Bank of Baroda Home Loan Mumbai - IFSC, Rates March 2024, Eligibility, EMI

Bank of Baroda Home Loan in Mumbai

About Bank of Baroda Home Loan Mumbai

The word ‘Aamchi Mumbai’ and the breakfast ‘Wada Pav’ to a large extent sums up the spirit of Mumbai, the financial capital of India. It also is the capital of Maharashtra, one of India’s largest state. Mumbai calling…is what everyone wants to hear because of the massive opportunities that this dream city present to the youth. You could be tempted to buy a home and the fulfillment of your impending wish lies in the hand of Bank of Baroda (BoB), a premier public lender with more than 5,000 branches across the country, with the majority of them in Mumbai.

Bank of Baroda Home Loan Mumbai at a Glance

Interest Rate8.50% - 10.60%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

The bank wants you to stay in line with a few eligibility criteria for accessing the home loan in Mumbai. All that are shown below.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.


The bank would ask you to submit few documents pertaining to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Mumbai. So, check out the documents as stated below for a smooth home loan approval by BoB.

Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction

Seeking more information? Visit Home Loan Mumbai

Bank of Baroda Home Loan Mumbai Branches

Get ready to file your home loan application at your nearest BoB branch in Mumbai by taking a look at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch NameComplete AddressIFSCMICRContact Detail
Malbar HillMalabar Hill Branch, 37/B, Dolat Niketan, Off Ridge Road, Malabar Hill, Mumbai-400006BARB0HARKNE400012033022-23672717/8217
Business FinBusiness Fin Branch, Matru Ashish, S.V. Road, Kandivali(West), Mumbai-400067BARB0INTMUM400012098022-28621460, 28621475
Jacob CircleJacob Circle Branch, National House 608 B J Marg Jacob Circle Satrasta, Mumbai-400011BARB0JACOBC400012092022-23073523
JogeshwariJogeshwari (East), Mumbai- 400060BARB0JOGESH400012034022-28245698
Jogeshwari (West)Faizan Apartments, S V Road, Jogeshwari (West), Mumbai-400102BARB0JOGWES400012126022-26795268
KalinaKalina Branch, Arvind Nagar, Kalina Kurla Road, Santacruz(East)Mumbai-400029BARB0KALINA400012035022-26661447
KalyanKalyan Branch, 0Prakash Talkies Compound, Kalyan-421301BARB0KALYAN400012076025-2204731
Kandivali(West)Kandivali (West) Branch, S.V. Road, Kandivli (West), Mumbai, 400067BARB0KANDIV400012036022-28050291
KhandbazarKhandbazar Branch, 129/131, Kazi Sayed St. Hafizain Building, Khandbazar, Mumbai-400003BARB0KHANDB400012037022-23420181
Khar BranchKhar Branch, 23/24 Virani Manzil, 4th Road, Khar, Mumbai-400052BARB0KHARXX400012038022-26461793/26487230
KhetwadiKhetwadi Branch, 213, Khetwadi Main Road, Mumbai- 400004BARB0KHETWA400012040022-23823161/23884620
Pre.Road, KurlaPre.Road, Kurla Branch, Shelter Apt.Premier Road, Kurla(West), Mumbai-400070BARB0KURLAX400012083022-25040473
Malad-EastMalad-East Branch, 14, Pragati Shopping Centre Manchhubhai Road, Mumbai- 400097BARB0MALEAS400012041022-28892464
Borivali EastBorivali East Branch, Mulji Apartment, S. V. Road, Borivli [East], Mumbai-400066BARB0BOREAS400012012022-28915349/ 28946000
Mulji JethaMulji Jetha Branch, Jai Ambe House, Mirza Street, Opposite M.J. Market, Mumbai-400003BARB0BULLIO400012047022-23423244
Byculla18-A 19/20 Byculla, House Clare Road, Mumbai-400008BARB0BYCULL400012014022-23072531
CFSCFS, Mumbai Branch, 1st Floor, Ballard Pier, 3 Walchand Hirachand Marg, Mumbai-400038BARB0CFSBAL400012115022-22679723 22616973
ChakalaChakala Branch, Sattam Industrial Estate, Kardinal Gracious Road, , Chakala, Andheri, Mumbai-400099BARB0CHAKAL400012016022-28353472
Matunga East309, Chandavarkar Road, Matunga East, Mumbai- 400019BARB0CHANDA400012046022 24141699
CharkopCharkop Branch, Charkop, Kandivli(West), Mumbai-400067BARB0CHARKO400012099022-28695695

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%