About Vijaya Bank Personal Loan in Patna
When it comes to availing a personal loan, it would not be wrong to say that no other lender is better than Vijaya Bank to offer you the same. The bank offers you this credit facility at lower interest rates and lower EMIs. So, without giving a second thought, apply for the same and get the fastest approval.
Vijaya Bank Personal Loan Patna at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 10.00% - 15.60% |
| Loan Amount | 18 times of last net drawn salary subject to maximum ₹10 lakhs 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs |
| Tenure | 5 Years |
| Processing Fee | As per bank’s norms |
Eligibility Criteria
For Salaried/Pensioners:
- The minimum age of the applicant should be 21 years at the time of availing loan.
- He /she should also has minimum 2 years of left over period in service.
- 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
- The maximum age of the applicant should not be more than 72 years.
- He/she should also draws the pension through Vijaya Bank.
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs.
Documentation Needed
Pre Sanctioned Documents
- Latest salary certificate of the applicants.
- Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.
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Address of Vijaya Bank Branches in Patna
| Branch | Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Patna Main, Bihar | Satkar Shopping - , Arcade, , Fraser Road, Patna, Bihar, 800001 | VIJB0008403 | 800029002 | |
| Kadam Kuan, Patna | Geetha Bhavan, Rajendra Path, Kadam Kuan, Patna, Bihar, 800003 | VIJB0008409 | 800029003 | 0612 2665762 |
| Jayaprakash Narain International Airport Extention Counter, Patna | Extention Counter, J P Intl Airport, Patna, Bihar State, 800001 | VIJB0008481 | ||
| Patna Womens College Extention Counter, Patna | Extention Counter, Patna Womens College, Bailey Road, Patna, Bihar State, 800001 | VIJB0008482 | ||
| Currency Chest Patna | Currency Chest, Satkar Hotel Bldg, Frazer Road Patna Bihar - 800001 | VIJB0009608 | 800029010 | 0612-2224830 |
| Murawatpur | Murawatpur Branch, Hajipur Barauni Rd, Murawatpur-844506 | VIJB0008420 | 844029506 | |
| Sitmarhi Branch | 1St Floor, Bye Pass Road, Chak Mahila, Sitamarhi | VIJB0008426 | 843029002 | |
| Gopalganj Branch | Ground Floor, Trust Market, Thawe Road, Near Bus Stand, Gopalganj-841440 | VIJB0008428 | 841029440 | |
| Regional Office Patna | Regional Office Patna, Satkar Shopping Arcade, Frazer Road, , Patna, Patna, Bihar | VIJB0009134 | 800029001 | |
| Fatwah | First Floor, Maa Suvila Market, Station Road, Fatwah, Bihar | VIJB0008433 | 600029039 | 244006 |
| Khagaul | Ground Floor, 33A/1, Neora Road Khagaul -801105, Bihar | VIJB0008437 | ||
| Rajabazar, Patna | 1St Floor, Ranjan Path Bailey Rd Patna | VIJB0008447 |