Punjab & Sind Bank Personal Loan in Noida

About Punjab & Sind Bank Personal Loan Noida

Punjab & Sind Bank offers Personal Loan to meet diversified needs of an individual. Whether it is related to funding for higher education, for marriage, for travelling overseas, for medical emergencies, for any unforeseen calamities and others. The bank offers attractive interest rates which comes with the highest rate of loan approval.

Punjab & Sind Bank Personal Loan Noida at a glance

ParticularsDetails
Interest Rate12.65% - 13.90%
Loan AmountFor Salaried Class:

Up-to 18 times monthly net salary/1.5 times of Net Annual Income or ₹ 3 lacs, whichever is less
For Pensioner:
(a) Pensioners upto the age of 65 years - Up-to 15 times monthly net pension or ₹ 3lacs, whichever is less.
b) For Pensioners above the age of 65 years and upto the age of 70 years - Up-to 10 times monthly net pension or ₹ 1 Lac, whichever is less.
TenureUpto 5 years
Processing FeeOne-Time:
1.0% of the loan amount.
Pre-payment ChargesMinimum prepayment charges

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Punjab & Sind Bank Personal Loan:

  • Salaried class employees and pensioners are eligible to apply for personal loan.

  • The minimum age limit of the borrower should be 21 years whereas the maximum age limit for salaried class Government/PSU employees should be 60 years, for salaried class private employees should be 65 years and for pensioners should be 70 years.

  • The guarantee for the personal loan stands from the Third party/ mutual guarantee/ guarantee of spouse/ Major son.

Documents Required

The salaried employees as well as pensioners need to produce the following documents while applying for personal loan.

  • Identity Proof- PAN Card/Voter ID/Driving License/Aadhar Card/Passport

  • Address Proof- Utility bill/Passport/Aadhar card/Voter ID

  • Income Proof– Latest Salary Slip/ ITR/Form-16

  • Bank Statement– Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Noida

Address of Punjab & Sind Bank Branches in Noida

Branch NameComplete AddressIFSCMICRContact Number
NTPC NoidaNTPC Sector - 24 Noida , G.B.Nagar - 201301PSIB00010291100230590120-2410301/2596044
Noida (Sector – 24)
A - 10/A F.D.D.I.Complex, Sector - 24, Noida Gautam Budh Nagar - 201301 PSIB00007331100230890120-2411337
ChikamberpurChikamberpur, Yuvraj Complex, Delhi U.P. Border, Chikamberpur – 201006
PSIB00007011100230790120-2622950
DPS NoidaDelhi Public School, Sector - 30, Noida, Distt. Gautam Budh Nagar
PSIB00009071100231060120 2456441
Greater Noida Greater Noida, Kaison Tower, Ist Floor, Alpha - I, District Gautam Buddha Nagar, Uttar Pradesh PSIB0020970NON-MICR0120 2523594
Greater NoidaLG 8, Gns Plaza, Suraj Pur Kasna Main Road, Plot No. S7.1, Distt. Gautam Budh Nagar 201306, Up
PSIB0021309NON-MICR9312519433
Sector-Sixty Three, Noida Plot No C1A, Sector 63, Noida, Up  201307
PSIB0021511NON-MICR9871124778
Sector-Forty Nine, NoidaPlot No. B-80, Sector 49, Noida, Up  201301PSIB0021513NON-MICR9560521525

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