Axis Bank Home Loan in Kochi

Last Updated : March 25, 2017, 9:40 a.m.

About Axis Bank Home Loan Kochi

Axis Bank is a renowned banker of India with a wide range of services in both loans and deposits. Among its suite of custom products, a home loan finds utmost favour among the masses of Kochi, a city located in the state of Kerala. The people of Kochi are finding the home loan interest rates and loan processing of the bank very appealing.

Axis Bank Home Loan Kochi at a Glance

Eligibility Criteria

You need to follow a list of criteria mentioned below to be eligible for a home loan at Axis Bank in Kochi.

• Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
• Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
• Both salaried and self-employed must have a stable source of income for loan approval.

Documents Required

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs

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Axis Bank Home Loan Kochi Branches