Personal Loan Rates 2018197 views
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About Punjab & Sind Bank Personal Loan Noida
Punjab & Sind Bank offers Personal Loan to meet diversified needs of an individual. Whether it is related to funding for higher education, for marriage, for travelling overseas, for medical emergencies, for any unforeseen calamities and others. The bank offers attractive interest rates which comes with the highest rate of loan approval.
Punjab & Sind Bank Personal Loan Noida at a glance
|Interest Rate||12.80% - 14.05%|
|Loan Amount||For Salaried Class:|
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
|Tenure||Upto 5 years|
1.0% of the loan amount.
|Pre-payment Charges||Minimum prepayment charges|
The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:
Salaried class employees and pensioners are eligible to apply for personal loan.
The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.
The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.
The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.
Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport
Address Proof- Utility bill/Passport/Aadhar card/Voter ID
Income Proof– Latest Salary Slip/ ITR/Form-16
Bank Statement– Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Noida
Address of Punjab & Sind Bank Branches in Noida
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|NTPC Noida||NTPC Sector - 24 Noida , G.B.Nagar - 201301||PSIB0001029||110023059||0120-2410301/2596044|
|Noida (Sector – 24)||A - 10/A F.D.D.I.Complex, Sector - 24, Noida Gautam Budh Nagar - 201301||PSIB0000733||110023089||0120-2411337|
|Chikamberpur||Chikamberpur, Yuvraj Complex, Delhi U.P. Border, Chikamberpur – 201006||PSIB0000701||110023079||0120-2622950|
|DPS Noida||Delhi Public School, Sector - 30, Noida, Distt. Gautam Budh Nagar||PSIB0000907||110023106||0120 2456441|
|Greater Noida||Greater Noida, Kaison Tower, Ist Floor, Alpha - I, District Gautam Buddha Nagar, Uttar Pradesh||PSIB0020970||NON-MICR||0120 2523594|
|Greater Noida||LG 8, Gns Plaza, Suraj Pur Kasna Main Road, Plot No. S7.1, Distt. Gautam Budh Nagar 201306, Up||PSIB0021309||NON-MICR||9312519433|
|Sector-Sixty Three, Noida||Plot No C1A, Sector 63, Noida, Up 201307||PSIB0021511||NON-MICR||9871124778|
|Sector-Forty Nine, Noida||Plot No. B-80, Sector 49, Noida, Up 201301||PSIB0021513||NON-MICR||9560521525|