Personal Loan Rates 2018182 views
Table of Contents
About Punjab & Sind Bank Personal Loan Kolkata
Fulfill your personal requirements through personal loans. Yes, when Punjab & Sind Bank Kolkata is here to meet all your necessities. The loans are offered by the bank at a repayment period upto 5 years. With minimal documentation processes, availing personal loan becomes simpler not only for the residents of Kolkata but for outside regions as well.
Punjab & Sind Bank Personal Loan Kolkata at a glance
|Interest Rate||12.65% - 13.90%|
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Kolkata
Address of Punjab & Sind Bank Branches in Kolkata
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Kolkata Main||8, Old Court House Street Kolkata||PSIB0000147||700023002||033-22103469/22207578|
|N.S. Road Kolkata||83/85, Netaji Suhash Road Kolkata – 700001||PSIB0000361||700023003||033-22431416/22432584|
|Chowringhee Kolkata||59 B Chowarangee Road, Kolkata – 700020||PSIB0000625||700023010||22471946|
|IBD Kolkata||14/15 Old Court House St. Kolkata – 700001||PSIB0000562||700023007||22104357|
|Lindsay Street, Kolkata||12/1 Lindsay Street, Kolkata, West Bengal – 700087||PSIB0000501||700023004||033 22520030|
|Salt Lake, Kolkata||B J - 111, Sector - Ii, Salt Lake Area, Kolkata – 7000069||PSIB0000620||700023015||033 22485990|
|Tangra Road, Kolkata||5/4 New Tangra Road, Kolkata – 7000046||PSIB0000629||700023011||033 23293041|
|Bansdroni, Kolkata||235/3/1, Nsc Bose Road, Bansdrauni, Kolkata, West Bengal – 700047||PSIB0000669||700023012||033 24710725|
|Birati Mahajati Vidya Mandir, Kolkata||Birati Mahajati Vidya Mandir, Kolkata, West Bengal – 700051||PSIB0000846||700023018||033 25126477|
|Kalakar Street||3 A Madho Kesto Seth Lane, Kalakar Street, West Bangal||PSIB0000537||NON-MICR||033 22381748|