SBI Personal Loan in Kolkata

SBI Kolkata Branches with IFSC Codes and Customer Care Number

The branch address, IFSC Code, MICR Code and customer care details of State Bank of India branches located in Kolkata are mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number
MICR Cheque Processing Centre

Jeevan Sudha, 42 C.J.L. Nehru road , Dist Kolkata State West Bengal Pin 700071SBIN0004269700002000033-22830006, 22830008
Service Branch , Kolkata

Jeevan Deep, 6 And 7th Floor, 1 Middleton Street, Distt Kolkata, W B 700001SBIN0008554700002001033-22811071
Alipore

24 By 1 Alipore Road T Kolkata West Bengal 700027SBIN0000004700002002033-24798631
Amherst Street

1 B, Mahendra Srimani, Kolkata, West BengalSBIN00018007000020031 1800 425 3800
B. K. Paul Avenue

104 By 2, B.K. Paul Avenue, Distt. Kolkata, West Bengal 700005SBIN0001767700002005033-25307889
Baghajatin Bzr.

1 A Ashok Road, Kolkata, West Bengal, Pin 700084SBIN0006789700002006033-24622890
Bagh Bazar

2 A, Girish Avenue, Calcutta, West Bengal, West Bengal 700003SBIN0001652700002007033-25551133
Bagmari

P 36, C.I.T. Scheme, MVII. Hs. XII, Calcutta Pin - 700054SBIN0003682700002008033-23557342
Bagri Market

23 BRRB Road Distt Kolkata West Bengal 700001SBIN0001748700002009033-22131771
Ballygunge Rly. Stn.
54 Ekdalia Rd Kolkata West BengalSBIN0003951700002011 033-25549030, 25307886
Belgachia Duttabagan Milk Colony

64 By 1 By 46 A Belgachia Road Distt Kolkata West Bengal 700037SBIN0005367700002013033-25565393/ 25323740
Beliaghata

25, Beliaghata Main Road, Calcutta Pin-700010SBIN0001798700002014033-23506382 033-23552559
B B Gangully Street

Gunadhar Babu Lane Distt. Kolkata West Bengal 700012SBIN0006788700002015033 - 22361614
Bhowanipore

6 By 1, Ramesh Mitra Road, Distt. Kolkata, West Bengal 700025SBIN000004070000201624752440/ 24545623/ 24860029
Bhupen Bose Avenue

49 A, Shyambazar Street, Distt. Kolkata, West Bengal 700004SBIN00067647000020171800 425 3800
Kolkata Main

Samriddhi Bhawan, 1 Strand Road, Kolkata 700001SBIN0000001700002021033 22487602 / 22130491 / 22488599
Calcutta University

College Street, Kolkata, W. B., Pin 700073SBIN00077667000020221800 425 3800
Chetla

19, Chetla Central Road, Kolkata, W.B., Pin 700027SBIN0003691700002024033-24799769
C R Avenue

150, Chittaranjan Avenue, Kolkata West Bengal 700073SBIN0007406700002025033-22199222
Chowringhee

38 B Jawarlal Nehru Road Distt Kolkata West Bengal 700071SBIN0001054700002026033-22885203, 22262371
College Street Matket, Kolkata
223, Bidhan Sarani, Calcutta 700006, BengalSBIN0005723700002027033-22198201, 033-22198024
Cossipore

62 By 1, Kashinath Dutta, Road, Distt. Kolkata, West Bengal 700036SBIN0002043700002028033-25578100
Dhakuria

12 And 14 E Garaiahat Road South Distt Kolkata West Bengal 700031
SBIN0001405700002030033 - 24730666
Elgin Road

91 B Chowringhee Road Distt Kolkata West Bengal 700020SBIN0001768700002031033- 22236448 / 22231237 / 22235291
Elliot Road, Kolkata

54, Rafi Ahmed Kidwai Road, Calcutta, West Bengal 700016SBIN0001792700002032033-22294762
Entally

34 Girish Ch. Bose Road, Distt. Kolkata, West Bengal 700014SBIN00018307000020331800 425 3800
Esplanade

9 B, Sidhu Kanhu Dahar, Distt. Kolkata, West Bengal, 700069
SBIN0001971700002034033-22480410/ 22308686/ 22308670
Fort William

St. Geroges Gate, Distt. Kolkata West Bengal 700021SBIN0001597700002035033-22480552
Garcha

51 By B, Garcha Road, Distt. Kolkata, West Bengal 700019SBIN0003692700002036033-24754778/ 24619593
Garia

283 A NSC Bose Road Distt Kolkata West Bengal 700047SBIN00053687000020371800 425 3800
Gariahat Civic Centre

510 Joshpur Park, Distt. Kolkata West Bengal 700068
SBIN00078267000020381800 425 3800
Gokhale Road

Institution Of Engineering Bldg, 8, Gokhale Rd, Kolkata
SBIN00020627000020391800 425 3800
Goabagan

33, Sahitya Parishad St, Plot No. 6, Kolkata, West Bengal
SBIN0004773700002040033-25330089
Grey Street Extn. Branch

196 A G, Arabinda Sarani, Kolkata, West Bengal, Pin 700004
SBIN0001750700002042033-25545212
Harish Mukherjee Road

102 B, Harish Mukherjee Road, Kolkata, West Bengal 700025
SBIN0003961700002043 033-24552140

SBI Kolkata Main Branch with IFSC Code

  • Branch Name: Kolkata Main
  • Complete Address: Samriddhi Bhawan, 1 Strand Road, Kolkata 700 001, Kolkata – West Bengal
  • IFSC Code: SBIN0000001
  • MICR Details: 700002021
  • Customer Care Number: 033 22487602 / 22130491/ 22488599 / 22485633

SBI Personal Loan Interest Rates in Kolkata

ParticularsDetails
Interest Rate11.00% - 15.40%
Loan amountMinimum - ₹24,000 in metro & urban areas, ₹10,000 in rural areas
Maximum - ₹15,00,000
TenureUp to 5 years
Processing Fee1% - 3% of the loan amount + GST

Eligibility Criteria

The eligibility criteria to apply for a personal loan at State Bank of India in Kolkata is as follows:

  • Salaried individual of good quality corporate, self-employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing
  • Central and state Government
  • Quasi-Government
  • Central PSUs
  • Profit making State PSUs
  • Educational Institutions of National Repute
  • Selected Corporates
  • Pensioners

Personal Loan EMI Calculator

A personal loan EMI calculator is the tool that takes into account the basic details of your loan like the loan amount, interest rate (p.a.) and the loan amount. On the basis of these details, you get the EMI, the total interest outgo and the total amount (interest+principal). Here is an example showing the payments you will have to do if you take a personal loan from SBI worth ₹7,00,000 for the tenure of 5 years and an interest rate of 12.5% p.a.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 7,00,00012.5%1₹ 62,358₹ 48,296₹ 7,48,296
₹ 7,00,00012.5%2₹ 33,115₹ 94,763₹ 7,94,763
₹ 7,00,00012.5%3₹ 23,418₹ 1,43,031₹ 8,43,031
₹ 7,00,00012.5%4₹ 18,606₹ 1,93,088₹ 8,93,088
₹ 7,00,00012.5%5₹ 15,749₹ 2,44,913₹ 9,44,913

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 1,07,503₹ 81,479₹ 5,92,496
2₹ 1,21,738₹ 67,244₹ 4,70,757
3₹ 1,37,858₹ 51,124₹ 3,32,898
4₹ 1,56,113₹ 32,869₹ 1,76,785
5₹ 1,76,947₹ 12,197₹ 0

How to Apply

The process of applying for a personal loan at SBI is simple and quick. For an unsecured personal loan, there is easy documentation and instant approval facility available which saves your time. You can follow the online or offline process whichever you find convenient. You need to fill the loan application form which authenticated personal and professional details and submit it along with the documents checklist at your nearest bank branch or online.

SBI Personal Loan Application Form

In the application form for a personal loan, you must fill in the below-mentioned details:

  1. Personal details of the applicant/s
  2. Professional details of the applicant/s
  3. Loan details (amount and tenure)

Documentation Required

The documents checklist you must keep to apply for a personal loan at SBI is as follows:

  • Latest Photograph
  • Photo Identity of the applicant & the guarantor
  • Residence Proof of the Applicant & Guarantor
  • Income Proof – Salary slips for last 3 months, ITR/ Form 16 for last 3 years (for salaried)

You may also read Personal Loan Kolkata

A personal loan helps you manage your financial requirements and if you are looking for an affordable option in Kolkata, have a look at the personal loan detail of SBI in your city. Below are the branch contact details for you to contact the branch. State Bank of India (SBI) has recently announced its merger with its five associate banks namely and the existing customers of these banks along with the new one can visit the nearest branch for availing the service.

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HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank12.00% - 17.00%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates December 2018
State Bank of India/SBI8.75% - 9.35%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.85% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.10% - 9.35%
Axis Bank8.85% - 9.10%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%