UCO Bank Personal Loan Bhubaneswar - Eligibility, Rates February 2024, EMI, IFSC

UCO Bank Personal Loan in Bhubaneswar

About UCO Bank Personal Loan Bhubaneswar

Fulfilling your personal needs or for your family requires money in huge amount. Sometimes it may or may not be possible from your monthly intake salary, dwindling your present budget. So, instead of disturbing your present budget why not to consider personal loans? It is best to avail personal loans for meeting out your instant requirements. Whether it is relating to funding for higher education, covering any costly medical treatment, planning a vacation with family or friends and much more. The low equated monthly instalments available at flexible tenures makes it possible for you to afford personal loans. So, don’t postpone your plans? Start now and apply now at UCO Bank Personal Loan Bhubaneswar at Wishfin.

UCO Bank Personal Loan Bhubaneswar at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Bhubaneswar

Address of UCO Bank Branches in Bhubaneswar

Branch NameComplete AddressIFSCMICRContact Detail
Bhubaneswar MainJanpath, 91/92, Bapujinagar, Bhubaneswar, Odisha- 751012UCBA00004707510280070674-2530816
Govt. SecretariatOdisha Govt. Secretariat, Bhubaneswar, Odisha-751001UCBA00006647510280040674-2530816
Sahid NagarPlot No.474, Sahid Nagar, Bhubaneswar, Odisha-751007UCBA00009237510280050674-2503780
CRPF HeadquarterCRPF Headquarters. P.O. Nayapalli, Bhubaneswar Orissa-751012UCBA00009287510280030674-2560806
SuryanagarSuryanagar, BhubaneswarUCBA00017697510280060674-2407687
Ashoka Market BranchAshoka Market Branch, UCO Bank Building, Ist Floor, Unit Ii, C2 Ashoka NagarUCBA00017857510280020674-2530405
Maitree ViharS-16, Maitree Vihar, 1st Floor, Phase-II, Bhubaneswar-751023UCBA00018397510280080674-2303642
KhurdaBalianta, At P.O.-Balakati, Khurda, BhubaneswarUCBA00010987520285080674-2464067
Bidyut MargShikshya Soudh(Opepa) Unit-V, KhurdaUCBA00020747510280090674-2392222
Service BranchService Branch, BhubaneswarUCBA00021127510280010674-2393565
BanamalipurAt P.O.-Banamalipur District- Khurda, BhubaneswarUCBA00008477510285030674-2468322
Asset ManagementUCO Bank Building, 3rd Floor, C-2 Ashok Nagar, Bhubaneswar-751009UCBA0002392751028999
KhandagiriPlot No-353/2324 Kolathia Square Nh-5 Po-Khandagiri, BhubaneswarUCBA0002542751028011
Chandrashekharpur Plot No-262 District Centre Chandrashekharpur BhubaneswarUCBA0002543751028012
Ananta ViharPlot No 100A, Ananta Vihar, Phase 2, BhubaneswarUCBA0003150
AIIMS SijuaNH-5, At P.O. Patrapadadist Khordha, Odisha, 751019UCBA0003184
RasulgarhPlot No 318 By 1294, G G P Colony, Unit 37, Ps Mancheswar, BhubaneswarUCBA0003260
Jamukoli Plot No- 691/784, Vill Jamukoli Po- Panchagaon, Bhubaneswar, Dist- KhurdaUCBA0003312

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%