UCO Bank Personal Loan New Delhi - IFSC, Rates February 2024, Eligibility, EMI

UCO Bank Personal Loan in New Delhi

About UCO Bank Personal Loan New Delhi

Be it a loan for a holiday abroad, a loan for home renovation, a loan for a marriage in the family, your child’s education loan, repayment of an existing loan or even buying that precious gift for your loved one-get UCO Bank Personal Loan New Delhi without any worries so as to finance your dreams and responsibilities. Apply now at UCO Bank Personal Loan New Delhi at Wishfin.

UCO Bank Personal Loan New Delhi at a glance

Interest Rate12.80%
Loan AmountUpto ₹ 10 lakhs
TenureUpto 5 years
Processing Fee1% of loan amount (minimum ₹ 750/-)
Pre-payment ChargesNil

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

  • The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

  • The permanent employees should have completed minimum 2 years of service in the same organization.

  • The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

  • The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

  • The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

  • Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

  • Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

  • Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

  • Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan New Delhi

Address of UCO Bank Branches in New Delhi

Branch NameComplete AddressIFSCMICRContact Number
Connaught PlaceUCO Bank, New Asiatic Building, Connaught Circus, New Delhi - 110001
Karol BaghUCO Bank, 12 By 20 Arya Samaj Road, Karol Bagh, New Delhi - 110005
Subzi Mandi
UCO Bank, 51000, G.T.Road, Near Clock Tower, Subzimandi, Delhi. Pin - 110007UCBA0000057110028036(011)23914731
Kamla NagarUCO Bank, 119 By E Kamla Nagar, Delhi - 110007
Chawri BazarUCO Bank, 3601, Chawri Bazar, Delhi - 110006UCBA0000070110028030(011)23910019
Asaf Ali RoadUCO Bank, Jeevan Udyog Building, Asaf Ali Road, New Delhi - 110001
South Patel NagarUCO Bank, 27 South Patel Nagar, New Delhi - 110008UCBA0000117110028016(011)25781605
Parliament Street, New Delhi
UCO Bank, 5, Parliament Street, New Delhi - 110001UCBA0000120110028002(011)23718551
Defence ColonyUCO Bank, A - 7 Shopping Cum Office Complex, Defence Colony, New Delhi - 110024


  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%