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About Standard Chartered Bank Personal Loan New Delhi
Personal loans are unsecured loans which customers apply to fulfill the wide variety of their personal needs. The personal loans are sanctioned as per the eligibility criteria of the applicant which depends on various factors like repayment capacity, age, income and the city where the loan gets disbursed.
Standard Chartered Bank Personal Loan New Delhi at a glance
|Interest Rate||10.99% - 14.49%|
|Loan Amount||Starting from ₹ 1,00,000 to ₹ 30,00,000 depending on your eligibility, income and repayment capacity.|
|Tenure||Upto 5 years|
|Processing Fee||₹999 - Upto ₹1,500|
|Pre-payment Charges||NIL - Upto 5% of the principal outstanding + GST|
Individuals applying for Standard Chartered Bank Personal Loan need to fulfill the following criteria:
- You need to be either a salaried employee or a self-employed individual to apply for Standard Chartered Personal Loan.
- No security, collateral or guarantors are required for obtaining a personal loan.
- Individuals availing personal loan should be 21 years of age and not more than 60 (salaried) and 65 (self-employed) years of age at the time of loan maturity.
- Minimum income of an applicant should be ₹ 50,000.
Individuals are required to submit the following documents in order to avail Standard Chartered Bank Personal Loan:
- Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card
- Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
- Income Proof- Latest Salary Slip/ ITR/Form-16
- Other Income Proof for Salaried Individual: Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorizing the Bank to deduct the loan instalment out of the salary routed through branch.
- Other Income Proof for self-employed professionals : IT returns for the last two financial years. Proof of professional qualification (Copy of highest professional degree held). Proof of office/commercial address.
- Bank Statement- Last 3-6 Month Bank Statement
To know more details, visit Personal Loan New Delhi
Address of Standard Chartered Bank Branches in New Delhi
Branch Name Complete Address IFSC MICR Contact Number New Delhi - Narain Manzil Bk Road Narayan Manzil, 23 Barakhamba Road, New Delhi - 110091 . SCBL0036020 110036002 39401500 Vasant Vihar Vasant Vihar - 2 And 3 Basant Lok, Vasant Vihar, New Delhi - 110057 . SCBL0036021 110036003 41669256/55 New Delhi - Preet Vihar Preet Vihar Branch - 30, Grd Flr, Aditya Arcade, Aditya Complex, Preet Vihar, Delhi - 110092 SCBL0036023 110036005 22440201 New Delhi H2, Conn. Circus H - Block, Connaught Circus, New Delhi - 110001 SCBL0036026 110036015 011- 23713101 New Delhi 10, Sansadmarg 10 Sansad Marg, New Delhi - 110001 SCBL0036027 110036011 011-23406202 New Delhi Conn. Place 10 E, Connaught Place, New Delhi - 110001 SCBL0036028 110036007 011-23406202 New Delhi Punjabi Bagh Shop No. 4, Central Market, Sector Ii, West Avenue Rd., Punjabi Bagh (WEST), New Delhi - 110038 SCBL0036029 110036012 42466792 New Delhi Karol Bagh 13/37, Wea, Arya Samaj Road, Karol Bagh, New Delhi - 110005 SCBL0036030 110036009 41546964/65 New Delhi Chanakya Puri 13, Malcha Marg, Chanakyapuri, New Delhi - 110021 SCBL0036031 110036013 26882196 New Delhi South Extension M - 1, South Extension, Part Ii, New Delhi - 110049 SCBL0036032 110036008 41644866