About RBL Bank Personal Loan Chennai
With the facility of a higher loan at one of the lowest interest rates, personal loans are one of the best loans offered by RBL Bank in Chennai. The demand for this loan is hence very high as you also get the option to choose the tenure as per your comfort and pay low EMI on your loans. To apply now at your nearest bank branch in Chennai, have a look at the documentation required to apply for this loan at RBL Bank.
RBL Bank Personal Loan in Chennai at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 17.50% - 26.00% |
| Loan amount | Up to ₹20 lakhs |
| Tenure | Up to 5 years |
| Processing Fee | 3% of Loan amount Charges for late payment of EMI 2% additional interest per month on overdue EMI |
Eligibility Criteria
To apply for a personal loan at RBL Bank, check eligibility now as follows:
- Minimum net monthly income of ₹25,000 per month
- Minimum age at loan sanction – 25 years. Maximum age at loan maturity – lower of 60 years or retirement age.
- Work Experience of minimum 1 year at current employment and 3 years of total employment experience.
Documents Required
The documents checklist to apply for a personal loan at RBL Bank is as follows:
- PAN Card – For Individual
- Identity Proof – Any one (Voter ID / Driving License / Passport)
- Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
- Relationship Proof (if required)
- Passport Size Photographs
- Any other valid Photo ID card issued by central or state government
- Latest 6 months Salary credit Bank Statements
- Income Proof
- Bank statements
For more information, read Personal Loan Chennai
Address of RBL Bank Branches in Chennai
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| T Nagar Chennai | The Ratnakar Bank Ltd, Dfl Infrastructure Finance Limited, 14 Ramakrishna Street, T.Nagar, Chennai - 600017 | RATN0000113 | 600176002 | 9900576962 |
| Nungambakkam | The Ratnakar Bank Ltd 1st Floor Rashmi Tower No 1 Valluvarkottam High Road Chennai 600034 | RATN0000180 | NON-MICR | 43020600 |
| Adyar | The Ratnakar Bank Ltd Ground Floor Nibhav Building No11 Lb Road Adyar Chennai 600020 | RATN0000185 | 600176004 | 40288161 |
| Parrys Corner | The Ratnakar Bank Ltd First Floor Dass India Tower Door No 3 Second Line Bach Chennai 600 001 | RATN0000186 | 600176005 | 40288161 |
| Anna Nagar | The Ratnakar Bank Ltd First Floor Old No Ab 134 And Ab 106 And 108 4Th Avenue Shanti Colony Anna Nagar Chennai 600 040 | RATN0000187 | 600176006 | 40288161 |