Axis Bank Home Loan Kochi - Rates March 2024, IFSC, Eligibility, EMI

Axis Bank Home Loan in Kochi

About Axis Bank Home Loan Kochi

Axis Bank is a renowned banker of India with a wide range of services in both loans and deposits. Among its suite of custom products, a home loan finds utmost favour among the masses of Kochi, a city located in the state of Kerala. The people of Kochi are finding the home loan interest rates and loan processing of the bank very appealing.

Axis Bank Home Loan Kochi at a Glance

Interest Rate8.75% - 9.15%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

You need to follow a list of criteria mentioned below to be eligible for a home loan at Axis Bank in Kochi.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documents Required

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed

Visit Home Loan Kochi for more information

Axis Bank Home Loan Kochi Branches

Branch NameComplete AddressIFSCMICRCustomer Care
Kochi41/419, Ground Floor Chicago Plaza, Rajaji Road, Ernakulam, 682035 UTIB00000816822110020484-4411006/2/3/4/8/44
Willingdon IslandNo. 24/1352, Bristow Road, Willingdon Island, Kochi 682003UTIB00005626822110040484-266 9947/ 9948
Palarivattom, KeralaPukalakkat City Centre & Sivadas Tower Near Alapatt Regency, M.K.K. Nair Road Palarivattom, Kochi 682025 Dist. Ernakulam, KeralaUTIB0000691682211005
Vytilla, KochiKasmisons Estate, Janatha Junction, Vytilla Kochi, Dist. Ernakulam Kerala, Pin 682019UTIB00008276822110060484-4433000/ 01/ 02
ThrikkakaraX / 110 - E 1, Valiyakulangara Buildings, Opposite C.S.E.Z., Seaport - Airport Road, Kakkanad, Kochi - 682 037.Kerala StateUTIB00011616822110080484 4433775 / 776 / 777 / 778 / 0484-2424779
Ravipuram, KochiDoor No.39/4609, Ground Floor, Oxford Business Centre, Off. M G Road, Srikandath Road, Ravipuram, Kochi - 682 016, District - Ernakulam, State - Kerala.UTIB0001459682211009097475 41455
Panampilly Nagar, KochiNo. 27 / 704, A/A1/B/B1, G - 282, Panampilly Nagar, Main Avenue, Kochi - 682 036. Dist. Ernakulam, State - KeralaUTIB0001499682211010098952 13609 0
Service Branch, KochiV Floor, Chicago Plaza, Kochi - 682 035. Dist - Ernakulam. State - KeralaUTIB00015096822110010484 - 44110148 / 4411019 / 4411021 0
KalamasseryR.S. No.505/3, Pathadi Palam, South Kalamassery, Kochi - 682033 Ernakulam , Kerala.UTIB0001647682211011
Kaloor, KochiDoor No. 36/2692 - F, Shamna Towers, K K Road, Kaloor, Kochi - 682 017 District : Ernakulam State : KeralaUTIB00019046822110120484 - 2343438
VennalaNedumkallel Estate 33 144 A Civil Lane Road Edappally Post Kochi Ernakulam Pin 682024UTIB00027486822110148589027481
ThevaraSurvey No10832 10092 Pandit Karuppan Rd Thevara Kochi Pin 628013UTIB00029916862110159447806000

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%