Axis Bank Home Loan Ghaziabad - IFSC, Rates February 2024, EMI, Eligibility

Axis Bank Home Loan in Ghaziabad

About Axis Bank Home Loan Ghaziabad

Axis Bank, established in 1994, is one of the premier bankers offering home loan in Ghaziabad, the business hub of Uttar Pradesh. Buying a home is a dream for many, and due to that, Axis Bank has spread its branches in Ghaziabad to offer customized finance to the people here. If you are staying in Ghaziabad, you can look at the information below before applying for a home loan.

Axis Bank Home Loan Ghaziabad at a Glance

Interest Rate8.75% - 9.15%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

Want to know the eligibility criteria for a home loan in Ghaziabad? Look at the points below.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documents Required

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed

Check for more information in Home Loan Ghaziabad

Axis Bank Home Loan Ghaziabad Branches

Branch NameComplete AddressIFSCMICRCustomer Care
GhaziabadPlot No 3, N - 30 Ambedkar Road Nehru Nagar Ghaziabad (U.P.), 201001UTIB00000951102110140120-2756536/46
IndirapuramBg - 1, Bf - 1, Aditya City Centre Plot No. 3, Vaibhav Khand, Indirapuram, Ghaziabad 201012 , Uttar PradeshUTIB00006361102110550120-260 5062/ 63
VaishaliMahalaxmi Metro Tower Shop No.G - 5, G - 6, G - 7 & Lg - 6 C - 2, Sector - 4, Vaishali Ghaziabad 201002 Uttar PradeshUTIB00007151102110610120-4568798
HapurGround Floor, Municipal No. 21 - 23 Ward No. 9, Meerut Road , Hapur Dist. Ghaziabad , Uttar Pradesh 245101UTIB00010202452110020122 - 2306331/ 32/ 35
Raj NagarPlot No. D - 46, Raj Nagar Distt. Centre, Ghaziabad , Uttar Pradesh, Pin 201002UTIB0001082110211079(0120) 6492825/ 26/ 27
SahibabadGround Floor And Basement, Plot No.1, Sector 5, Rajendra Nagar, Sahibabad, Ghaziabad , Uttar Pradesh, Pin 201010.UTIB0001263110211102(0120) 2639821/ 22/ 23/ 24/ 25
VasundharaGround Floor, Kumar Residency Plaza, Plot No.Ml 1, Sector 11, Vasundhara, Main Road, Ghaziabad, Uttar Pradesh, Pin 201012UTIB0001812110211127(0120) 2880411/13/14/16
Navyug MarketBasement & Ground Floor, Navyug Market, Ghaziabad Building No.62, Navyug Market, Ghaziabad, Uttar Pradesh, Pin 201012UTIB0001986110211139(0120) 4206511/4207511/4208511/4209511, (0120) 4131511
ModinagarGround Floor & First Floor, Khasra No.701, Building No. 79, Srinagar Colony, G.T. Road, Modinagar, District Ghaziabad, Pin -201201UTIB000220620121100201232-220251-52
MuradnagarGround Floor, Property No. 578 To 582, Shimla Market, Near Petrol Pump, Ukhlarsi, Delhi Meerut Road, Dist. Ghaziabad, Tehsil. Modinagar, Uttar Pradesh, Pin 201206UTIB00024982012115019873786958
PilkhuwaGround Floor Khasra No 1565 Mindelhi Garh Roadpilkhuwa Ghaziabad Pin 245304UTIB00026782452110032320102

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%