Bank of Baroda Home Loan in Gurugram
Last Updated : April 1, 2017, 10:13 a.m.
About Bank of Baroda Home Loan Gurugram
Bank of Baroda (BoB) has always been in the forefront of Indian banking due to its ability to convert dreams into reality. One such dream you would have to buy a home in your city Gurugram, a home for a large number of multinational companies. In the recent times, BoB has been a real shot in the arm for the home loan seekers as its rate have gone down to an industry low of 8.35% per annum.
Bank of Baroda Home Loan Gurugram at a Glance
Particulars | Details | |||
---|---|---|---|---|
Interest Rate | 8.50% - 10.60% | |||
Loan Amount | About 75%-90% of the property value | |||
Processing Fee | 0.25%-0.50% of the loan amount Minimum Value- ₹7,500 Maximum Value- ₹20,000 | |||
Prepayment Charges | NIL |
Eligibility Criteria
As soon as you meet the eligibility criteria, a home loan from BoB would come your way.
- Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity .
- A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.
Documentation
Lack of clarity on the documentation could be a big dampener for those looking to buy a dream home in Gurgaon. The bank wants you to submit documents with respect to proofs of identity, residence and income. The property documents are also sought by the bank to approve your home loan in Gurgaon. Look at the required documents below.
Products | Salaried | Self-employed |
---|---|---|
Home Loan | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Income Proof-Latest Salary Slips & Form 16 for Salaried Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction | Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years Bank Account Statement for the Last 6 Months Track of any other loans, if any Property details such cost estimate of construction |
Seeking more information? Visit Home Loan Gurugram.
Bank of Baroda Home Loan Gurugram Branches
The Cyber City Gurugram has a large number of BoB branches to get the receipt of your home loan application. You could also be interested to know the IFSC Code and MICR code along with the contact details of the branches, right! Why are you waiting? Just glance through the table below and get the answer.
Branch Name | Complete Address | IFSC | MICR | Contact Detail |
---|---|---|---|---|
Sector-10, Gurugram | Sector-10 A, Gurugram, Haryana-122011 | BARB0DAVGUR | 110012094 | 0124-2212287 |
DLF Golf Course | Paras Down Town DLF Golf Course, Sec 53 Gurugram, Haryana-122011 | BARB0DLFGUR | 110012096 | 0124-2572211/2572210 |
Extension Counter | Chiranjivi Bharti Public School Extension Counter, Palam Vihar, Gurugram, Haryana-122001 | BARB0EXTGUR | 110012111 | 011-2460597 |
Alwar Road | Gurugram Branch, Delhi Alwar Road, Gurugram, Haryana- 122001 | BARB0GURGAO | 110012064 | 0124-2320325 |
Manesar | IMT Manesar, F32/33 Raheja Square, Gurugram, Haryana- 122050 | BARB0MANESA | 110012098 | 0124-2291642/643 |
Sushant Lok 1 | Shop No. 1 & 2 Ground Floor, Peach Tree C Block, Sushant Lok 1, Gurugram, Haryana- 122002 | BARB0SUSGUR | 110012093 | 0124-2570531/2572210 |
Sector 7, Gurugram | SCO 20 Huda Commercial Complex Sector 7 Gurugram Haryana- 122001 | BARB0SECGUR | 110012171 | 011-23752274 |
Sector 23, Gurugram | SCO 40, Sector 23, Gurugram, Haryana- 122001 | BARB0SCOGUR | 110012155 | 011-23725125 |
Rajendra Park | House No 1632/31, Rajendra Park, Gurugram, Haryana-122001 | BARB0RAJGAO | 1800223344 | |
Sector-31, Gurugram | SCO No 45, Sector 31, Gurugram, Haryana- 122001 | BARB0SECTOG | 1800223344 |
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