Bank of India Home Loan Guwahati - Eligibility, Rates February 2024, EMI, IFSC

Bank of India Home Loan in Guwahati

About Bank of India Home Loan Guwahati

Staying in a rented flat in Guwahati? Need a own ‘Baadi’, a term used for a home in Assamese, the language spoken in this part of the world. All you need is a home loan from Bank of India (BOI), a leading public sector bank which has been giving the sting to the dream of many wishing to buy a house. So, just come to any of the BOI branches you are most comfortable in Guwahati and apply for a home loan. Catch more details of the BOI Home Loan below.

Bank of India Home Loan Guwahati at a Glance

Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI? Salaried employees, self-employed businessmen, professionals, HUF, NRIs, PIOs, corporate and partnership firms are eligible for a home loan at the bank. However, the actual loan disbursal depends on the income and the ability of the borrower to repay the EMI.


Do arrange the below list of documents that are asked by Bank of India to approve your home loan application. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking additional information? Visit Home Loan Guwahati

Bank of India Home Loan Guwahati Branches

Look at the table below to know the branches of BOI in Guwahati.

Branch NameComplete AddressIFSCMICRContact Detail
Hem Barua RoadHem Barua Road, P.B.No. - 119, Kamarpatty, Guwahati, Assam, Pin-781001BKID00050007810130020361-2540480, 2544182
Village - AbhoypurVillage-Abhoypur, Po - College Nagar, North Guwahati, Assam, Pin- 781031BKID00050017810130040361-2690020
G.S. RoadG.S.Road, Ganeshguri Chariali, Guwahati, Assam, Pin-781006BKID0005005781013003
VIP RoadVip Road, Chachal, Guwahati, Pin- 7810022BKID0005009781013005
Gauri BhawanGauri Bhawan, Maligaon, Guwahati, Assam, Pin-7810002
Guwahati Mid Corporate BranchGuwahati Mid Corporate Branch Killa Building Christian Basti G S Road Guwahati, Assam, Pin- 781005BKID0005055781013011
Zoo RoadHouse No 197, Jonali, R.G. Baruah Road, Po Zoo Road, Dist Kamrup Guwahati, Assam, Pin- 781024BKID0005028781013014
SilpukhuriHouse No 114 MPD Road Po Silpukhuri Dist Kamrup Guwahati Assam, Pin-781003
Paltan BazarSolapara Road, Paltan Bazar Guwahati District- Kamrup Assam-781008BKID0005027781013008

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%