YES Bank is one of the best options for home loans. The rate of interest is decided on the basis of repayment capacity of the borrower and EMI is calculated by keeping into account the interest rate, loan amount, and tenure. When you apply for YES Bank home loan, you can choose the tenure which can result in budget EMIs. Below is a graphical representation of the EMI, total interest outgo and the total repayment amount. You can change the values to check the payment for your research values.
Loan Amount Interest Rate Tenure(Months) Monthly Instalment (EMI) Total Interest Amount Total Amount (Principal + Interest) Year Principal Interest Balance Amount
YES Bank Home Loan EMI Calculator
Below is an example showing the monthly installments of the loan you pay for the loan amount, tenure and rate of interest as mentioned in the table.
Table Showing EMI, Interest Outgo, and Total Repayment Amount EMI, Total Interest Outgo, Total Repayment (Interest + Principal)Loan Amount Interest Rate Tenure Monthly Instalment Total Interest Amount Total Amount ₹ 20,00,000 9.35% 1 ₹ 1,75,228 ₹ 1,02,733 ₹ 21,02,733 ₹ 20,00,000 9.35% 2 ₹ 91,691 ₹ 2,00,584 ₹ 22,00,584 ₹ 20,00,000 9.35% 3 ₹ 63,926 ₹ 3,01,327 ₹ 23,01,327 ₹ 20,00,000 9.35% 4 ₹ 50,103 ₹ 4,04,950 ₹ 24,04,950 ₹ 20,00,000 9.35% 5 ₹ 41,857 ₹ 5,11,436 ₹ 25,11,436 ₹ 20,00,000 9.35% 6 ₹ 36,399 ₹ 6,20,762 ₹ 26,20,762 ₹ 20,00,000 9.35% 7 ₹ 32,535 ₹ 7,32,901 ₹ 27,32,901 ₹ 20,00,000 9.35% 8 ₹ 29,665 ₹ 8,47,823 ₹ 28,47,823 ₹ 20,00,000 9.35% 9 ₹ 27,458 ₹ 9,65,490 ₹ 29,65,490 ₹ 20,00,000 9.35% 10 ₹ 25,716 ₹ 10,85,865 ₹ 30,85,865 Year Principal Interest Balance Amount 1 ₹ 1,26,934 ₹ 1,81,652 ₹ 18,73,065 2 ₹ 1,39,325 ₹ 1,69,261 ₹ 17,33,740 3 ₹ 1,52,925 ₹ 1,55,661 ₹ 15,80,815 4 ₹ 1,67,852 ₹ 1,40,734 ₹ 14,12,962 5 ₹ 1,84,237 ₹ 1,24,349 ₹ 12,28,725 6 ₹ 2,02,220 ₹ 1,06,366 ₹ 10,26,504 7 ₹ 2,21,960 ₹ 86,626 ₹ 8,04,544 8 ₹ 2,43,626 ₹ 64,960 ₹ 5,60,917 9 ₹ 2,67,407 ₹ 41,179 ₹ 2,93,510 10 ₹ 2,93,708 ₹ 15,077 ₹ 0