Kandivali (East)||Gokul Monarch Cooperative Housing Society, Kandivali (East), Mumbai, Maharashtra-400101||ORBC0100560||400022021|
|Powai||B1, LGL-34 Galleria, Hiranandani Grd Powai, Mumbai, Maharashtra-400076||ORBC0100632||400022025|
|Dombivli (East)||48, Shivleela, Tilak Road, Dombivli (East), Mumbai, Maharashtra-421201||ORBC0100745||400022027|