Table of Contents
About Axis Bank Home Loan Kochi
Axis Bank is a renowned banker of India with a wide range of services in both loans and deposits. Among its suite of custom products, a home loan finds utmost favour among the masses of Kochi, a city located in the state of Kerala. The people of Kochi are finding the home loan interest rates and loan processing of the bank very appealing.
Axis Bank Home Loan Kochi at a Glance
|Interest Rate||6.90% - 8.55%|
|Loan Amount||Upto ₹ 1.5 Cr|
|Tenure||Upto 30 Years|
|Processing Fee||Upto 1% of the loan amount|
|Pre-payment Charges||Nil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable|
You need to follow a list of criteria mentioned below to be eligible for a home loan at Axis Bank in Kochi.
- Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
- Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
- Both salaried and self-employed must have a stable source of income for loan approval.
Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Visit Home Loan Kochi for more information
Axis Bank Home Loan Kochi Branches
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Kochi||41/419, Ground Floor Chicago Plaza, Rajaji Road, Ernakulam, 682035||UTIB0000081||682211002||0484-4411006/2/3/4/8/44|
|Willingdon Island||No. 24/1352, Bristow Road, Willingdon Island, Kochi 682003||UTIB0000562||682211004||0484-266 9947/ 9948|
|Palarivattom, Kerala||Pukalakkat City Centre & Sivadas Tower Near Alapatt Regency, M.K.K. Nair Road Palarivattom, Kochi 682025 Dist. Ernakulam, Kerala||UTIB0000691||682211005|
|Vytilla, Kochi||Kasmisons Estate, Janatha Junction, Vytilla Kochi, Dist. Ernakulam Kerala, Pin 682019||UTIB0000827||682211006||0484-4433000/ 01/ 02|
|Thrikkakara||X / 110 - E 1, Valiyakulangara Buildings, Opposite C.S.E.Z., Seaport - Airport Road, Kakkanad, Kochi - 682 037.Kerala State||UTIB0001161||682211008||0484 4433775 / 776 / 777 / 778 / 0484-2424779|
|Ravipuram, Kochi||Door No.39/4609, Ground Floor, Oxford Business Centre, Off. M G Road, Srikandath Road, Ravipuram, Kochi - 682 016, District - Ernakulam, State - Kerala.||UTIB0001459||682211009||097475 41455|
|Panampilly Nagar, Kochi||No. 27 / 704, A/A1/B/B1, G - 282, Panampilly Nagar, Main Avenue, Kochi - 682 036. Dist. Ernakulam, State - Kerala||UTIB0001499||682211010||098952 13609 0|
|Service Branch, Kochi||V Floor, Chicago Plaza, Kochi - 682 035. Dist - Ernakulam. State - Kerala||UTIB0001509||682211001||0484 - 44110148 / 4411019 / 4411021 0|
|Kalamassery||R.S. No.505/3, Pathadi Palam, South Kalamassery, Kochi - 682033 Ernakulam , Kerala.||UTIB0001647||682211011|
|Kaloor, Kochi||Door No. 36/2692 - F, Shamna Towers, K K Road, Kaloor, Kochi - 682 017 District : Ernakulam State : Kerala||UTIB0001904||682211012||0484 - 2343438|
|Vennala||Nedumkallel Estate 33 144 A Civil Lane Road Edappally Post Kochi Ernakulam Pin 682024||UTIB0002748||682211014||8589027481|
|Thevara||Survey No10832 10092 Pandit Karuppan Rd Thevara Kochi Pin 628013||UTIB0002991||686211015||9447806000|