Vijaya Bank Personal Loan Kolkata - IFSC, Rates February 2024, Eligibility, EMI

Vijaya Bank Personal Loan in Kolkata

About Vijaya Bank Personal Loan in Kolkata

Availing a personal loan in Kolkata comes handy with a lot of unmatched  features and benefits to choose from. Yes, Vijaya Bank offers you this credit facility so that all your personal needs can easily be fulfilled without any hassle. The loan comes to you at lower rates, tenure, EMIs and charges to avail. So, go and get the fastest approval online.  

Vijaya Bank Personal Loan Kolkata at a Glance

Interest Rate (in p.a.)10.90% - 18.25%
Loan Amount18 times of last net drawn salary subject to maximum ₹10 lakhs
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs
Tenure5 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried/Pensioners:

  • The minimum age of the applicant should be 21 years at the time of availing loan.
  • He /she should also has minimum 2 years of left over period in service.
  • 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
  • The maximum age of the applicant should not be more than 72 years.
  • He/she should also draws the pension through Vijaya Bank.

18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs.

Documentation Required

Pre Sanctioned Documents

  • Latest salary certificate of the applicants.
  • Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.

Know More About Personal Loan Kolkata

Address of Vijaya Bank Branches in Kolkata

Branch Name Complete Address IFSCMICRCustomer Care
Gariahat Road, KolkataP/17A, Temple Towers, A C Avenue, Gariahat Road, Kolkata, West Bengal, 700019VIJB0007202700029006
Burrabazar, KolkataNo 12/2, S B Street, Burrabazar, Kolkata, West Bengal, 700007VIJB0007203700029004
Rabindra Sarani, KolkataP B No 12313, 2 - B, T C Dutta Street, Rabindra Sarani, Kolkata, West Bengal, 700073VIJB0007205700029007
Park Street, KolkataNo 125/1, A G Towers, Park Street, Kolkata, West Bengal, 700017VIJB0007208700029008
Dharmatolla, KolkataNo 37/1, N C Street, Dharmatolla, Kolkata, West Bengal, 700013VIJB0007211700029005
Alipore, KolkataRajahansa Building, 6, Hastings Park Road, Alipore, Kolkata, West Bengal, 700027VIJB0007212700029002
Brabourne Road, KolkataP B No 2038, 1/2, Old Court House, Brabourne Road, Kolkata, West Bengal, 700001VIJB0007213700029003
Overseas, KolkataFirst Floor, A G Towers, 125/1, Park Street, Kolkata, West Bengal, 700017VIJB0007216700029011
N S Road1St Floor, Mukti Chambers, No.4, Cliverow, N S Road, Kolkata - 700001VIJB0007218700029009
Lake Town, KolkataP/205, B - Block, Lake Town, Kolkata, West Bengal, 700089VIJB0007219700029013
A R M B, KolkataNo 17/A, Temple Tower, A C Avenue, Kolkata, West Bengal, 700019VIJB0007220
Gora Bazar, KolkataKolkataVIJB0007221700029015
Rashbehari Avenue, KolkataKolkataVIJB0007222700029016
Shyam Bazar, KolkataKolkataVIJB0007223700029017
Sealdah, KolkataKolkataVIJB0007224700029018
Chittaranjan Avenue KolkataNo.126, Chittaranjan Avnue, Kolkata, Kolkata, West Bengal, 700001VIJB0007225700029019
Salt Lake, KolkataDa - 31, Sector - 1, , Salt Lake, Kolkata, West Bengal, 700064VIJB0007226700029020
New Market Kolkata53:D Mirza Galib Street, New Market, Kolkata, 700016VIJB0007227700029021
East Kol.Township Proj., Kolkata32/B, Rashbehari Connector, East Kol Town, Project Area, Bose Pukar Road, Kasba - Kolkata - 700042VIJB0007228700029022
Garia, Kolkata2770, N.S.C.Bose Road, Old 32, Garia Main Road, Garia, Kolkata - 700084VIJB0007229700029023
Rajarhat, KolkataUsta, The Condoville Complex, New Town, At Ag/1(Portion), Street No.28, Rajarhat, KolkataVIJB0007230700029024
Rajarhat, Gopalpur, KolkataRajarhat – Gopalpur, Sachindralal Sarani Road, (Jora Mandir), Vip Road, Baguaiati – 700059VIJB0007233700029025
Jadavpur, KolkataNo.3/100C Kmb Premises, 241, Chittaranjan Colony, R Aja S C Mullick Road Jadavpur, KolkataVIJB0007237732029028
International Airport Extention Counter, KolkataExtention Counter, International Airport, Kolkata, West Bengal, 700052VIJB0007282700029031
Service Branch, Kolkata1 - 2, Old Court House - , Corner, , Brabourne Road, Kolkata, West Bengal, 700001VIJB0009203700029001033-22488097
Regional Office. Kolkata5Th Floor, Trimurty Apartments, 97/1, Park Street, Kolkata, West BengalVIJB0009104700029100033-22262910
MadhyamgramPushpa Kunj Road Sodepur (E) Debigarh, Madhyamgram, KolkataVIJB0007240700029030
Corporate Banking BranchGillander House No.8, Netaji Subhas Road, Kolkata.VIJB0007241
Currency Chest Kolkata25/1/A D M Street, C R Avenue, Beh:Medical College Kolkata West Bengal - 700073VIJB0009603700029050033-22349270
Racpc - KolkataP - 17A Temple Towers, Ashutosh Chowdhury Avenue, Gariahat Rd, 97/1 Park Street Kolkata West Bengal - 700019VIJB0009806
Kolkata Msme CellTrimurthi Apartments, 5Th Floor, 97, Park Street, Kolkata-700016VIJB0009863701029016
Jodhpur Park-Kolkata1St Floor, 1/336, Gariahat Road, Jodhpur Park Kolkata-700068VIJB0007245
Behela, West BengalNo 4, Daimond Harbour Road SilparaVIJB0007246

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%