Axis Bank Home Loan in Ahmedabad

About Axis Bank Home Loan Ahmedabad

Manchester of India is what being referred for Ahmedabad, the largest city and the former capital of Gujarat. The city ranks among the top notch cotton producing region across India, serving as a proof for the vibrancy of the business that runs deep into its value chain. Located on the banks of Sabarmati river, Ahmedabad is among the top ten cities in India. If on hand there is a wide range of textile and spinning mills churning out massive profits to inspire the next generation of entrepreneurs, the prestigious business school or to say the top management institute Indian Institute of Management is rolling out hundreds and thousands of aspiring business leaders each year.

It won’t be wrong to call that the banks are the ones that bind the city together amid all the disparities. The city of Ahmedabad has a host of banks spread across the region. One of the banks to have been making a strong noise is Axis Bank, having an experience of around 23 years serving different classes of customers. Out of the 3,000 (approx.) branches, Ahmedabad has around 40-50 branches that are calling you loud. These branches have qualified professionals who analyze your financial situation and goals before suggesting the products such as a home loan.

Buying a home in the beautiful city of Ahmedabad would always be tempting, right! Own home, own balcony, chilling out without having to shuffle from one place to another drives everyone crazy. You can get that crazy instinct with help of Axis Bank Home Loan. You will get crazier after knowing the affordable interest rates, faster loan approval, and disbursal, among many attractive features. The repayment tenure is long enough for you to repay the installment comfortably without causing a dent in your pocket. However, there is an option to shorten the tenure if you want to reduce the excessive outflow of interest from your end.

Axis Bank Home Loan Ahmedabad at a Glance

ParticularsDetails
Interest Rate8.85% - 9.10%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

Want to know the home loan eligibility parameters set by the bank for buying or constructing a home in Ahmedabad? Find the answer in the below points.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documentation

For Salaried

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

For Self-employed

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
  • Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

Gain more information in Home Loan Ahmedabad

Axis Bank Home Loan Ahmedabad Branches

Branch NameComplete AddressIFSCMICRCustomer Care
Ahmedabad BranchTrishul - Opposite Samartheshwar Temple Law Garden, Ellis Bridge-380006UTIB0000003380211002079 - 66306102/04/66306161
VastrapurSunrise, The Shopping Mall, Shop 31&32 Near Swami Narayan Mandir, Vastrapur, Ahmedabad-380015UTIB0000032380211003079-6750230/6763712
VejalpurShreyas Complex, A - 001/004 Shrinand Nagar, Vejalpur, 380051UTIB0000058380211004079-6609 1300
ManinagarKesar Kunj, Krishna Baug Char Rasta Maninagar, Ahmedabad, Gujarat-380008UTIB0000080380211005079- 40260412 / 04/ 05/ 06/ 07/ 08/ 09/ 10
Service Branch3Rd Floor, Trishul, Opp.Samartheshwar Temple, Law Garden, Ellis Bridge, 380006UTIB0000229380211001079-2687 0645/ 0865/ 0861
NaranpuraSthapana, Opp : G.H.B Complex Ankur Road, Naranpura, 380013UTIB0000298380211007079-2741 0241/ 2741 0242
AsarwaAsmita Bhavan Civil Campus, Asarwa, 380016UTIB0000449380211010079-22686690/ 22686691
Relief RoadLic Jeevan Prabha Bldg, Patthar Kuva Relief Road, 380001UTIB0000453380211011079-25509556
ShahibaugNilkanth Plaza, Opposite Madhupur Market, Police Commissioner Road, Shahibaug, Gujarat- 380004Nilkanth Plaza, Opposite Madhupur Market, Police Commissioner Road, Shahibaug, , Gujarat, 380004380211012079-2563 1001/02/03/ 6544 0378
BapunagarPushpak Arcade, Hirawadi Cross Road Ahmedabad, Gujarat- 380024UTIB0000664380211013079-2273 1170/ 71/ 72
ChhatralCommercial Plot H - 10/1 Chhatral Gidc, Chhatral 382729 Dist. Gandhinagar, GujaratUTIB000068038021101402764-232347/ 48
ChandkhedaShop Nos. 1 To 4, Ground Floor Balaji Mall, Visat Gandhinagar Highway Motera, Chandkheda Ahmedabad 382424, GujaratUTIB0000751380211016079 - 2757 0748/49/27517049
ChandlodiyaGroundUTIB0000728380211015079-2766 0576/92/02
BopalDOUBLE 8, NEAR KABIR ENCLAVE BOPAL - GHUMA ROAD BOPAL, DIST AHMEDABAD GUJARAT, PIN 380058UTIB000087838021101702717- 656501/ 02/ 03
PaldiGround & First Floor, Shivalik - V, Mahalaxmi Char Rasta, Paldi, Ahmedabad, Gujarat 380007UTIB0001064380211018(079) 26650213/ 14 / (079) 26650215
NehrunagarAbhishree Avenue, Nehru Nagar, Ambavadi, Ahmedabad, Gujarat- 380050UTIB0001193380211019(079) 40700100 (079) 26405031
VasnaVishwam Complex, Near Dream Land Party Plot, Dharnidhar Cross Road , Vasna, Ahmedabad, Gujarat- 380007UTIB0001210380211020(079) 26640761/ 86 (079) 26640787
Drive In RoadGround Floor, Shivalik - 3, Drive In Road, Ahmedabad, Gujarat- 380054UTIB0001334380211021(079) 40098425/40098426 (079) 40098427
GhatlodiyaGround Floor, Pushpak Arcade, Sola Road, Ghatlodiya, Ahmedabad, Gujarat- 380061UTIB0001335380211023
NavrangpuraAbhilasa Business Centre" , Sardar Patel Statue, Navjivan Post, Navarangpura, Ahmedabad, Gujarat- 380009UTIB0001336380211022(079) 40371547 (079) 40371549
Science CityShop No.1 - 2, Ground Floor, Sarjan Arcade, Science City Road, Ahmedabad, Gujarat- 380061UTIB0001337380211024(079) 61602700 (079) 61602715
IsanpurGround Floor, Dev Castle , Isanpur, Ahmedabad, Gujarat- 382 443.UTIB00013383802110259727170171 0
SanandShivkrupa Society, Bungalow No. 06, Vibhag 1, Sanand - Ahmedabad Highway , Sanand, Dist. Ahmedabad, Gujarat-382110UTIB0001426380211026(02717) 612500, 02717612501, 502 (02717) 612503

 

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