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About Standard Chartered Bank Personal Loan Chennai
Get affordable personal loans from Standard Chartered Bank Chennai which not only accommodate your various dreams but also suit your pocket. The loans are offered at an attractive interest rate with a repayment tenure upto 5 years. Now, Chennai customers and also the other regions can suitably plan their monthly installments during such tenure.
Standard Chartered Bank Personal Loan Chennai at a glance
|Interest Rate||11.00% - 15.00%|
|Loan Amount||Starting from ₹ 1,00,000 to ₹ 30,00,000 depending on your eligibility, income and repayment capacity.|
|Tenure||Upto 5 years|
|Processing Fee||₹999 - Upto ₹1,500|
|Pre-payment Charges||NIL - Upto 5% of the principal outstanding + GST|
Individuals applying for Standard Chartered Bank Personal Loan need to fulfill the following criteria:
- You need to be either a salaried employee or a self-employed individual to apply for Standard Chartered Personal Loan.
- No security, collateral or guarantors are required for obtaining a personal loan.
- Individuals availing personal loan should be 21 years of age and not more than 60 (salaried) and 65 (self-employed) years of age at the time of loan maturity.
- Minimum income of an applicant should be ₹ 50,000.
Individuals are required to submit the following documents in order to avail Standard Chartered Bank Personal Loan:
- Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
- Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
- Income Proof- Latest Salary Slip/ ITR/Form-16
- Other Income Proof for Salaried Individual: Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorizing the Bank to deduct the loan instalment out of the salary routed through branch.
- Other Income Proof for self-employed professionals : IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address.
- Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Chennai
Address of Standard Chartered Bank Branches in Chennai
Branch Name Complete Address IFSC MICR Contact Number Anna Salai Branch 187, Anna Salai, Chennai 600 001. SCBL0036088 600036009 044-28564014 Adyar No. 6, Lattice Bridge Road, Adyar, Chennai - 600 020 SCBL0036080 600036006 044-42027272 Haddows Road Grindlays Gardens, 1-haddows Road, Chennai - 600 006 SCBL0036079 600036007 044-282 19666 Rajaji Salai Grindlays Centre, 19, Rajaji Salai, Chennai - 600 001 SCBL0036078 600036002 044-25349200 RRT Mylapore Mylapore-raja Rajeshwari Towers29 30, Dr.radhakrishnan Salai, Chennai - 600 004 SCBL0036072 600036003 044-42107373 T Nagar Sagas Amar Court, 59,g.n. Chetty Road, T.nagar, Chennai - 600 017 SCBL0036083 600036008 044-28158707