Axis Bank Home Loan in Patna
Last Updated : March 24, 2017, 5:52 p.m.
About Axis Bank Home Loan Patna
Unable to find the right lender for your home loan needs in Patna? Don’t worry, as Axis Bank, India’s third-largest private sector bank, is ready to let you put your feet into your dream home with the power of a customized home loan. The loan has attractive interest rates, simple and easy documentation to let the customers pursue their home dream in the capital city of Bihar.
Axis Bank Home Loan Patna at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 8.75% - 9.15% |
| Loan Amount | Upto ₹ 1.5 Cr |
| Tenure | Upto 30 Years |
| Processing Fee | Upto 1% of the loan amount |
| Pre-payment Charges | Nil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable |
Eligibility Criteria
Be mindful of the eligibility norms set by Axis Bank for the smooth approval of your home loan application in Patna. All the eligibility criteria can be seen below.
- Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
- Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan . At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
- Both salaried and self-employed must have a stable source of income for loan approval.
Documents Required
Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs
Visit Home Loan Patna for more information
Axis Bank Home Loan Patna Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Patna | Saket Towers, S P Verma Road, 800001 | UTIB0000142 | 800211002 | 0612-2206701 |
| Boring Road | Udaiman Apartment Boring Road, Patna, 800001 | UTIB0000387 | 800211003 | 0612-257 3341/42/43/44 |
| Rajabazar | R. K. Estate, Raja Bazar, Bailey Road , Patna , Bihar , Pin 800014 | UTIB0001290 | 800211004 | (0612) 2295617/ 50/ 97/ 66 (0612) 2295665 |
| Rajendranagar | Upa Complex, 148 - B, Dr. Mahendra Narain Path, Rajendra Nagar, Patna, P.S. Kadam Kuan, Bihar , Pin 800016. | UTIB0001377 | 800211005 | (0612) 2665216/17/ 14/ 2655218 (0612) 2655219 |
| Patna City | Harihar Bhawan Chowk, Ashok Raj Path, Patna City, Patna - 800 008. Bihar | UTIB0001406 | 800211006 | 0612 - 2640120 / 21 / 22 / 24 |
| Ashok Raj Path | C/O, Shyam Steel House, Ashok Raj Path, Muradpur, Patna - 800004 (Bihar) | UTIB0001483 | 800211007 | 0612 - 2300135 / 137 / 142 /147 0612 - 2300113 |
| Barh, Patna | Station Road, P.O. Barh, Dist. Patna 803213 | UTIB0001785 | 803211102 | |
| Anisabad | Ufo Mall, Anisabad, Near Anisabad Chowraha, Patna, Bihar, Pin 800002 | UTIB0001664 | 800211008 | |
| Danapur | Gola Road, Ward No. 23, Opp: Ram Janki Mandir, Po. Danapur, Patna, Bihar, Pin 801503 | UTIB0001776 | 800211009 | |
| Kankarbagh | Show Room No. Sr-01/02, Gr Floor, Sita Usha Square, Kankarbagh Main Square, Patna 80020 | UTIB0001896 | 800211010 | 0612-2355513-14 |
| Madhepura | Jeevan Sadan Road , Madhepura-852113 | UTIB0001912 | 852211202 | 06476-223622 , 06476-324222 |
| Darveshpur | Ground Floor, Beside:Shri Bhagwan Petrol Pump, Po: Beapur, Ps: Maner, Darveshpur, Dist.Patna, Bihar, Pin 801503 | UTIB0002071 | 800211501 | 8877801424 |
| Devkuli | Devkuli, Post:Musepur (Via: Bihta)Dist.Patna, Bihar, Pin 801103 | UTIB0002072 | 800211502 | 9504365581 |
| Saguna More Branch | Near Anand Vihar Family Resturant, Beside Indian Oil Petrol Pump, Bailey Road Patna, P.S.-Rupaspur Bihar-801503-Rupaspur Bihar-801503 | UTIB0002435 | 800211011 | 9431221432 |
| Mokameh | Ground And First Floor, Main Road, Mokameh, Dist.Patna, Bihar, Pin 803302 | UTIB0002523 | 803211103 | 06132 - 232085 |
| New Bypass Road | Lalita Goswami Complex New Bypass Road Near Ram Lakhan Singh Path Patna Bihar 800020 | UTIB0002579 | 800211012 | 9931350627 |
| Pataliputra Colony | Gd And First Floor Plot No 136 Opp Site Iit Patna Main Rd Patna Bihar Pin 800013 | UTIB0002619 | 800211013 | 2274510 |
| Digha | Aparna Complexoppst Michael Schooldigha Road | UTIB0002765 | 800211014 | 2272266 |
| Harihar Chamber Branch | Harihar Chamber Boring Road Patna | UTIB0002846 | 800211015 | 9308285260 |
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