PNB Personal Loan Pune - Rates February 2024, IFSC, Eligibility, EMI

Punjab National Bank Personal Loan in Pune

About Punjab National Bank Personal Loan Pune

If you are looking for an affordable personal loan in Pune, Punjab National Bank is here in your city. The bank has been in the banking industry since quite a long time due to which it has got the understanding of a loan seeker. Having said that, the loan amount you can get is higher which will help you manage your expenses in a better way. Check personal loan details below and apply at Pune branch.

Punjab National Bank Personal Loan Pune at a Glance

Interest Rate11.40% - 16.95%
Loan amountUp to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower
TenureUp to 5 years
Processing Fee1.80% of loan amount

Eligibility Criteria

The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:

  • The age of the applicant must be between 21-58 years (65 years for self-employed)
  • The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
  • Total work experience of 2 years is a must
  • Minimum residence of 1 year at current residence is required

Documents Required

The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:

  • Loan application form with passport size photograph
  • Identify proof with unique identification number in case of military/ paramilitary personnel
  • Educational qualification proof
  • Age proof
  • Proof of official address and residential address
  • Income proof
  • Latest salary slip (IT returns for the last 3 financial years for self-employed)
    Form 16, duly authenticated by the employer (latest bank statements for self-employed)

You can also read Personal Loan Pune

Punjab National Bank Branches in Pune

Branch NameComplete AddressIFSC CodeMICRContact Number
KirkeeShop No. 1, Kirkee Commercial Complex, Dr. Ambedkar Road, Pune, Maharashtra 411003PUNB0027800411024007020-25817963
Pune CampArora Towers, Pune Camp, Maharashtra 411001PUNB0038600411024004020-6133957, 80, 5624
Laxmi RoadLaxmi Road, Moti Chowk, Pune, Maharashtra 411002PUNB0038700411024003020-4457744, 4456573
Pashan Road PunePashan Road, Gol Market, Pune, Maharashtra 411021PUNB0049500411024008020-25887092, 5285
Pune CME Campus BopkhelCME Campus Bhopkhel Dapodi , Pune , Maharashtra - 411031PUNB0120900411024006020-27145933/5105
Pune, Deccan GymkhanaDeccan, Gymkhana, Pune, Maharashtra 411004PUNB0139400411024009020-25458721, 5443133
Vidya NagarTingre Nagar, Pune, Maharashtra 411032PUNB0178300411024010020-26689346, 99639
JowanJowan TQ Maval District Pune MaharashtraPUNB027990041002450102114-268449
AtwanAir Force Station INS Shivaji TQ Mulshi District Pune Maharashtra 410402PUNB028450041002450202114-284217, 284877
RCC Pune564 Nanapeth, Sadashiv Chambers, Pune - 411002PUNB0288500411024001020-26335458
Pune, Nanapeth564, Sadashiv Chambers Nanapeth , Pune , MaharashtraPUNB0290100411024002020-6336508, 652
Pune, Bhosari Industrial EstaLandewadi, Bhosari Industrial Estate, Pune, Maharashtra - 29PUNB0291900411024005020-27192296, 20924
Pune, KothrudAnant Kripa SOC, Near Vanaz Factory Aud Road, Kothrud, Pune 411037PUNB0397400411024012020-25439677
Pune, Satara RoadPushpa Heights, Bibvewadi Corner, Pune 411037PUNB0398400411024013020-4218377, 4218352
Aundh, Pune1/2/3, Gaikward Heights, Survey No 127/1, Near Hotel Sarja Lane, Pune, Maharashtra 411037PUNB0450800411024014020-25897511

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%