RBL Bank Personal Loan Chennai - Eligibility, Rates March 2024, EMI, IFSC

RBL Bank Personal Loan in Chennai

About RBL Bank Personal Loan Chennai

With the facility of a higher loan at one of the lowest interest rates, personal loans are one of the best loans offered by RBL Bank in Chennai. The demand for this loan is hence very high as you also get the option to choose the tenure as per your comfort and pay low EMI on your loans. To apply now at your nearest bank branch in Chennai, have a look at the documentation required to apply for this loan at RBL Bank.

RBL Bank Personal Loan in Chennai at a Glance

Interest Rate14.00% - 23.00%
Loan amountUp to ₹20 lakhs
TenureUp to 5 years
Processing Fee3% of Loan amount Charges for late payment of EMI 2% additional interest per month on overdue EMI

Eligibility Criteria

To apply for a personal loan at RBL Bank, check eligibility now as follows:

  • Minimum net monthly income of ₹25,000 per month
  • Minimum age at loan sanction – 25 years. Maximum age at loan maturity – lower of 60 years or retirement age.
  • Work Experience of minimum 1 year at current employment and 3 years of total employment experience.

Documents Required

The documents checklist to apply for a personal loan at RBL Bank is as follows:

  • PAN Card – For Individual
  • Identity Proof – Any one (Voter ID / Driving License / Passport)
  • Address Proof – Any one (Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Relationship Proof (if required)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Latest 6 months Salary credit Bank Statements
  • Income Proof
  • Bank statements

For more information, read Personal Loan Chennai

Address of RBL Bank Branches in Chennai

Branch NameComplete AddressIFSCMICRContact Number
T Nagar ChennaiThe Ratnakar Bank Ltd, Dfl Infrastructure Finance Limited, 14 Ramakrishna Street, T.Nagar, Chennai - 600017RATN00001136001760029900576962
NungambakkamThe Ratnakar Bank Ltd 1st Floor Rashmi Tower No 1 Valluvarkottam High Road Chennai 600034RATN0000180NON-MICR43020600
AdyarThe Ratnakar Bank Ltd Ground Floor Nibhav Building No11 Lb Road Adyar Chennai 600020RATN000018560017600440288161
Parrys CornerThe Ratnakar Bank Ltd First Floor Dass India Tower Door No 3 Second Line Bach Chennai 600 001RATN000018660017600540288161
Anna NagarThe Ratnakar Bank Ltd First Floor Old No Ab 134 And Ab 106 And 108 4Th Avenue Shanti Colony Anna Nagar Chennai 600 040RATN000018760017600640288161

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%