Axis Bank Home Loan in Patna

About Axis Bank Home Loan Patna

Unable to find the right lender for your home loan needs in Patna? Don’t worry, as Axis Bank, India’s third-largest private sector bank, is ready to let you put your feet into your dream home with the power of a customized home loan. The loan has attractive interest rates, simple and easy documentation to let the customers pursue their home dream in the capital city of Bihar.

Axis Bank Home Loan Patna at a Glance

ParticularsDetails
Interest Rate8.80% - 9.05%
Loan AmountUpto ₹ 1.5 Cr
TenureUpto 30 Years
Processing FeeUpto 1% of the loan amount
Pre-payment ChargesNil for floating rate loan. In case of fixed rate, 2% of the principal outstanding will be chargeable

Eligibility Criteria

Be mindful of the eligibility norms set by Axis Bank for the smooth approval of your home loan application in Patna. All the eligibility criteria can be seen below.

  • Confirmed employees working in either government or private organizations can apply for Axis Bank Home Loan. Self-employed with a minimum of 2-3 years in the same line of business is also eligible to apply.
  • Both salaried and self-employed need to make sure they attain a minimum age of 21 years while applying for a home loan. At the time of loan maturity, the maximum age allowed is 60 years and 65 years, respectively, for both salaried and self-employed.
  • Both salaried and self-employed must have a stable source of income for loan approval.

Documents Required

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
Signature Verification Proof-PAN Card/Passport/Driving License
Income Proof for Salaried-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
Income Proof for Self-employed-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
Business Establishment Proof-Service Tax/VAT/Sales Tax Registration, Utility Bills of Business Establishments (For Self-employed)
Property Documents- Property Registration & Allotment Copy, Property Valuation Report Copy
Processing Fee Cheque
Post-dated Cheques, ECS Mandate Form Duly Signed
Photographs

Visit Home Loan Patna for more information

Axis Bank Home Loan Patna Branches

Branch NameComplete AddressIFSCMICRCustomer Care
PatnaSaket Towers, S P Verma Road, 800001UTIB00001428002110020612-2206701
Boring RoadUdaiman Apartment Boring Road, Patna, 800001UTIB00003878002110030612-257 3341/42/43/44
RajabazarR. K. Estate, Raja Bazar, Bailey Road , Patna , Bihar , Pin 800014UTIB0001290800211004(0612) 2295617/ 50/ 97/ 66 (0612) 2295665
RajendranagarUpa Complex, 148 - B, Dr. Mahendra Narain Path, Rajendra Nagar, Patna, P.S. Kadam Kuan, Bihar , Pin 800016.UTIB0001377800211005(0612) 2665216/17/ 14/ 2655218 (0612) 2655219
Patna CityHarihar Bhawan Chowk, Ashok Raj Path, Patna City, Patna - 800 008. BiharUTIB00014068002110060612 - 2640120 / 21 / 22 / 24
Ashok Raj PathC/O, Shyam Steel House, Ashok Raj Path, Muradpur, Patna - 800004 (Bihar)UTIB00014838002110070612 - 2300135 / 137 / 142 /147 0612 - 2300113
Barh, PatnaStation Road, P.O. Barh, Dist. Patna 803213UTIB0001785803211102
AnisabadUfo Mall, Anisabad, Near Anisabad Chowraha, Patna, Bihar, Pin 800002UTIB0001664800211008
DanapurGola Road, Ward No. 23, Opp: Ram Janki Mandir, Po. Danapur, Patna, Bihar, Pin 801503UTIB0001776800211009
KankarbaghShow Room No. Sr-01/02, Gr Floor, Sita Usha Square, Kankarbagh Main Square, Patna 80020UTIB00018968002110100612-2355513-14
MadhepuraJeevan Sadan Road , Madhepura-852113UTIB000191285221120206476-223622 , 06476-324222
DarveshpurGround Floor, Beside:Shri Bhagwan Petrol Pump, Po: Beapur, Ps: Maner, Darveshpur, Dist.Patna, Bihar, Pin 801503UTIB00020718002115018877801424
DevkuliDevkuli, Post:Musepur (Via: Bihta)Dist.Patna, Bihar, Pin 801103UTIB00020728002115029504365581
Saguna More BranchNear Anand Vihar Family Resturant, Beside Indian Oil Petrol Pump, Bailey Road Patna, P.S.-Rupaspur Bihar-801503-Rupaspur Bihar-801503UTIB00024358002110119431221432
MokamehGround And First Floor, Main Road, Mokameh, Dist.Patna, Bihar, Pin 803302UTIB000252380321110306132 - 232085
New Bypass RoadLalita Goswami Complex New Bypass Road Near Ram Lakhan Singh Path Patna Bihar 800020UTIB00025798002110129931350627
Pataliputra ColonyGd And First Floor Plot No 136 Opp Site Iit Patna Main Rd Patna Bihar Pin 800013UTIB00026198002110132274510
DighaAparna Complexoppst Michael Schooldigha RoadUTIB00027658002110142272266
Harihar Chamber BranchHarihar Chamber Boring Road PatnaUTIB00028468002110159308285260

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Home Loan Interest Rates December 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.70%
Bank of Baroda8.65% - 9.65%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank9.00% - 9.25%
Axis Bank8.80% - 9.05%
Citibank9.00% - 9.85%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.90% - 8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 14.00%