United Bank of India Personal Loan Ghaziabad - Rates February 2024, Eligibility, EMI, IFSC

United Bank of India Personal Loan in Ghaziabad

About United Bank of India Personal Loan Ghaziabad

United Bank of India is one of the prominent public sector banks in the nation. The bank offers different products to the people of Ghaziabad. The personal loan offered by the bank is very much in demand because the product has the potential to fulfill all the personal dreams and ambitions. United Bank of India offers a personal to salaried individuals based in the city at an affordable rate of interest. The bank has set up three branches in the city to deliver the product in a smooth manner.

United Bank of India Personal Loan Ghaziabad at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Ghaziabad

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Ghaziabad

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

For more details, have a look at Personal Loan Ghaziabad.

Address of United Bank of India branches in Ghaziabad

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
GhaziabadPrem House, 81/81 - A, Wright Ganj, Ghaziabad - 201001, Uttar PradeshUTBI0GHZ510110027028(0120) 2738332, 2736119
Raj NagarC - 100, Anand Arcade, Raj Nagar District Centre, Raj Nagar, Ghaziabad - 201002, Uttar PradeshUTBI0RJN578110027043(0120) 4559975
HapurDelhi Road, Near Ram Lila Ground, Hapur, District - Ghaziabad, Uttar Pradesh, Pin - 245101UTBI0HPR546245027002(0122) 2311061

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%