Standard Chartered Personal Loan New Delhi - Rates March 2024, Eligibility, EMI, IFSC

Standard Chartered Personal Loan in New Delhi

About Standard Chartered Bank Personal Loan New Delhi

Personal loans are unsecured loans which customers  apply to fulfill the wide variety of their personal needs.  The personal loans are sanctioned as per the eligibility criteria of the applicant which depends on various factors like repayment capacity, age, income and the city where the loan gets disbursed.

Standard Chartered Bank Personal Loan New Delhi at a glance

Interest Rate11.49% Onwards
Loan AmountStarting from ₹ 1,00,000 to ₹ 30,00,000 depending on your eligibility, income and repayment capacity.

TenureUpto 5 years
Processing Fee₹999 - Upto ₹1,500
Pre-payment ChargesNIL - Upto 5% of the principal outstanding + GST

Eligibility Criteria

Individuals applying for Standard Chartered Bank Personal Loan need to fulfill the following criteria:

  • You need to be either a salaried employee or a self-employed individual to apply for Standard Chartered Personal Loan.
  • No security, collateral or guarantors are required for obtaining a personal loan.
  • Individuals availing personal loan should be 21 years of age and not more than 60 (salaried) and 65 (self-employed) years of age at the time of loan maturity.
  • Minimum income of an applicant should be ₹ 50,000.

Documents Required

Individuals are required to submit the following documents in order to avail Standard Chartered Bank Personal Loan:

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
  • Income Proof- Latest Salary Slip/ ITR/Form-16
  • Other Income Proof for Salaried Individual: Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorizing the Bank to deduct the loan instalment out of the salary routed through branch.
  • Other Income Proof for self-employed professionals : IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address.
  • Bank Statement- Last 3-6 Month Bank Statement

    To know more details, visit Personal Loan New Delhi

    Address of Standard Chartered Bank Branches in New Delhi

    Branch NameComplete AddressIFSCMICRContact Number
    New Delhi - Narain Manzil Bk RoadNarayan Manzil, 23 Barakhamba Road, New Delhi - 110091 . SCBL003602011003600239401500
    Vasant Vihar Vasant Vihar - 2 And 3 Basant Lok, Vasant Vihar, New Delhi - 110057 . SCBL003602111003600341669256/55
    New Delhi - Preet ViharPreet Vihar Branch - 30, Grd Flr, Aditya Arcade, Aditya Complex, Preet Vihar, Delhi - 110092SCBL003602311003600522440201
    New Delhi H2, Conn. Circus H - Block, Connaught Circus, New Delhi - 110001SCBL0036026110036015011- 23713101
    New Delhi 10, Sansadmarg10 Sansad Marg, New Delhi - 110001SCBL0036027110036011011-23406202
    New Delhi Conn. Place10 E, Connaught Place, New Delhi - 110001SCBL0036028110036007011-23406202
    New Delhi Punjabi BaghShop No. 4, Central Market, Sector Ii, West Avenue Rd., Punjabi Bagh (WEST), New Delhi - 110038 SCBL003602911003601242466792
    New Delhi Karol Bagh13/37, Wea, Arya Samaj Road, Karol Bagh, New Delhi - 110005SCBL003603011003600941546964/65
    New Delhi Chanakya Puri13, Malcha Marg, Chanakyapuri, New Delhi - 110021SCBL003603111003601326882196
    New Delhi South ExtensionM - 1, South Extension, Part Ii, New Delhi - 110049SCBL003603211003600841644866

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%