Syndicate Bank Personal Loan Kochi - IFSC, Rates February 2024, Eligibility, EMI

Syndicate Bank Personal Loan in Kochi

About Syndicate Bank Personal Loan Kochi

Get quick finances for all your personal necessities towards your family. Whether it is for purchasing consumer durable items like refrigerator, laptop, LCD TV etc or for medical treatment expenses or for higher education or for other reasons. Don’t let these objectives obstruct your existing bank balance? Consider Syndicate Bank Personal Loan Kochi where you will get timely disbursement of funds directly in your bank account soon after the verification checks of your documents. So, don’t wait further? Apply now at Syndicate Bank Personal Loan Kochi at Wishfin.

Syndicate Bank Personal Loan Kochi at a glance

Interest Rate11.75% - 16.25%
Loan AmountStarting from ₹ 3 lakhs
TenureUpto 5 years
Processing Fee0.50% of the loan amount
Pre-payment ChargesNil

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Syndicate Bank Personal Loan:

  • The applicant must fall in the age bracket of at least 21-58 years.

  • The borrowers must be either salaried or self-employed with a regular source of income.

  • While applying for a personal loan, individuals need to be earning more than the minimum amount required.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Signed application form with photograph

  • Processing fee cheque

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Kochi

Address of Syndicate Bank Branches in Kochi

Branch NameComplete AddressIFSCMICRContact Detail
Ernakulam Shanmugham Road (Main)Pioneer Towers Ist Floor, P.B.2616, Shanmugham Road, Ernakulam, Kerala-682031SYNB00043006820250020484-2363679, 2355906
Ernakulam M G RoadDoor No.Xl/6893, P.B.No.3629, Muthoot Towers 1st Floor, M.G.Road, Ernakulam, Kochi, Kerala-682035SYNB00043016820250050484-2354182, 2360322
Thoppumpady18/245A Sabu & Cyprian Arcade, Parry Junction, Thoppumpady, Kochi, Kerala-682005SYNB00043026820250080484-2235064, 2235068
PerumanoorP.B.No.1652, Perumanoor Kochi, Ernakulam, Kerala-682015SYNB00043036820250070484-2359080, 2359444
Ernakulam Banerjee RoadXlI 768 1st Floor, P.B.No.1902, Banerjee Road, Tharakandam Centre, Ernakulam,Kochi, Kerala-682018SYNB00043056820250060484-2393831, 2395479
CherlaiKonkani Basha Bhavan, Dr.J.A.Bhatt Road, (Cherlai Road), Kochi, Ernakulam, Kerala-682002SYNB00043076820250090484-2226586, 2226586
VaduthalaVakkachan Towers, Chittoor Road, Vaduthala, Ernakulam Kochi, Ernakulam, Kerala-682023SYNB00043116820250100484- 2435436
Willingdon IslandLakshadweep Administration Off, No Xxiv/2015 Indira Gandhi Rd, Willingdon Island, Kochi, Ernakulam Dist, Kerala-682003SYNB00043156820250110484-2668087
KavarattiKavaratti, Via: P O Kochi, Lakshadweep, Lakshadweep, Kerala-682555SYNB0009950682025101
Vytila29 1415A D S And Sons Complex Opp Power House Vytila Kochi, Kerala-682019SYNB0004330
Mid Corporate Branch32 1495A, 1 Floor, Chackos Chambers Bypass Junction, Palarivattam, Ernakulam, Kochi, Kerala-685025SYNB0004333

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%