Bank of Baroda Home Loan in Pune

About Bank of Baroda Home Loan Pune

Within the periphery of educational institutes in Pune, you as a teacher or being involved in any other profession would love to settle the place of stay in the city, isn’t it, folks? All you need is to choose the property of your choice and get the loan of your choice at Bank of Baroda (BoB), a public lender with more than 5,000 branches across the country. There are many aspects related to a home loan at BoB in Pune, Maharashtra. All the aspects explained step-by-step for you to understand.

Bank of Baroda Home Loan Pune at a Glance

ParticularsDetails
Interest Rate8.55% - 9.55%
Loan AmountAbout 75%-90% of the property value
Processing Fee0.25%-0.50% of the loan amount
Minimum Value- ₹7,500
Maximum Value- ₹20,000
Prepayment ChargesNIL

Eligibility Criteria

The bank wants you to meet a few eligibility criteria for accessing the home loan in Pune. Want to get a sight of the same? Look at the below points.

  • Salaried and self-employed with a minimum age of 21 years are eligible to apply for a home loan. At the same time, both salaried and self-employed need to make sure they are not over 60 years at the time of loan maturity.
  • A stable source of income is a prerequisite. While salaried needs to be working for a minimum of 2-3 years, self-employed must remain in the same line of business for atleast 2-3 years.

Documentation

The bank would ask you to submit few documents related to identity, residence, income and the property. Don’t show any negligence as it could make the bank to reject or delay the sanctioning of the home loan in Pune. So, check out the documents as stated below to avoid the unfortunate incident of application rejection by BoB.

ProductsSalariedSelf-employed
Home LoanIdentity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried


Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction, property registration document, property allotment letter, valuation copy of the property
Identity Proof- PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track of any other loans, if any

Property details such cost estimate of construction, property registration document, property allotment letter, valuation copy of the property

Seeking more information? Visit Home Loan Pune

Bank of Baroda Home Loan Pune Branches

Your chance to file the home loan application at your nearest BoB branch in Pune heightens with a mere glance at the list below. It shows the information regarding the address, IFSC Code, MICR Code, as well as the contact details to let you visit the branch without any problem. Take a look below and find the nearest one to submit your application.

Branch NameComplete AddressIFSCMICRContact Detail
Ashok NagarAshok Nagar Branch, Ashoknagar, Rangehills Road, Pune-411007BARB0ASHOKN411012015020-25511447
PI.Chinchwad PI.Chinchwad Branch, Mumbai Pune Road, Opposite Ksb Pumps, Pimpri, Pune-411018BARB0CHINCH41101200620-27422133, 27421217
CBB Pune CBB Pune Branch, Mantri Court, R. Ambedkar Road, Near RTO, Pune-411001BARB0CORPUN411012019020-26058284/ 26058280
DighiDighi Branch, Mhaske Vasti, Alandi Road, Pune-411015BARB0DIGHIX411012017020-27150843
B J Medical Extension CounterB J Medical Extension Counter, Sasson Hospital Compound Station Road Pune-411001BARB0DRCBJM020-26122433
B M C C College Campus Extension CounterB M C C College Campus Extension Counter, Agarkar Road Shivaji Nagar Pune-411004BARB0EXTKAR020-25652920
I.U.C.A.A Extension CounterI.U.C.A.A Extension Counter, Ayucka Pune University Campus Pune-411016BARB0EXTPOO020-25604150
Wadia College Extension CounterWadia College Extension Counter, Jog Path, Pune-411001BARB0EXTWAD020-26121594
Gen Next BranchAdams Court, Opposite Mahableshwar Hotel, Aundh-Baner Road, Baner, PuneBARB0GENPUN41101202402066201945-52
Gul Tekdi Gul Tekdi Branch, Market Yard, Gultekdi, Pune-411037BARB0GULTEK411012013020-24266143
Mantri MarketMantri Market, Pune Sholapur RoadBARB0HADAPS411012020020-26821998
Kalyani NagarThe Sovereign, Shop No 1 & 2A, Central Avenue, Kalyani Nagar, Pune-411006BARB0KALPUN411012027020-26650132
Karve RoadKarve Road Branch, Darekar Heights, Karve Road, Pune-411004BARB0KARVER411012007020-25435326, 25436948
KothrudManali Apartment, 14 Dahanukar Colony, SN-27, Kothrud, Pune-411029BARB0KOTHRU411012028020-25398737

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