Bajaj Finserv Personal Loan in Bengaluru

About Bajaj Finserv Personal Loan in Bengaluru

If you are looking to avail a personal loan so as to fulfill your multiple needs, look no further as Bajaj Finance in Bengaluru offers the same at lowest interest rates and flexible tenures. Yes, this credit facility comes to you at an attractive rate, hence allows you to enjoy the hassle-free loan journey.

Apply Bajaj Personal Loan @ 10.99%* Rate

Bajaj Finserv Branches in Bengaluru

Branch Name Complete Address Customer Care
Residency Road, Bangalore 301 To 306, 3Rd Floor, Prestige Towers, Residency Road, Bangalore - 560 025. - 560025,Karnataka.
Residency Road, Bangalore801 To 805, 8Th Floor, Prestige Towers, Residency Road, Bangalore - 560 025. - 560025,karnataka.
Madivala, Bengaluru2Nd Floor, No. 125, Hosur Main Road, Next To Technic Ceramics, Madivala, Bengaluru - 560 068 - 560068,Karnataka.
020 3957 4151
Rajaji Nagar, Bangalore2Nd Floor, Shiva Complex, Plot No -1017, Dr. Rajakumar Road, 4Th Block, Rajaji Nagar, Bangalore - 560 010. - 560010,karnataka.
020 3957 4151
Sahakar Nagar, BangaloreGround Floor, No. 2707/2, E Block, Ward No. 7, Behind Swathi Garden Restaurant, Sahakar Nagar, Bangalore - 560 092. - 560092,karnataka.
020 3957 4151

Bajaj Finserv Personal Loan Bengaluru Interest Rate

ParticularsSalaried
Interest Rate10.99% - 16.00%
Loan AmountUp to INR 20 lakh
Loan Tenure12-60 months
Processing FeeUp to 3% of the loan amount
Prepayment ChargesUpto 4% post 1st EMI clearance
Part prepayment Charges2% on part-payment amount paid+GST

Bajaj Finserv Personal Loan Customer Care Number

In order to be in touch with the customer care executives of Bajaj Finserv, all you need to do is just dial 020 3957 5152 either from your mobile or landline. The moment you dial the number, the customer care executives with their expertise and knowledge are always there to support and guide you. Be it any query, complaint or concern, this lender is always ready to serve you better.

Eligibility Criteria

  • If you are a salaried individual aged between 25 to 53 years, you are eligible to apply for a loan.
  • Individuals living in Ahmedabad, Bangalore, Chennai, Coimbatore, Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai, Noida, Pune, Surat and Thane should have a minimum monthly income of INR 40,000.
  • People living in Chandigarh, Cochin, Jaipur and Nagpur should have a minimum monthly salary of INR 35,000.
  • Applicants living in Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada and Vizag should earn a minimum monthly income of INR 30,000.

Bajaj Finserv Personal Loan EMI Calculator

A personal loan EMI Calculator online is undoubtedly your best buddy that helps you in taking a strong financial decision. This smart and effective tool allows you to know the exact calculations of your loan EMIs, Interest Outgo and Total Amount Payable in the easiest manner. By taking into account-tenure, interest rate and loan amount, this device let you the exact amount of your monthly installments in a hassle-free manner.

To get more clarity on the same, let’s just take a look at the table below, showcasing the calculations on a loan amount of INR 4 Lakh, taken for a tenure of 4 years at an interest rate of 11.00% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 4,00,00011.00%1₹ 35,353₹ 24,232₹ 4,24,232
₹ 4,00,00011.00%2₹ 18,643₹ 47,435₹ 4,47,435
₹ 4,00,00011.00%3₹ 13,095₹ 71,438₹ 4,71,438
₹ 4,00,00011.00%4₹ 10,338₹ 96,234₹ 4,96,234

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 84,220₹ 39,838₹ 3,15,779
2₹ 93,966₹ 30,092₹ 2,21,812
3₹ 1,04,840₹ 19,218₹ 1,16,972
4₹ 1,17,066₹ 7086₹ 0

Documentation Checklist to Apply

  • Financials: Salary slips of the last 2 months
  • Bank Statements: Salary account bank statement of the last 3 months
  • Employment Proof: Employee ID card
  • Proof of Identity: Passport / Voters ID card / Driving license / PAN card
  • Proof of Address: Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

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