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Table of Contents
- 1 About Oriental Bank of Commerce Personal Loan in Pune
- 2 Oriental Bank of Commerce Personal Loan Pune at a Glance
About Oriental Bank of Commerce Personal Loan in Pune
Pune is regarded as one of the most lively cities in India with a few restaurants stay open the entire day. It is also called as the hub of educational institutions with some of the top B-schools preparing the Genext for the challenges that they would face in their corporate sojourn. Additionally, the city boasts of some auto ancillary units and several other business enterprises. A lot of people here crave for an affordable personal loan which can be a reality with Oriental Bank of Commerce (OBC), a public sector bank with more than 1,000 branches across the city, with few of them in Pune, arguably the second largest city in the state of Maharashtra.
Oriental Bank of Commerce Personal Loan Pune at a Glance
|Interest Rate||10.30% - 11.80%|
|Loan Amount||₹ 5-10 Lakh|
|Loan Tenure||Upto 5 Years|
|Processing Fee||0.5% of the loan amount, subject to a minimum of ₹500|
Oriental Bank of Commerce Personal Loan Eligibility Criteria in Pune
Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Pune.
- The loan can be availed by public and private sector employees, as well as the pensioners.
- The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
- Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
- Pensioners must not be over 75 years at the time of loan maturity.
- Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)
Documents Checklist for Oriental Bank of Commerce Personal Loan in Pune
OBC wants the customers to be ready with the below documents to access a personal loan in Pune.
- Loan Application Form
- Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
- Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
- Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
- Passport Size Photographs of applicants and co-applicants
Check for more information in Personal Loan Pune
Oriental Bank of Commerce Personal Loan Pune Branches
You can find the list of OBC branches in Pune by glancing at the below table. It also shows the addresses, as well as critical information like MICR Code, IFSC Code and others.
|Branch Name||Complete Address||IFSC||MICR||Contact Detail|
|Pune Main||Dinshaw House, 918, Synagouge Street, Pune, Maharashtra-411001||ORBC0100141||411022002||020-25889531|
|Wanwadi||49, Commercial Complex, Sacred Heart Town, Wanwadi, Pune, Maharashtra-411040||ORBC0100891||411022006||020-26852014|
|Deccan Gymkhana||33/9, Prabhat Road, Deccan Gymkhana, Pune, Maharashtra-411004||ORBC0100941||411022007||020-25454836|
|Bibwewadi-Kondhwa Road||Sarita Chambers, Bibwewadi-Kondhwa Road, Pune, Maharashtra-411037||ORBC0100986||411022008||020-24274651|
|M.G. Road||284, Radiant Raheja, Millenium, M.G. Road, Pune, Maharashtra-411001||ORBC0101054||411022009||020-26343087|
|Fergusson, College Road||917/20 - 20 A, Fergusson, College Road, Pune, Maharashtra-411004||ORBC0101088||411022010||020-25677600|
|Hinjawadi||Plot P-22, MIDC Infotech, Park, Hinjawadi, Pune, Maharashtra-411057||ORBC0101107||411022011||020-22933149|
|Kondhwa Khurd||Brahma Estate, Kondhwa Khurd, Pune, Maharashtra-411048||ORBC0101128||411022012||020-26837527|
|Viman Nagar||Plot-3, Survey-199, Viman Nagar, Pune, Maharashtra-400014||ORBC0101142||411022013||020-26633633|
|Chakan||Village & P.O. Chakan, Pune, Maharashtra-410501||ORBC0101209||411022014|
|Kalyani Nagar||Shop No 107 &108, Ground Floor, Forto Plaza, Victoria Ii, Opp. Big Cinema, Kalyani Nagar, Pune, Maharashtra||ORBC0101331||411022015|
|Baner||Aria Towers, Ground Floor, Shop No-116/3/1& 2, Mahalunge Road, Baner, Pune, Maharashtra||ORBC0101677||411022018||020-25670694|
|Pashan-Sus Road||Orange Life, Shop No G-8, G-9, Pashan-Sus Road, Opposite Dutta Mandir, Pune, Maharashtra||ORBC0101678||411022017||020-25670694|
|Pimple Saudagar||Sr No 183, A/2, Kate Nagar, Pimple Saudagar, Pune, Maharashtra-411027||ORBC0101853||411022020||020 27702431, 432|
|Wagholi||Plot No.2& 3, Shiva Palace Coop.Housing Society, Next To Jain College, Bakori Road, Wagholi, District-Pune, Maharashtra-411207||ORBC0102089|
|Akurdi,||BO Akurdi, Plot No 397, Sec24, Nigdi Pradhikaran, In Front Of Lokmanya Hospital, Pune, Maharashtra-411044||ORBC0102174|
|Shirur||207, Shanti Complex, Maruti Gali, Shirur, Pune, Maharashtra- 412210||ORBC0102177|
|Bhavdan Khurd||Shop 14, Megh Malhar Ra, Sr. No 54, Bhavdan Khurd, Pune, Maharashtra||ORBC0102217|
|Kharadi||A-1/2, Cheryl, Down Town, Kharadi, Pune, Maharashtra-411014||ORBC0102218|