About United Bank of India Personal Loan Ghaziabad
United Bank of India is one of the prominent public sector banks in the nation. The bank offers different products to the people of Ghaziabad. The personal loan offered by the bank is very much in demand because the product has the potential to fulfill all the personal dreams and ambitions. United Bank of India offers a personal to salaried individuals based in the city at an affordable rate of interest. The bank has set up three branches in the city to deliver the product in a smooth manner.
United Bank of India Personal Loan Ghaziabad at a glance
The essential details about the product offered by United Bank of India have been given below.
|Interest rate||8.95% - 14.00%|
|Loan amount||Up to ₹ 2 lakhs or 10 months gross salary|
|Tenure||36 months i.e. 3 years|
|Processing fee||1% of the sanctioned loan amount availed|
Eligibility criteria for United Bank of India Personal Loan Ghaziabad
Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.
Documents required for United Bank of India Personal Loan Ghaziabad
The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.
- Completely filled and duly signed application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
- Applicant’s latest photo of passport size ( two copies)
- Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months
For more details, have a look at Personal Loan Ghaziabad.
Address of United Bank of India branches in Ghaziabad
The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.
|Ghaziabad||Prem House, 81/81 - A, Wright Ganj, Ghaziabad - 201001, Uttar Pradesh||UTBI0GHZ510||110027028||(0120) 2738332, 2736119|
|Raj Nagar||C - 100, Anand Arcade, Raj Nagar District Centre, Raj Nagar, Ghaziabad - 201002, Uttar Pradesh||UTBI0RJN578||110027043||(0120) 4559975|
|Hapur||Delhi Road, Near Ram Lila Ground, Hapur, District - Ghaziabad, Uttar Pradesh, Pin - 245101||UTBI0HPR546||245027002||(0122) 2311061|