UCO Bank Personal Loan Ghaziabad - Eligibility, Rates February 2024, EMI, IFSC

UCO Bank Personal Loan in Ghaziabad

About UCO Bank Personal Loan Ghaziabad

Don’t let the paucity of funds deter the progress of realising your personal requirements? Consider personal loans from UCO Bank Ghaziabad which offers instant delivery of funds in your bank account soon after verifying your documentation processes. With minimal documentation processes along with flexible tenures help the borrowers easily plan out their monthly instalments at ease.

UCO Bank Personal Loan Ghaziabad at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Ghaziabad

Address of UCO Bank Branches in Ghaziabad

Branch NameComplete AddressIFSCMICRContact Detail
GT Road22 Vivek Vihar, Choudhary More, Gt Road, Ghaziabad, District. GhaziabadUCBA00008501100280460120-2863746
SimbhaoliSimbhaoli, GhaziabadUCBA000026124502850105731-223031
VasundharaPlot No.2152 Sector 16A Vasundhara Dist GhaziabadUCBA0002868201028012
Raj Nagar ExtensionHouse No. 379, Khasra No. 1017 Rajnagar(Extension)UCBA00029031100280830120-2341627
IndirapuramSBN Cosmos CS-4 Gyan Khand -2 Indirapuram, GhaziabadUCBA0002900
AtoreHouse No.74 Village Atore, Dist GhaziabadUCBA0003133

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%