About Standard Chartered Bank Personal Loan Mumbai
A personal loan can come handy at the time of fulfilling the several personal needs of individuals whether it is for a vacation, renovating your home or planning a dream wedding. Get your personal loans starting from ₹ 1 lakh to ₹ 3 lakhs which gets directly credited to your account within hours.
Standard Chartered Bank Personal Loan Mumbai at a glance
|Interest Rate||10.75% - 13.00%|
|Loan Amount||Starting from ₹ 1,00,000 to ₹ 30,00,000 depending on your eligibility, income and repayment capacity.|
|Tenure||Upto 5 years|
|Processing Fee||₹999 - Upto ₹1,500|
|Pre-payment Charges||NIL - Upto 5% of the principal outstanding + GST|
Individuals applying for Standard Chartered Bank Personal Loan need to fulfill the following criteria:
- You need to be either a salaried employee or a self-employed individual to apply for Standard Chartered Personal Loan.
- No security, collateral or guarantors are required for obtaining a personal loan.
- Individuals availing personal loan should be 21 years of age and not more than 60 (salaried) and 65 (self-employed) years of age at the time of loan maturity.
- Minimum income of an applicant should be ₹ 50,000.
Individuals are required to submit the following documents in order to avail Standard Chartered Bank Personal Loan:
- Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
- Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
- Income Proof- Latest Salary Slip/ ITR/Form-16
- Other Income Proof for Salaried Individual: Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorizing the Bank to deduct the loan instalment out of the salary routed through branch.
- Other Income Proof for self-employed professionals : IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address.
- Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan Mumbai
Address of Standard Chartered Bank Branches in Mumbai
Branch Name Complete Address IFSC MICR Contact Number MG Road Branch (90RD) – Clearing Code 222 90, M. G. Road, Mumbai - 400001 SCBL0036001 400036010 22683301 23 - 25, Mg Road Mumbai Main - 23/25, Mahatma Gandhi Road , Fort, Mumbai - 400001 . SCBL0036046 400036005 22792122 Chowpatty Chowpatty Branch - Shree Pant Bhuban, Sandhurst Bridge, Chowpatty, Mumbai - 400001 . SCBL0036047 400036004 23642168 Santacruz Centre Point Centre Point Branch, Junc. Of S.V.Road And Juhu Road, Santacruz(West), Mumbai - 400054 SCBL0036048 400036003 26493966 Ghatkopar Ghatkopar Branch - 170, Ashokderasar Lane, Ghatkopar(East), Tps Iii, Mumbai - 400077 . SCBL0036049 400036006 25125542 Goregaon Standard Chartered Towers, Western Express Highway, Goregaon (EAST), Mumbai - 400063 . SCBL0036052 400036008 67373171 Lokhandwala Branch Lokhandwala Branch, - 21 - 23, Samartha Vaibhav, Shree Swami Samarth Nagar, Off New Link Road, Lokhandwala, Andheri (W), Mumbai - 400053 SCBL0036053 400036009 26327732 Dadar Shivaji Mandir, N C Kelkar Road, Dadar, Mumbai - 400028 . SCBL0036055 400036012 24331920 Santacruz (LINKING Rd.) 65/F, Vithalbhai Patel Road, Santacruz (WEST), Mumbai - 400054 SCBL0036056 400036014 26487510 Bandra Unique Centre, Waterfield Road, Bandra (W), Mumbai - 400050 SCBL0036057 400036016 26443908 Villeparle B21, Sanghvi Paritosh, V. L. Mehta Road, J V P D Schemevile Parle (WEST), Mumbai - 400049 SCBL0036058 400036017 26134705 Breach Candy 87, Bhulabhai Desai Road, Cumballa Hill, Mumbai - 400036 SCBL0036059 400036011 23696265 Chembur Ground Floor Of Garden Apartment, Diamond Garden Chs Ltd, A.Sores Road, Chembur, Mumbai - 400071 SCBL0036066 400036018 25207392 SG Marg 21/29, Shamaldas Gandhi Marg, Mumbai 400002 SCBL0036060 400036015 22019692 Borivali Aditya Apartment, Cts No. 639, Chandavarkar Road, Borivali (WEST), Mumbai - 400092 SCBL0036067 400036019 28663900