Bank of Baroda Home Loan in Gurugram

About Bank of Baroda Home Loan Gurugram

Bank of Baroda (BoB) has always been in the forefront of Indian banking due to its ability to convert dreams into reality. One such dream you would have to buy a home in your city Gurugram, a home for a large number of multinational companies. In the recent times, BoB has been a real shot in the arm for the home loan seekers as its rate have gone down to an industry low of 8.35% per annum.

Bank of Baroda Home Loan Gurugram at a Glance

ParticularsDetails   
Interest Rate8.65% - 9.65%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

As soon as you meet the eligibility criteria, a home loan from BoB would come your way.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

Lack of clarity on the documentation could be a big dampener for those looking to buy a dream home in Gurgaon. The bank wants you to submit documents with respect to proofs of identity, residence and income. The property documents are also sought by the bank to approve your home loan in Gurgaon. Look at the required documents below.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan Gurugram.

Bank of Baroda Home Loan Gurugram Branches

The Cyber City Gurugram has a large number of BoB branches to get the receipt of your home loan application. You could also be interested to know the IFSC Code and MICR code along with the contact details of the branches, right! Why are you waiting? Just glance through the table below and get the answer.

Branch NameComplete AddressIFSCMICRContact Detail
Sector-10, GurugramSector-10 A, Gurugram, Haryana-122011BARB0DAVGUR1100120940124-2212287
DLF Golf CourseParas Down Town DLF Golf Course, Sec 53 Gurugram, Haryana-122011BARB0DLFGUR1100120960124-2572211/2572210
Extension CounterChiranjivi Bharti Public School Extension Counter, Palam Vihar, Gurugram, Haryana-122001BARB0EXTGUR110012111011-2460597
Alwar RoadGurugram Branch, Delhi Alwar Road, Gurugram, Haryana- 122001BARB0GURGAO1100120640124-2320325
ManesarIMT Manesar, F32/33 Raheja Square, Gurugram, Haryana- 122050BARB0MANESA1100120980124-2291642/643
Sushant Lok 1Shop No. 1 & 2 Ground Floor, Peach Tree C Block, Sushant Lok 1, Gurugram, Haryana- 122002
BARB0SUSGUR1100120930124-2570531/2572210
Sector 7, GurugramSCO 20 Huda Commercial Complex Sector 7 Gurugram Haryana- 122001BARB0SECGUR110012171011-23752274
Sector 23, GurugramSCO 40, Sector 23, Gurugram, Haryana- 122001BARB0SCOGUR110012155011-23725125
Rajendra ParkHouse No 1632/31, Rajendra Park, Gurugram, Haryana-122001BARB0RAJGAO1800223344
Sector-31, GurugramSCO No 45, Sector 31, Gurugram, Haryana- 122001BARB0SECTOG1800223344

 

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