Punjab & Sind Bank Personal Loan in Kolkata

About Punjab & Sind Bank Personal Loan Kolkata

Fulfill your personal requirements through personal loans. Yes, when Punjab & Sind Bank Kolkata is here to meet all your necessities. The loans are offered by the bank at a repayment period upto 5 years. With minimal documentation processes, availing personal loan becomes simpler not only for the residents of Kolkata but for outside regions as well.

Punjab & Sind Bank Personal Loan Kolkata at a glance

ParticularsDetails
Interest Rate12.80% - 14.05%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Kolkata

Address of Punjab & Sind Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
Kolkata Main8, Old Court House Street Kolkata
PSIB0000147700023002033-22103469/22207578
N.S. Road Kolkata83/85, Netaji Suhash Road Kolkata – 700001PSIB0000361700023003033-22431416/22432584
Chowringhee Kolkata59 B Chowarangee Road, Kolkata – 700020PSIB000062570002301022471946
IBD Kolkata14/15 Old Court House St. Kolkata – 700001PSIB000056270002300722104357
Lindsay Street, Kolkata12/1 Lindsay Street, Kolkata, West Bengal – 700087PSIB0000501700023004033 22520030
Salt Lake, KolkataB J - 111, Sector - Ii, Salt Lake Area, Kolkata – 7000069PSIB0000620700023015033 22485990
Tangra Road, Kolkata5/4 New Tangra Road, Kolkata – 7000046PSIB0000629700023011033 23293041
Bansdroni, Kolkata235/3/1, Nsc Bose Road, Bansdrauni, Kolkata, West Bengal – 700047PSIB0000669700023012033 24710725
Birati Mahajati Vidya Mandir, KolkataBirati Mahajati Vidya Mandir, Kolkata, West Bengal – 700051PSIB0000846700023018033 25126477
Kalakar Street3 A Madho Kesto Seth Lane, Kalakar Street, West BangalPSIB0000537NON-MICR033 22381748

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