SBI Personal Loan Kochi - IFSC, Rates March 2024, Eligibility, EMI

SBI Personal Loan in Kochi

About SBI Personal Loan in Kochi

State Bank of India (SBI) has recently announced its merger with its five associate banks namely State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Bikaner and Jaipur (SBBJ), State Bank of Hyderabad (SBH) and State Bank of Patiala (SBP). Post this merger, it is expected that SBI will soon become one of the biggest players in the banking industry in the whole world.

The bank reached this level of success due to its customer-friendly products like personal loans. With the experience of more than 200 years in the banking industry, SBI has understood the needs of a loan borrower and has designed its personal loan accordingly. To apply now for a personal loan in Kochi, check SBI branch details, eligibility criteria, documents checklist and get instant approval for your loan.

SBI Personal Loan Kochi at a Glance

Interest Rate11.00% - 14.00%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Kochi is as follows:

  • Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

Documents Checklist

The documentation needed to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You may also read Personal Loan Kochi

Address of SBI Branches in Kochi

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Kochi are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
RCPC - Ernakulam

State Bank Of India, Regional Business Office - II ( SU ), LHO Annexe - II, Shanmugham Road, Cochin, Dist: Ernakulam - 682031SBIN0013824NON-MICR0484-2361318, 2352079
Kochi Shipyard

P.B. No. 1655, Perumanur, M.G. Road Pin- 682015SBIN00032296820020040484-2354786
NRI, Kochi

Deepa Theatre Bldg, M.G. Rd., NRI Kochi, Ernakulam, KeralaSBIN00065616820020081800 425 3800

Parambi Estate, Perumanoor, Ernakulam, State Kerala, Pin 682015SBIN00086606820020120484-2359038
Vyttila, Kochi

29 1288, B - Cummins Building Vyttilla Junction, National Highway, Kochi , Pin - 682019
SBIN00086946820020130484-2302365, 2303521
Cepz Kakkanad

Ernakulam, Kerala, Pin 682030SBIN00094856820020150484-2413185

Calvetty Rd, Fort Cochin, Ernakulam, KeralaSBIN00008266820020181800 425 3800
Overseas Branch, KochiDist Ernakulam, Kerala 682003SBIN00009676820020190484-2666210
Panayapalli, Kochi

Post Bag No. 280, XII By 1052, Panyapally, Kochi, Dist Ernakulam, 682002SBIN00022506820020200484-2227433
Kochi Port Trust

North End, Willingdon Island, Cochin Port Trust, Ernakulam, KeralaSBIN00063676820020211800 425 3800

Near Factcd Main Gate Via Tripurith Ura, AmbalameduSBIN00011086820020270484-2720337
Infopark Branch, Kochi

Npol Compound Kakkanad Ernakulam Kerala 682037SBIN00103166820020370484-2572013
High Court Of Kerala

High Court Complex, Ground Floor, Ernakulam, Kochi, Kerala 682031SBIN00105646820020420484-2392790
Kochi Refineries

Kochi Refineries Compound, Ambalamedu, Ernakulam District, Kerala 682303SBIN00105676820020430484-2822910

Mullapalli Bldgs., Alwayemannar Road, Pin 682542SBIN00086616820020540484-2523198

Plot No. 40/9043/ B, 1st Floor, YMCA Junction, Chittor Road, Ernakulam - 682035SBIN00304736820050020484-2367999
Smart City

Smart City , Heera Cyber Views, Infopark -edachira Road, Thengode P.O., Kochi. Kerala -682030SBIN0015789 NON-MICR0484-2372683

Bldg No. 33/644 C, Govt High School Road, Vennala Po , Kochi. Kerala - 682028
SBIN0016072 NON-MICR9497717566

No 57314 A Naveen Arcaderavindran Road Kadavanthtra Post Ernakulam Kerala 682020SBIN0018059 NON-MICR9496251777

Grand Baykattakkara Jnkaloor Kadavanthra Road Kaloorcochin 17 Ernakulam Kerala 682017SBIN0018060 NON-MICR9447515599
Panampilly Nagar

Door No 395173 A KC Abraham Master Road Panampilly Nagar Kochi Distt. Ernakulam Kerala 682036SBIN0018061NON-MICR9446574742

Athekkedath Complex Poysha Road Ponekkara Distt Ernakulam Kerala 682041SBIN0018168NON-MICR9497714779
Sbiintouch Lite, Padamugal

No. Xi673b1, Sbiintouch Lite, Padamugal Kakkanad, Noel House, Posttrikkakara, Ernakulam 682021SBIN0019011NON-MICR9447339953

Kunnumpuram, Post Desom, Dist. Ernakulam, Kerala- 683102SBIN0018621NON-MICR9446460517

Valiyakulangara Towers, Koothattukulam, Dist. Ernakulam, Kerala- 686662SBIN0018636NON-MICR8547853359
SBI intouch Edappally

Metro Pillar Arcade, Edapally, Ernakulam. Kerala- 682024

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%