Bank of India Home Loan Patna - Rates February 2024, IFSC, Eligibility, EMI

Bank of India Home Loan in Patna

About Bank of India Home Loan Patna

Patna, the capital city of Bihar, is a home to many small scale units involved into a myriad of businesses such as leather, handicraft, fisheries and much more. Many living in the city are still looking to buy a home of their choice. If you belong to those people, you have a trusted Bank of India (BOI to fall upon. The bank, which was founded in 1906, is a reliable banker for all your financial needs that also include a home loan. Catch the details of BOI Home Loan in Patna below.

Bank of India Home Loan Patna at a Glance

Interest Rate8.85% onwards
Loan AmountUpto ₹ 5 Cr
Loan TenureUpto 30 Years
Processing Fee0.25% of the loan amount
Minimum- ₹ 1,000+service tax as applicable

Maximum-₹ 20,000+service tax as applicable
Prepayment ChargesNIL

Eligibility Criteria

Want to know who are the ones eligible for a home loan at BOI in Patna? It’s the salaried employees, self-employed businessmen, professionals, HUFs, NRIs, PIOs, corporate and partnership firms who can apply for a home loan at the bank. The eventual loan disbursal amount, though, depends on the income and the ability of the borrower to repay the EMI. The passing of the eligibility will ease your way to a dream home in Patna.


You are required to submit the below list of documents that are asked by Bank of India to approve your home loan application in Patna. The documents are as follows-

  • Identity Proof- PAN Card/Passport/Voter ID/Aadhaar card
  • Address Proof-Utility Bill/Passport/Voter ID/Aadhaar Card
  • Income Proof-Last 3 Month Salary Slips, Form 16 for Last 2 Years, Last 6-month Bank Statement (For Salaried), ITR, Audited Balance Sheet and Profit & Loss Account Statement for the Last 3 Years (For Self-employed)
  • Property Documents Like Cost Estimation, Property Map, Property Allotment Copy, Complete Property Chain, etc
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Business Establishment Proof-Utility Bills of Shops & Establishments
  • Processing Fee Cheque
  • A Duly Signed and Filled Application Form

Seeking more information? Visit Home Loan Patna

Bank of India Home Loan Patna Branches

In search of the nearest BOI branch to submit your home loan application in Patna? Check out from the list below. You can also get to know the IFSC Code, MICR Code and contact number of the branches. All these information pertaining to Bank of India will be useful in your bid to buy your dream home in Patna.

Branch NameComplete AddressIFSC MICRContact Detail
Patna MainPatna Main, Fraser Road, Post Box No. 166, Patna City-800001, BiharBKID00044008000130020612-2222413, 2231337
Patna CityPatna City, Dashmesh Market 1St Fl, Opp Pital Ka Mahadev, Patna City-800008, BiharBKID00044018000130060612-2642062, 2643967
Rajendranagar ColonyRajendranagar Colony (Patna), 90, Ramkrishna Avenue, Patna-800016, BiharBKID00044078000130040612-2673508, 2688039
Muradpur ChauhattaMuradpur- Chauhatta, Tara Bhavan,1st Floor Ashok Rajpath, Patna-800004, BiharBKID00044088000130050612-2302332
Birchand Patel MargBirchand Patel Marg, Sone Bhawan, Birchand Patel Marg, Patna-800001, BiharBKID00044108000130030612-2230865, 2237996
KarbigahiyaKarbigahiya, Patna-800001, BiharBKID00044138000130070612-2342629, 2354272
SrikrishnanagarSrikrishnanagar(Patna), M-22 Road No 25, Sri Krishna Nagar, Patna City- 800001, BiharBKID00044198000130090612-2525656
Patna ARBC/O Zonal Office, R.Block PatnaBKID0004420800013013
Patna C&PPatna C&P, Raghuvir Place, Boring Road, Patna, 800001, BiharBKID00044218000130100612-2271335, 2275958
KankarbaghKankarbagh, Parmanand Place, Panchmandir Road, Patna- 800001, BiharBKID0004423800013011
Rajiv NagarRajiv Nagar, Main Road, Rajiv Nagar, Keshri Nagar, Patna, 800024, BiharBKID0004424800013014
Patna Service BranchPatna Service Branch, Uday Bhavan, 3rd Floor, Fraser Road, Patna- 800001, BiharBKID00044258000130010612-2222164
Boring RoadBoring Road, Patna, BiharBKID0004428800013015
Patna SecretariatPatna Secretariat, Near Secretariat, Patna, BiharBKID00044298000130160612-2222007, 9431651466
Bailey RoadC/O Jagdeo Path More, Bailey Road Patna, BiharBKID0004458800013019
Patel NagarGandhi Murti Road No- 2, Patel Nagar, Patna, BiharBKID0004459800013017
GulzarbaghHouse Of Shri Parasnath Mehta, Arfabad, Rithital, Sher Shah Road, P.O; Gulzarbagh, Patna-800007BKID0004457800013022
Retail HubScada Building, R -Block, B C P Marg, Patna-800001BKID0004466800013021
Patna Corporate BranchPatna Corporate Branch, Sone Bhawan, B C P Marg District Patna-800001, BiharBKID0004561800013023
Jamal Road336, Jamal Road, Patna Bihar 800001BKID0004415800013024

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%