About Punjab National Bank Personal Loan Pune
If you are looking for an affordable personal loan in Pune, Punjab National Bank is here in your city. The bank has been in the banking industry since quite a long time due to which it has got the understanding of a loan seeker. Having said that, the loan amount you can get is higher which will help you manage your expenses in a better way. Check personal loan details below and apply at Pune branch.
Punjab National Bank Personal Loan Pune at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.95% - 14.00% |
| Loan amount | Up to ₹5 lakhs to a subject of 20 times monthly salary of the applicant whichever is lower |
| Tenure | Up to 5 years |
| Processing Fee | 1.80% of loan amount |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at Punjab National Bank (PNB) is as follows:
- The age of the applicant must be between 21-58 years (65 years for self-employed)
- The minimum monthly income of the applicant must be ₹15000-for metro city and ₹12500-for urban city (₹20,000/- for self-employed)
- Total work experience of 2 years is a must
- Minimum residence of 1 year at current residence is required
Documents Required
The list of documents that an applicant must have at the time of applying for a personal loan at PNB is as follows:
- Loan application form with passport size photograph
- Identify proof with unique identification number in case of military/ paramilitary personnel
- Educational qualification proof
- Age proof
- Proof of official address and residential address
- Income proof
- Latest salary slip (IT returns for the last 3 financial years for self-employed)
Form 16, duly authenticated by the employer (latest bank statements for self-employed)
You can also read Personal Loan Pune
Punjab National Bank Branches in Pune
| Branch Name | Complete Address | IFSC Code | MICR | Contact Number |
|---|---|---|---|---|
| Kirkee | Shop No. 1, Kirkee Commercial Complex, Dr. Ambedkar Road, Pune, Maharashtra 411003 | PUNB0027800 | 411024007 | 020-25817963 |
| Pune Camp | Arora Towers, Pune Camp, Maharashtra 411001 | PUNB0038600 | 411024004 | 020-6133957, 80, 5624 |
| Laxmi Road | Laxmi Road, Moti Chowk, Pune, Maharashtra 411002 | PUNB0038700 | 411024003 | 020-4457744, 4456573 |
| Pashan Road Pune | Pashan Road, Gol Market, Pune, Maharashtra 411021 | PUNB0049500 | 411024008 | 020-25887092, 5285 |
| Pune CME Campus Bopkhel | CME Campus Bhopkhel Dapodi , Pune , Maharashtra - 411031 | PUNB0120900 | 411024006 | 020-27145933/5105 |
| Pune, Deccan Gymkhana | Deccan, Gymkhana, Pune, Maharashtra 411004 | PUNB0139400 | 411024009 | 020-25458721, 5443133 |
| Vidya Nagar | Tingre Nagar, Pune, Maharashtra 411032 | PUNB0178300 | 411024010 | 020-26689346, 99639 |
| Jowan | Jowan TQ Maval District Pune Maharashtra | PUNB0279900 | 410024501 | 02114-268449 |
| Atwan | Air Force Station INS Shivaji TQ Mulshi District Pune Maharashtra 410402 | PUNB0284500 | 410024502 | 02114-284217, 284877 |
| RCC Pune | 564 Nanapeth, Sadashiv Chambers, Pune - 411002 | PUNB0288500 | 411024001 | 020-26335458 |
| Pune, Nanapeth | 564, Sadashiv Chambers Nanapeth , Pune , Maharashtra | PUNB0290100 | 411024002 | 020-6336508, 652 |
| Pune, Bhosari Industrial Esta | Landewadi, Bhosari Industrial Estate, Pune, Maharashtra - 29 | PUNB0291900 | 411024005 | 020-27192296, 20924 |
| Pune, Kothrud | Anant Kripa SOC, Near Vanaz Factory Aud Road, Kothrud, Pune 411037 | PUNB0397400 | 411024012 | 020-25439677 |
| Pune, Satara Road | Pushpa Heights, Bibvewadi Corner, Pune 411037 | PUNB0398400 | 411024013 | 020-4218377, 4218352 |
| Aundh, Pune | 1/2/3, Gaikward Heights, Survey No 127/1, Near Hotel Sarja Lane, Pune, Maharashtra 411037 | PUNB0450800 | 411024014 | 020-25897511 |