Personal Loan Rates 2018168 views
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About Punjab & Sind Bank Personal Loan Gurugram
Availing personal loans from Punjab & Sind Bank Personal Loan Gurugram help you to manage your financial necessities whether it is related to a marriage in the family, travelling abroad, funding for higher education or simply a vacation or covering any unforseen calamities. The loans get sanctioned by the bank subject to the credit worthiness of the applicant.
Punjab & Sind Bank Personal Loan Gurugram at a glance
|Interest Rate||12.65% - 13.90%|
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Gurugram
Address of Punjab & Sind Bank Branches in Gurugram
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Gurudwara Road, Gurugram||Gurudwara Road, Gurugram||PSIB0000353||110023063||6321313|
|Sec 10 Gurugram||SCO - 98, Sector 10 - A, Hudda Market, Gurugram - 122001||PSIB0000890||110023115||2321313|
|Sector 44, Gurugram||Institutional Plot No.151, Sector-44, Gurugram, Haryana-123003||PSIB0021509||NON-MICR||8447287281|