UCO Bank Personal Loan in Chennai

About UCO Bank Personal Loan Chennai

UCO Bank offers Personal Loan to meet different kind of requirements of an individual. Whether it is related to funding for higher education, for marriage, for travelling overseas, for paying school fees, for medical emergencies, for any unforeseen calamities and others. The bank offers attractive interest rates at flexible tenures. With minimal documentation processes and lower processing fees make it convenient for the borrowers to avail personal loans at ease. So, what are you waiting for? Apply now at UCO Bank Personal Loan Chennai at Wishfin.

UCO Bank Personal Loan Chennai at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Chennai

Address of UCO Bank Branches in Chennai

Branch NameComplete AddressIFSCMICRContact Detail
Chennai Main169, Thambu Chetty Street, Chennai- 600001UCBA00000416000280024425342852
Sow Carpet18 Devraja Mudali St, Sowcarpet, Chennai- 600003UCBA0000042600028015044-25357456
Purasawalkam14 Purasawalkam, High Road, Chennai- 600007UCBA00001006000280114426427351
Mylapore195, Royapettah High Road, Mylapore, ChennaiUCBA0000101600028009044-24982675
Chetput372 Poonamallee High Road, Chennai Tamil Nadu- 600010UCBA0000157600028004044-26411627
Adyar85 By 1 First Main Road, Gandhinagar, Adyar, Chennai- 600020UCBA0000158600028003044-24416255
Theagaraya NagarSir Theagaroya Road, Pondy Bazar, T Nagar, Chennai, Tamilnadu 60001UCBA0000176600028016044-24342226
Selaiyur455, Velacherry Road, Selaiyur, East Tambaram, Chennai- 6000059UCBA0000238600028013044-22394885
Mount Road730, Mount Road, Chennai, Tamilnadu- 600006UCBA00002716000280054428520871
Shastri NagarDhen Mahal, 107, Lattice Bridge Road, Adyar, Chennai- 600020UCBA0000329600028014044-24912019
ICF ColonyKonnur High Road, Icf Colony, Chennai- 600038UCBA0000568600028006044-26285315
TriplicaneOld No.42, New No.93, Bharathi Salai, Triplicane, Chennai- 600005UCBA00007836000280174428545530
Saidapet4 Mount Road, Saidapet, Chennai Tamil Nadu- 600015UCBA0000959600028012044-22351678
KoratturNo.23, Eastern Avenue, Thhb Colony, Korratur- 600080UCBA00009646000280074426357416
Narayanpuram1st Floor, 43 Valluvar Kottam High Road, Nungambakkam, Chennai, Tamil NaduUCBA0001400600028018044-22461017
Seetha Nagar1st Floor, 43 Valluvar Kottam High Road, Nungambakkam, Chennai, Tamil NaduUCBA00017246000280194422351678
Service Branch328, Thambu Street, Chennai- 600001UCBA0001749600028001044-43405743, 43405745
International Banking Branch328 T C Street 3Rd Floor, Chennai- 600001UCBA0001810600028020044-25330539
Flagship Corporate Centre, Mount RoadFlagship Corporate Centre, Mount Road, 212, Mount Road, Chennai - 600006UCBA0001904600028021044-28297945
Mid Corporate BranchMid Corporate Unit, T Nagar, Chennai Tamil Nadu-600017UCBA0001969600028022

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%