Oriental Bank of Commerce Personal Loan Noida - Rates February 2024, Eligibility, EMI, IFSC

Oriental Bank of Commerce Personal Loan in Noida

About Oriental Bank of Commerce Personal Loan in Noida

Oriental Bank of Commerce (OBC), right from its establishment in 1943 in the pre-independence era, is striving hard to develop products that can cater in to the taste of the masses while preventing your pocket from getting pinched. Yes, it’s the bank’s personal loan offering which is under the spotlight. The bank lets both salaried and business class avail the loan at lower interest rates to ensure the pocket does not get emptied while servicing the credit over the tenure. The bank’s presence is tremendous and has a good base in Noida, the emerging city of Uttar Pradesh. If you are staying in Noida and looking for a flight to London or wanting to keep the latest iPhone into your pocket, a personal loan from the bank is what can let you do that. For details, let’s read Oriental Bank of Commerce Personal Loan Noida here.

Oriental Bank of Commerce Personal Loan Noida at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Noida

Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Noida.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Checklist for Oriental Bank of Commerce Personal Loan in Noida

OBC wants the customers to be ready with the below documents to access a personal loan in Noida.  

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Noida

Oriental Bank of Commerce Personal Loan Noida Branches

You can find the list of OBC branches in Noida by glancing at the below table. It also shows the addresses, as well as critical information like MICR Code, IFSC Code and others.

Branch NameComplete AddressIFSCMICRContact Detail
Sector-49, BarolaSector-49, Barola, Noida, Uttar Pradesh-203207ORBC0100216110022042
Gautam Budh NagarA-135 A, Sector-27, Gautam Budh Nagar, Noida, Uttar Pradesh-201301ORBC0100707110022053
Sector-20Sector-20, Commercial Complex, Noida, Uttar Pradesh-201301ORBC0100708110022064
SSI Bhangel-NoidaGejha Bhangel, Noida, Dadri Road, Uttar Pradesh-201304ORBC0100711110022054
Sector 62B-31, Sector 62, Staff Training Centre, Noida, Uttar Pradesh-201301ORBC0100931110022092
Amity International School, Sector-44 Amity International School, Sector-44 Noida, Uttar Pradesh-201301ORBC0101001110022107
Sector-18G-57/58, Sector-18 Noida, Uttar Pradesh-201301ORBC0101095110022121
Gautam Budh NagarC-1, Sector-61, Gautam Budh Nagar, Noida, Uttar Pradesh-201309ORBC01012081100221710120-2588821
A. P. J School NoidaA. P. J School, Sector-16A, Noida, Dist.G.B Nagar, Uttar Pradesh-201301ORBC0105112110022138
District Court Campus Shop No. 29 & 30 District Court Campus Phase-2, Noida, Uttar Pradesh-201305ORBC01052211100221910120-2462094
Alliance School NoidaC-54, Sec-56, Noida, G.B.Nagar, Noida, Uttar PradeshORBC01052221100221900120-2588830
Sector-63, NoidaH-1/A-7, Sector-63, Noida, Uttar PradeshORBC0101388110022201
HoshiyarpurC-47, Village, Hoshiyarpur, Near Ashwin Hospital, Sector-51, Noida, District Gautam Budh Nagar-201307ORBC01015081100222350120-2703690
Sector-66, NoidaC-11 Village Mamoora, Sector-66, Noida, District G.B.Nagar, Uttar Pradesh-201301ORBC01018081100222340120-2703690

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%