UCO Bank Personal Loan Agra - Eligibility, Rates February 2024, EMI, IFSC

UCO Bank Personal Loan in Agra

About UCO Bank Personal Loan Agra

Are you in need of immediate funds for meeting any financial liability of your family? Consider personal loans from UCO Bank Agra which are offered through the scheme name of UCO Cash for fulfilling your instant requirements. Whether it is relating to covering any medical expenses, financing for the marriage in a family, funding for higher education or traveling overseas or whatsoever reasons. Get instant cash within hours towards fulfilment of your personal responsibilities. Don’t wait further? Apply now at UCO Bank Personal Loan Agra for timely sanction of your personal loan.

UCO Bank Personal Loan Agra at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Agra

Address of UCO Bank Branches in Agra

Branch NameComplete AddressIFSCMICRContact Detail
Belanganj TikoniaBelanganj Tikonia, Agra- 282004, Uttar PradeshUCBA00000272820280025622622905
AkolaChaharbati Inter College Compound, Post–Akola, Uttar PradeshUCBA00000052830280330562-2710744
SewlaSewla, Agra Gwalior Road, Uttar PradeshUCBA00000852820280040562-2410564
Rawatpara14/29, Rawatpara, Agra, Uttar PradeshUCBA00003012820280050562-2462337
HarparbatHarparbat, Agra, Uttar PradeshUCBA00005072820280030562-2523915
Chowdhury BerisinghintrChowdhury Berisinghintr, Agra, Uttar PradeshUCBA00020042820280060562-2571572
SikandraPlot No 16/3/5 Sector-5, Sikandra Yojana, Agra- 282007, Uttar PradeshUCBA0002895

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%