About Punjab National Bank Personal Loan Jammu
Looking for a personal loan in Jammu? Punjab National Bank personal loan is here to surprise you with the combination of a higher loan amount at low-interest rates. Yes, the personal loan offered by PNB is one of the best personal loans that gives you the opportunity to get money and get rid of any financial worries. So, to apply at PNB, check Jammu branch details, eligibility criteria, interest rates, and documentation required here.
Punjab National Bank Personal Loan Jammu at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.95% - 14.00% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) in Agra is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15,000-for metro city and ₹12,500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
For more information, read Personal Loan Jammu
Address of Punjab National Bank Branches in Jammu
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Anantnag | Anantnag, Kashmir, Jammu Kashmir | PUNB0002300 | 192024001 | 01932-227502 |
| Shalimar Road | Shalimar Road, Jammu Tawi, J&K - 180001 | PUNB0022300 | 180024009 | 0191-2547044, 2576117 |
| Jain Bazaar | Jain Bazaar, Jammu, J&K 180001 | PUNB0024000 | 180024011 | 0191-2570902, 2540967 |
| Srinagar Maharajganj | Srinagar, Maharajganj, J&K 19002 | PUNB0043700 | 190024010 | 0194-2477394 |
| Arnia | VPO Arnia, Jammu, J&K 181131 | PUNB0051700 | 180024501 | 01923-272233 |
| Baramulla | Near Sumo Stand, Baramulla Jammu and Kashmir J&K 193101 | PUNB0055800 | 193024001 | 01952-234318 |
| Bijbehara | Bijbehara Jammu And Kashmir Jk 192124 | PUNB0055900 | 192024501 | 01932-234279 |
| Basohli | Bus Stand, Basholi J&K 184201 | PUNB0056000 | 184024502 | 01923-251217 |
| Hiranagar | Hiranagar, Distt. Kathua, J&K 184142 | PUNB0068300 | 184024504 | 01922-274237 |
| Jammu Gandhi Nagar | Gandhi Nagar, Jammu | PUNB0070200 | 180024016 | 0191-2435189, 2435392, 2439899 |
| Kulgam | Qazigund Adda, Kulgam J&K 192231 | PUNB0073900 | 192024502 | 01931-260228 |
| Kathua | College Road, Kathua, J&K 184101 | PUNB0074400 | 184024001 | 01922-234671/238509 |
| Rehari Chowk | 69, BC Road, Rehari, Jammu, J&K - 180005 | PUNB0079400 | 180024018 | 0191-2561545, 2543966 |
| Natipora | Natipora, District Badgam Jammu and Kashmir 190015 | PUNB0080400 | 190024011 | 0194-2430780 |
| Nagrota | Nagrota, Jammu Tawi, J&K 181221 | PUNB0080600 | 180024023 | 0191-2673021 |
| Pampore | Pampore, Near Tehsil Office, Pulwama Jk 192121 | PUNB0082800 | 190024012 | 01933-22212 |
| R S Pura, Jammu | Main Road, R.S. Pura, Jammu, J&K 181102 | PUNB0083700 | 180024027 | 01923-251204, 250246 |