About Vijaya Bank Personal Loan in Kochi
If you are falling short of cash in order to meet your personal needs, nothing to worry as Vijaya Bank with its wide network in Kochi ensures to cater all your needs in the best possible way. The bank offers you this credit at lowest rates, EMI and charges, hence you can have a hassle-free loan journey. So, apply online today and grab the best deal.
Vijaya Bank Personal Loan Kochi at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 10.00% - 15.60% |
| Loan Amount | 18 times of last net drawn salary subject to maximum ₹10 lakhs 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs |
| Tenure | 5 Years |
| Processing Fee | As per bank’s norms |
Eligibility Criteria
For Salaried/Pensioners:
- The minimum age of the applicant should be 21 years at the time of availing loan.
- He /she should also has minimum 2 years of left over period in service.
- 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
- The maximum age of the applicant should not be more than 72 years.
- He/she should also draws the pension through Vijaya Bank.
- 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs.
Documentation Required
Pre Sanctioned Documents
- Latest salary certificate of the applicants.
- Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
Know More About Personal Loan Kochi
Address of Vijaya Bank Branches in Kochi
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Kochi , Kerala | P B No 335, Chamber Of Com Bldg, Kotukulam Road, Mattancherry, Kochi, 682002 | VIJB0002008 | 682029002 | |
| Broadway, Ernakulam | Santha Lodge Bldg, Post Office Link Road, Broadway, Ernakulam, Kerala, 682031 | VIJB0002011 | 682029004 | |
| Kochi , Kerala | P B No 1722, 57/2143, Jos Annexe, M G Road, Ernakulam, Kerala, 682016 | VIJB0002022 | 682029006 | |
| Kochi , Kerala | 419/A1, Grace Towers, Opp:New Bus Stand, Hospital Road, Tripunithura, Kerala, 682301 | VIJB0002040 | 682029005 | |
| Puthiyakavu, Kerala | Church Building, Vaikom Road, Post Tripunithura, Puthiyakavu, Kerala, 682301 | VIJB0002047 | 682029007 | |
| Kochi , Kerala | Teepeeyem Centre, Near Aiyappa Temple, Naval Road, Willingdon Island, Kochi, 682003 | VIJB0002063 | 682029003 | |
| Kochi , Kerala | Simson Towers , S A Road, Vyttilla, Ernakulam, Kerala, 682019 | VIJB0002070 | 682029010 | |
| Service Branch, Kochi | Santha Lodge Building, Post Office Link Road, Broadway, Ernakulam | VIJB0009211 | 682029001 | |
| Regional Office. Kochi | Jose Annexe, Jose Junction, M.G.Road, Kochi, Kerala | VIJB0009127 | 682029020 | 0484-2372515 |
| Specialised Nri Branch | Jose Annex, Ist Floor, M.G. Road, Kochi - 16 | VIJB0002082 | 682029013 | |
| Urban Micro Finance Branch | P B No.335, Chamber Of Commerce Building, Kotukulam Road, Mattanchery, Kochi | VIJB0002083 | 682029014 | |
| RACPA, Kochi | Racpc, Kochi | VIJB0009816 | ||
| Mararikulam, Kochi | Karikattil Building, Mararikulam North, Po, Alleppey Dist, | VIJB0002084 | 688029549 | |
| Edathiruthy, Kerala | Survey No-80/5, 80/7, Dream Tower, Nh-17, Chentrappinni Post, Edathiruthy Panchayat-680687 | VIJB0002090 | 680029687 |