Punjab & Sind Bank Personal Loan in Gurugram

About Punjab & Sind Bank Personal Loan Gurugram

Availing personal loans from Punjab & Sind Bank Personal Loan Gurugram help you to manage your financial necessities whether it is related to a marriage in the family, travelling abroad, funding for higher education or simply a vacation or covering any unforseen calamities. The loans get sanctioned by the bank subject to the credit worthiness of the applicant.

Punjab & Sind Bank Personal Loan Gurugram at a glance

ParticularsDetails
Interest Rate12.65% - 13.90%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Gurugram

Address of Punjab & Sind Bank Branches in Gurugram

Branch NameComplete AddressIFSCMICRContact Number
Gurudwara Road, Gurugram Gurudwara Road, GurugramPSIB00003531100230636321313
Sec 10 GurugramSCO - 98, Sector 10 - A, Hudda Market, Gurugram - 122001 PSIB00008901100231152321313
Sector 44, GurugramInstitutional Plot No.151, Sector-44, Gurugram, Haryana-123003 PSIB0021509NON-MICR8447287281

 

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