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About Vijaya Bank Personal Loan in Bhubaneswar
Attractive interest rates, flexible tenures, lowest fees & charges and instant approval online, what all you need when it comes to availing the personal loan in Bhubaneswar. Yes, Vijaya Bank offers you this credit facility with plenty of other features and benefits to choose from. Read more about this product in the page below.
Vijaya Bank Personal Loan Bhubaneswar at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 12.55% - 13.55% |
| Loan Amount | 18 times of last net drawn salary subject to maximum ₹10 lakhs 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs |
| Tenure | 5 Years |
| Processing Fee | As per bank’s norms |
Eligibility Criteria
For Salaried/Pensioners:
- The minimum age of the applicant should be 21 years at the time of availing loan.
- He /she should also has minimum 2 years of left over period in service.
- 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
- The maximum age of the applicant should not be more than 72 years.
- He/she should also draws the pension through Vijaya Bank.
- 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs.
Documents Needed
Pre Sanctioned Documents
- Latest salary certificate of the applicants.
- Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
Click to Read Personal Loan Bhubaneswar
Address of Vijaya Bank Branches in Bhubaneswar
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Bhubaneshwar, Orissa | No 148, Ashok Nagar, Bhubaneswar, Orissa State, 751009 | VIJB0007403 | 751029002 | |
| Griha Nirman Bhavan Extention Counter, Bhubaneswar | Extention Counter, Griha Nirman Bhavan, Unit - 111, J N Marg, Bhubaneshwar, Orissa, 751001 | VIJB0007481 | 751029003 | |
| Currency Chest Bhubane | A/154 Sahid Nagar, Bhubaneshwar - 751007 | VIJB0009628 | 0674-2544194 | |
| Rasulgarh, Odisha | 374 Bhomikal Near Puja Mandap Committee Rasulgarh Bhubaneshwar Dist Khorda | VIJB0007424 | 751029010 | |
| Aiginia, Orissa | 1St Floor, Plot No-486/1207, Dumuduma, Po-Aiginia, Cosmopolis Road, Bhubaneshwar Dist | VIJB0007412 | ||
| Phulnakhara | 1St Floor Nakhara, Phulankhara, Bhubaneswar | VIJB0007413 | ||
| Bhubaneswar- Niladri Vihar | Ground Flr, Plot No 311/2161, Niladrivihar, Main Road, Chandrasekharpur, Bhubaneswar, Khurda | VIJB0007415 | 272002 | |
| Vij-Gudiapokhari | 1St Floor, Plot No 1139, Khata No 282, At Silua | VIJB0007420 |
