About SBI Personal Loan in Kochi
State Bank of India (SBI) has recently announced its merger with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP). Post this merger, it is expected that SBI will soon become one of the biggest players in the banking industry in the whole world.
The bank reached this level of success due to its customer-friendly products like personal loans. With the experience of more than 200 years in the banking industry, SBI has understood the needs of a loan borrower and has designed its personal loan accordingly. To apply now for a personal loan in Kochi, check SBI branch details, eligibility criteria, documents checklist and get instant approval for your loan.
SBI Personal Loan Kochi at a Glance
Particulars | Details |
---|---|
Interest Rate | 11.00% - 14.00% |
Loan amount | Minimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas Maximum - ₹15,00,000 |
Tenure | Up to 5 years |
Processing Fee | 1% - 3% of the loan amount + GST |
Eligibility Criteria
The eligibility criteria to apply for a personal loan at State Bank of India in Kochi is as follows:
- Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
- Central and state Government
- Quasi-Government
- Central PSUs
- Profit making State PSUs
- Educational Institutions of National Repute
- Selected Corporates
- Pensioners
Documents Checklist
The documentation needed to apply for a personal loan at SBI is as follows:
- Latest Photograph
- Photo Identity of the applicant & the guarantor
- Residence Proof of the Applicant & Guarantor
- Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)
You may also read Personal Loan Kochi
Address of SBI Branches in Kochi
The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Kochi are mentioned in the table below:
Branch Name | Complete Address | IFSC Code | MICR Code | Contact Number |
---|---|---|---|---|
RCPC - Ernakulam | State Bank Of India, Regional Business Office - II ( SU ), LHO Annexe - II, Shanmugham Road, Cochin, Dist: Ernakulam - 682031 | SBIN0013824 | NON-MICR | 0484-2361318, 2352079 |
Kochi Shipyard | P.B. No. 1655, Perumanur, M.G. Road Pin- 682015 | SBIN0003229 | 682002004 | 0484-2354786 |
NRI, Kochi | Deepa Theatre Bldg, M.G. Rd., NRI Kochi, Ernakulam, Kerala | SBIN0006561 | 682002008 | 1800 425 3800 |
Perumanoor | Parambi Estate, Perumanoor, Ernakulam, State Kerala, Pin 682015 | SBIN0008660 | 682002012 | 0484-2359038 |
Vyttila, Kochi | 29 1288, B - Cummins Building Vyttilla Junction, National Highway, Kochi , Pin - 682019 | SBIN0008694 | 682002013 | 0484-2302365, 2303521 |
Cepz Kakkanad | Ernakulam, Kerala, Pin 682030 | SBIN0009485 | 682002015 | 0484-2413185 |
Kochi | Calvetty Rd, Fort Cochin, Ernakulam, Kerala | SBIN0000826 | 682002018 | 1800 425 3800 |
Overseas Branch, Kochi | Dist Ernakulam, Kerala 682003 | SBIN0000967 | 682002019 | 0484-2666210 |
Panayapalli, Kochi | Post Bag No. 280, XII By 1052, Panyapally, Kochi, Dist Ernakulam, 682002 | SBIN0002250 | 682002020 | 0484-2227433 |
Kochi Port Trust | North End, Willingdon Island, Cochin Port Trust, Ernakulam, Kerala | SBIN0006367 | 682002021 | 1800 425 3800 |
Ambalamedu | Near Factcd Main Gate Via Tripurith Ura, Ambalamedu | SBIN0001108 | 682002027 | 0484-2720337 |
Infopark Branch, Kochi | Npol Compound Kakkanad Ernakulam Kerala 682037 | SBIN0010316 | 682002037 | 0484-2572013 |
High Court Of Kerala | High Court Complex, Ground Floor, Ernakulam, Kochi, Kerala 682031 | SBIN0010564 | 682002042 | 0484-2392790 |
Kochi Refineries | Kochi Refineries Compound, Ambalamedu, Ernakulam District, Kerala 682303 | SBIN0010567 | 682002043 | 0484-2822910 |
Perumbavoor | Mullapalli Bldgs., Alwayemannar Road, Pin 682542 | SBIN0008661 | 682002054 | 0484-2523198 |
Ernakulam | Plot No. 40/9043/ B, 1st Floor, YMCA Junction, Chittor Road, Ernakulam - 682035 | SBIN0030473 | 682005002 | 0484-2367999 |
Smart City | Smart City , Heera Cyber Views, Infopark -edachira Road, Thengode P.O., Kochi. Kerala -682030 | SBIN0015789 | NON-MICR | 0484-2372683 |
Chakkaraparambu | Bldg No. 33/644 C, Govt High School Road, Vennala Po , Kochi. Kerala - 682028 | SBIN0016072 | NON-MICR | 9497717566 |
Kadavanthra | No 57314 A Naveen Arcaderavindran Road Kadavanthtra Post Ernakulam Kerala 682020 | SBIN0018059 | NON-MICR | 9496251777 |
Kathrikadavu | Grand Baykattakkara Jnkaloor Kadavanthra Road Kaloorcochin 17 Ernakulam Kerala 682017 | SBIN0018060 | NON-MICR | 9447515599 |
Panampilly Nagar | Door No 395173 A KC Abraham Master Road Panampilly Nagar Kochi Distt. Ernakulam Kerala 682036 | SBIN0018061 | NON-MICR | 9446574742 |
Ponekkara | Athekkedath Complex Poysha Road Ponekkara Distt Ernakulam Kerala 682041 | SBIN0018168 | NON-MICR | 9497714779 |
Sbiintouch Lite, Padamugal | No. Xi673b1, Sbiintouch Lite, Padamugal Kakkanad, Noel House, Posttrikkakara, Ernakulam 682021 | SBIN0019011 | NON-MICR | 9447339953 |
Desom | Kunnumpuram, Post Desom, Dist. Ernakulam, Kerala- 683102 | SBIN0018621 | NON-MICR | 9446460517 |
Koothattukulam | Valiyakulangara Towers, Koothattukulam, Dist. Ernakulam, Kerala- 686662 | SBIN0018636 | NON-MICR | 8547853359 |
SBI intouch Edappally | Metro Pillar Arcade, Edapally, Ernakulam. Kerala- 682024 | SBIN0019128 | NON-MICR | 9446881369 |