Vijaya Bank Personal Loan in Patna

About Vijaya Bank Personal Loan in Patna

When it comes to availing a personal loan, it would not be wrong to say that no other lender is better than Vijaya Bank to offer you the same. The bank offers you this credit facility at lower interest rates and lower EMIs. So, without giving a second thought, apply for the same and get the fastest approval.

Vijaya Bank Personal Loan Patna at a Glance

Interest Rate (in p.a.)10.90% - 18.25%
Loan Amount18 times of last net drawn salary subject to maximum ₹10 lakhs
18 times of average net pension actually credited during last 6 months subject to maximum of ₹2 lakhs
Tenure5 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

For Salaried/Pensioners:

  • The minimum age of the applicant should be 21 years at the time of availing loan.
  • He /she should also has minimum 2 years of left over period in service.
  • 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs.
  • The maximum age of the applicant should not be more than 72 years.
  • He/she should also draws the pension through Vijaya Bank.

18 times of average net pension actually credited during last 6 months subject to  maximum of ₹2.00 lakhs.

Documentation Needed

Pre Sanctioned Documents

  • Latest salary certificate of the applicants.
  • Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.

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Address of Vijaya Bank Branches in Patna

BranchAddressIFSCMICRCustomer Care
Patna Main, BiharSatkar Shopping - , Arcade, , Fraser Road, Patna, Bihar, 800001VIJB0008403800029002
Kadam Kuan, PatnaGeetha Bhavan, Rajendra Path, Kadam Kuan, Patna, Bihar, 800003VIJB00084098000290030612 2665762
Jayaprakash Narain International Airport Extention Counter, PatnaExtention Counter, J P Intl Airport, Patna, Bihar State, 800001VIJB0008481
Patna Womens College Extention Counter, PatnaExtention Counter, Patna Womens College, Bailey Road, Patna, Bihar State, 800001VIJB0008482
Currency Chest PatnaCurrency Chest, Satkar Hotel Bldg, Frazer Road Patna Bihar - 800001VIJB00096088000290100612-2224830
MurawatpurMurawatpur Branch, Hajipur Barauni Rd, Murawatpur-844506VIJB0008420844029506
Sitmarhi Branch1St Floor, Bye Pass Road, Chak Mahila, SitamarhiVIJB0008426843029002
Gopalganj BranchGround Floor, Trust Market, Thawe Road, Near Bus Stand, Gopalganj-841440VIJB0008428841029440
Regional Office PatnaRegional Office Patna, Satkar Shopping Arcade, Frazer Road, , Patna, Patna, BiharVIJB0009134800029001
FatwahFirst Floor, Maa Suvila Market, Station Road, Fatwah, BiharVIJB0008433600029039244006
KhagaulGround Floor, 33A/1, Neora Road Khagaul -801105, BiharVIJB0008437
Rajabazar, Patna1St Floor, Ranjan Path Bailey Rd PatnaVIJB0008447

  • Personal Loan Interest Rates February 2024
    HDFC Bank10.75% - 14.50%
    ICICI Bank10.75% - 19.00%
    IndusInd Bank10.25% - 26.00%
    Kotak Bank10.99%
    RBL14.00% - 23.00%
    SMFG India Credit12.00% - 24.00%
    Standard Chartered Bank11.49%
    Tata Capital10.50% - 24.00%