United Bank of India Personal Loan Hyderabad - Rates March 2024, Eligibility, EMI, IFSC

United Bank of India Personal Loan in Hyderabad

About United Bank of India Personal Loan Hyderabad

United Bank of India offers a personal loan to the people based in Hyderabad. The bank allows every eligible salaried employee to apply for the product. The applicant has to ensure that he/she is able to meet the norms of eligibility which have been set by the bank. The bank offers the product to women applicants at lower interest rates. The product can be used for all sort of personal needs and wishes. This includes a vacation to Paris, renovation of the home, sponsoring child’s education, surgical operation or wedding function. A personal loan can be used to meet any of these needs. United Bank of India has opened more than 10 branches in the capital of Telangana.

United Bank of India Personal Loan Hyderabad at a glance

The essential details about the product offered by United Bank of India have been given below.

Interest rate11.40% - 16.95%
Loan amountUp to ₹ 2 lakhs or 10 months gross salary
Tenure36 months i.e. 3 years
Processing fee1% of the sanctioned loan amount availed
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Personal Loan Hyderabad

Any applicant who can fulfill the norms of eligibility will be eligible for a personal loan offered by United Bank of India. The applicant needs to be a salaried individual with a regular income and permanent service. Earning a regular and stable income is very important. The applicant needs to be employed with the current company for at least two years. This means he/she should be working with the company for a minimum period of two years.

Documents required for United Bank of India Personal Loan Hyderabad

The list of the all the important documents required for a personal loan offered by United Bank of India has been given below. Check them out.

  • Completely filled and duly signed application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth certificate/ High school marksheet/ PAN card/ School leaving certificate
  • Applicant’s latest photo of passport size ( two copies)
  • Income Documents- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months

For additional details, please refer to Personal Loan Hyderabad.

Address of United Bank of India branches in Hyderabad

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
AS Rao NagarRoyal Embassy, 1St Floor (Eastern Part), Plot No.50, , Anupuram, Dr. A.S. Rao Nagar, , Secunderabad, Dist - Hyderabad, Andhra Pradesh, Pin - 500062UTBI0ARN852500027009040 2714 3689
Bholakpur1-6-1055/A, Sri Aurobindo Bhavan, Musheerabad Cross Road, Bholakpur, Bholakpur, Hyderabad, Telangana 500020UTBI0BKP819500027003(040) 27617432
Bank StreetH.No 4-3-331,, Bank St, Inder Bagh, Koti, Hyderabad, Telangana 500095UTBI0HYD807500027002040 2475 5486
Karkhana37/C, Rajiv Gandhi Rahadari, Vaavi Nagar, Old Vasavi Colony, Karkhana, Secunderabad, Telangana 500015UTBI0KRA8365000270072640348
Malakpet16 - 2 - 705/9/G, 1St Floor, Malakpet, Hyderabad - 500036, TelanganaUTBI0MLP81857502700224558428
Mahatma Gandhi Road, Ramgopalpet, Secunderabad,Door No: 2-1-162, 1st Floor, Shankala Complex, Near General Bazar, Mahatma Gandhi Road, Ramgopalpet, Secunderabad, Telangana 500003UTBI0SEC81360002700127845992
YousufgudaSatya Sadan, F5, 101, Madhura Nagar, Yousufguda, Dist - Hyderabad, TelanganaUTBI0YOU83850002700623740484
MehdipatnamNo 4 - 6 - 22/1/B100 Vasudeva Reddy Nagar, Trinity Home, Attapur. Hyderabad - 500048UTBI0MPM853Non-MICR1800-345-0345
LB NagarNear Kamineni, Plot No: 33& 34, Kesavareddy Complex,, Siris Rd, Rtc Colony, Lb Nagar, Hyderabad, Telangana 500074UTBI0HLB872Non-MICR24033553
Anantapurmig-74, 80 Feet Road, Housing Board Colony, Anantapur, Andhra Pradesh 515001UTBI0ANU883Non-MICR1800-345-0345

  • Personal Loan Interest Rates March 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%