Oriental Bank of Commerce Personal Loan Pune - Rates March 2024, Eligibility, EMI, IFSC

Oriental Bank of Commerce Personal Loan in Pune

About Oriental Bank of Commerce Personal Loan in Pune

Pune is regarded as one of the most lively cities in India with a few restaurants stay open the entire day. It is also called as the hub of educational institutions with some of the top B-schools preparing the Genext for the challenges that they would face in their corporate sojourn. Additionally, the city boasts of some auto ancillary units and several other business enterprises. A lot of people here crave for an affordable personal loan which can be a reality with Oriental Bank of Commerce (OBC), a public sector bank with more than 1,000 branches across the city, with few of them in Pune, arguably the second largest city in the state of Maharashtra.

Oriental Bank of Commerce Personal Loan Pune at a Glance

Interest Rate11.40% - 16.95%
Loan Amount₹ 5-10 Lakh
Loan TenureUpto 5 Years
Processing Fee0.5% of the loan amount, subject to a minimum of ₹500
Prepayment ChargesNIL

Oriental Bank of Commerce Personal Loan Eligibility Criteria in Pune

Want to Avail Oriental Bank of Commerce Personal Loan? Do make sure you are in line with the eligibility criteria set by the lender in Pune.

  • The loan can be availed by public and private sector employees, as well as the pensioners.
  • The confirmed employees of both public and private sector firms with a net monthly income of ₹10,000 are the eligible candidates for the bank’s personal loan.
  • Further, the net income should not be lower than 30% of the gross income after the deduction of the proposed EMI.
  • Pensioners must not be over 75 years at the time of loan maturity.
  • Also the net amount of pension should not be 50% of the gross pension (Including the proposed loan EMI)

Documents Checklist for Oriental Bank of Commerce Personal Loan in Pune

OBC wants the customers to be ready with the below documents to access a personal loan in Pune.  

  • Loan Application Form
  • Identity Proof-PAN Card/Aadhaar Card/Driving License/Voter ID/Passport
  • Residence Proof-Passport/Aadhaar Card/Utility Bill/Voter ID
  • Income Proof-Last 3-6 Month Salary Slip, Last 6-month bank statement, Latest Form 16 & ITR
  • Passport Size Photographs of applicants and co-applicants

Check for more information in Personal Loan Pune

Oriental Bank of Commerce Personal Loan Pune Branches

You can find the list of OBC branches in Pune by glancing at the below table. It also shows the addresses, as well as critical information like MICR Code, IFSC Code and others.

Branch NameComplete AddressIFSCMICRContact Detail
Pune MainDinshaw House, 918, Synagouge Street, Pune, Maharashtra-411001ORBC0100141411022002020-25889531
Wanwadi49, Commercial Complex, Sacred Heart Town, Wanwadi, Pune, Maharashtra-411040ORBC0100891411022006020-26852014
Deccan Gymkhana33/9, Prabhat Road, Deccan Gymkhana, Pune, Maharashtra-411004ORBC0100941411022007020-25454836
Bibwewadi-Kondhwa RoadSarita Chambers, Bibwewadi-Kondhwa Road, Pune, Maharashtra-411037ORBC0100986411022008020-24274651
M.G. Road284, Radiant Raheja, Millenium, M.G. Road, Pune, Maharashtra-411001ORBC0101054411022009020-26343087
Fergusson, College Road917/20 - 20 A, Fergusson, College Road, Pune, Maharashtra-411004ORBC0101088411022010020-25677600
HinjawadiPlot P-22, MIDC Infotech, Park, Hinjawadi, Pune, Maharashtra-411057ORBC0101107411022011020-22933149
Kondhwa KhurdBrahma Estate, Kondhwa Khurd, Pune, Maharashtra-411048ORBC0101128411022012020-26837527
Viman NagarPlot-3, Survey-199, Viman Nagar, Pune, Maharashtra-400014ORBC0101142411022013020-26633633
ChakanVillage & P.O. Chakan, Pune, Maharashtra-410501ORBC0101209411022014
Kalyani NagarShop No 107 &108, Ground Floor, Forto Plaza, Victoria Ii, Opp. Big Cinema, Kalyani Nagar, Pune, MaharashtraORBC0101331411022015
BanerAria Towers, Ground Floor, Shop No-116/3/1& 2, Mahalunge Road, Baner, Pune, MaharashtraORBC0101677411022018020-25670694
Pashan-Sus RoadOrange Life, Shop No G-8, G-9, Pashan-Sus Road, Opposite Dutta Mandir, Pune, MaharashtraORBC0101678411022017020-25670694
Pimple SaudagarSr No 183, A/2, Kate Nagar, Pimple Saudagar, Pune, Maharashtra-411027ORBC0101853411022020020 27702431, 432
WagholiPlot No.2& 3, Shiva Palace Coop.Housing Society, Next To Jain College, Bakori Road, Wagholi, District-Pune, Maharashtra-411207ORBC0102089
Akurdi,BO Akurdi, Plot No 397, Sec24, Nigdi Pradhikaran, In Front Of Lokmanya Hospital, Pune, Maharashtra-411044ORBC0102174
Shirur207, Shanti Complex, Maruti Gali, Shirur, Pune, Maharashtra- 412210ORBC0102177
Bhavdan KhurdShop 14, Megh Malhar Ra, Sr. No 54, Bhavdan Khurd, Pune, MaharashtraORBC0102217
KharadiA-1/2, Cheryl, Down Town, Kharadi, Pune, Maharashtra-411014ORBC0102218

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%