Punjab National Bank Personal Loan in Jammu

About Punjab National Bank Personal Loan Jammu

Looking for a personal loan in Jammu? Punjab National Bank personal loan is here to surprise you with the combination of a higher loan amount at low-interest rates. Yes, the personal loan offered by PNB is one of the best personal loans that gives you the opportunity to get money and get rid of any financial worries. So, to apply at PNB, check Jammu branch details, eligibility criteria, interest rates, and documentation required here.

Punjab National Bank Personal Loan Jammu at a Glance

Interest Rate11.40% - 16.95%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) in Agra is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15,000-for metro city and ₹12,500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

For more information, read Personal Loan Jammu

Address of Punjab National Bank Branches in Jammu

Branch NameComplete AddressIFSC CodeMICRContact Number
AnantnagAnantnag, Kashmir, Jammu KashmirPUNB000230019202400101932-227502
Shalimar RoadShalimar Road, Jammu Tawi, J&K - 180001PUNB00223001800240090191-2547044, 2576117
Jain BazaarJain Bazaar, Jammu, J&K 180001PUNB00240001800240110191-2570902, 2540967
Srinagar MaharajganjSrinagar, Maharajganj, J&K 19002PUNB00437001900240100194-2477394
ArniaVPO Arnia, Jammu, J&K 181131PUNB005170018002450101923-272233
BaramullaNear Sumo Stand, Baramulla Jammu and Kashmir J&K 193101PUNB005580019302400101952-234318
BijbeharaBijbehara Jammu And Kashmir Jk 192124PUNB005590019202450101932-234279
BasohliBus Stand, Basholi J&K 184201PUNB005600018402450201923-251217
HiranagarHiranagar, Distt. Kathua, J&K 184142PUNB006830018402450401922-274237
Jammu Gandhi NagarGandhi Nagar, JammuPUNB00702001800240160191-2435189, 2435392, 2439899
KulgamQazigund Adda, Kulgam J&K 192231PUNB007390019202450201931-260228
KathuaCollege Road, Kathua, J&K 184101PUNB007440018402400101922-234671/238509
Rehari Chowk69, BC Road, Rehari, Jammu, J&K - 180005PUNB00794001800240180191-2561545, 2543966
NatiporaNatipora, District Badgam Jammu and Kashmir 190015PUNB00804001900240110194-2430780
NagrotaNagrota, Jammu Tawi, J&K 181221PUNB00806001800240230191-2673021
PamporePampore, Near Tehsil Office, Pulwama Jk 192121PUNB008280019002401201933-22212
R S Pura, JammuMain Road, R.S. Pura, Jammu, J&K 181102PUNB008370018002402701923-251204, 250246

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%