Vijaya Bank Personal Loan in Kochi

About Vijaya Bank Personal Loan in Kochi

If you are falling short of cash in order to meet your personal needs, nothing to worry as Vijaya Bank with its wide network in Kochi ensures to cater all your needs in the best possible way. The bank offers you this credit at lowest rates, EMI and charges, hence you can have a hassle-free loan journey. So, apply online today and grab the best deal.

Vijaya Bank Personal Loan Kochi at a Glance

ParticularsDetails
Interest Rate (in p.a.)12.55% - 13.55%
Loan Amount18 times of last net drawn salary subject to maximum ₹10 lakhs
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs
Tenure5 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried/Pensioners:

  • The minimum age of the applicant should be 21 years at the time of availing loan.
  • He /she should also has minimum 2 years of left over period in service.
  • 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
  • The maximum age of the applicant should not be more than 72 years.
  • He/she should also draws the pension through Vijaya Bank.
  • 18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs.

Documentation Required

Pre Sanctioned Documents

  • Latest salary certificate of the applicants.
  • Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.

Know More About Personal Loan Kochi

Address of Vijaya Bank Branches in Kochi

Branch Name Complete Address IFSCMICRCustomer Care
Kochi , KeralaP B No 335, Chamber Of Com Bldg, Kotukulam Road, Mattancherry, Kochi, 682002VIJB0002008682029002
Broadway, ErnakulamSantha Lodge Bldg, Post Office Link Road, Broadway, Ernakulam, Kerala, 682031VIJB0002011682029004
Kochi , KeralaP B No 1722, 57/2143, Jos Annexe, M G Road, Ernakulam, Kerala, 682016VIJB0002022682029006
Kochi , Kerala419/A1, Grace Towers, Opp:New Bus Stand, Hospital Road, Tripunithura, Kerala, 682301VIJB0002040682029005
Puthiyakavu, KeralaChurch Building, Vaikom Road, Post Tripunithura, Puthiyakavu, Kerala, 682301VIJB0002047682029007
Kochi , KeralaTeepeeyem Centre, Near Aiyappa Temple, Naval Road, Willingdon Island, Kochi, 682003VIJB0002063682029003
Kochi , KeralaSimson Towers , S A Road, Vyttilla, Ernakulam, Kerala, 682019VIJB0002070682029010
Service Branch, KochiSantha Lodge Building, Post Office Link Road, Broadway, ErnakulamVIJB0009211682029001
Regional Office. KochiJose Annexe, Jose Junction, M.G.Road, Kochi, KeralaVIJB00091276820290200484-2372515
Specialised Nri BranchJose Annex, Ist Floor, M.G. Road, Kochi - 16VIJB0002082682029013
Urban Micro Finance BranchP B No.335, Chamber Of Commerce Building, Kotukulam Road, Mattanchery, KochiVIJB0002083682029014
RACPA, KochiRacpc, KochiVIJB0009816
Mararikulam, KochiKarikattil Building, Mararikulam North, Po, Alleppey Dist,VIJB0002084688029549
Edathiruthy, KeralaSurvey No-80/5, 80/7, Dream Tower, Nh-17, Chentrappinni Post, Edathiruthy Panchayat-680687VIJB0002090680029687

People Also Look For

Personal Loan Interest Rates August 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.25%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank10.99% - 14.49%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates August 2018
State Bank of India/SBI8.45% - 9.00%
HDFC8.70% - 9.40%
Bank of Baroda8.50% - 9.50%
LIC Housing8.45% - 8.90%
PNB Housing Finance8.99% - 10.75%
ICICI Bank8.55% - 8.80%
Axis Bank8.50% - 8.85%
Citibank8.85% - 9.65%
Indiabulls Housing Finance Limited8.70% - 9.85%
Kotak Bank8.65% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator