Canara Bank Home Loan in Bhubaneswar

About Canara Bank Home Loan in Bhubaneswar

Bhubaneswar is one of the emerging cities of India. It is one of the planned city with good infrastructure. For people who aspire to have a home of their own in the city, one of the best options to subside the financial issue is to avail the home loan from Canara Bank. It is one of the leading commercial banks that offers the best offers and scheme for all the housing loan schemes.

Canara Bank Home Loan in Bhubaneswar at a glance

ParticularsDetails
Interest Rate8.65% - 8.85%
Loan amountFor salaried Individuals - Up to 4 years gross salary.
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesNo prepayment charges for floating rate of interest
Applied in case of takeover of the liabilities by any other banks or HFIs.

Eligibility Criteria

  • The age of the applicant should be between 18 – 65 years.
  • Salaried individuals with minimum 3 years experience.
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
  • The borrower should not be above the age of 55 years at the time of availing the loan.
  • The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

  • Loan Application with 2 passport size photos of applicant/ guarantor
  • Sale Deed
  • Agreement for Sale
  • Copy of the approved plan for the proposed construction/extension/addition
  • Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Salary Certificate and Form No.16 (in case of salaried persons)
  • IT Returns filed for the past two years (in case of non-salaried persons)
  • A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan Agra.

Address of Canara Bank Branches in Bhubaneswar

Branch NameAddressIFSC CodeMICR Contact Details   
Bhubaneshwar Bapuji Ngr (MAIN)Plot No.3, P.B.No.53, , Bapuji Nagar, Janpath, , Bhubaneshwar 751009CNRB00003537510150020674 - 2531648
?cuttack Road, BhubaneshwarPlot No.A/19 Cuttack Road, , Nataraj Hotel Complex, , Bhubaneshwar 751006CNRB00016177510150030674-2575553
Chandrasekharpur, BhubaneshwarPlot No.427, Damana Square, , (NEAR Metro Home), , Chandrasekharpur, , BhubaneswarCNRB00028427510150050674-2744093
Stock ExchangeIDCO Tower, Janpath, Bhubaneswar, Orissa - 751006CNRB00028877510150060674-2544565
ICMR, BhubaneshwarIndian Council For Medical Res, Bhubaneshwar, Dist Khurda ( Orissa)CNRB00029577510150070674-2740769
Premises & Estate Section, Co1st Floor, Red Cross Bhavan, , Sachivalaya Marg, P.B. 104, , Bhubaneshwar 751007,CNRB0PE75257510159990674-2412993
DarlipalliPlot No. 1757, Khata No.217 At/Po- Darlipali P.S. Bhasma - 770072CNRB0004085770015501[email protected]
MCB , BhubaneswarPlot No 16 , Laxmisagar Cuttack Road Bhubaneswar - 751006CNRB0004920751015013[email protected]
SME MancheswarCanara Bank, Plot No 159/1 Sector A ; Zone -A Mancheswar Industrial Estate Bhubaneswar-751010CNRB0004921751015014[email protected]
Bhubaneswar BramheswarpatanaCanara Bank, Plot No 159/1 Sector A ; Zone -A Mancheswar Industrial Estate Bhubaneswar-751010CNRB0004912751015017[email protected]
Bhubaneswar Delta SquarePlot No 16, Ravindra Garden Delta Square, Bhubaneswar 751003CNRB0004913751015018[email protected]
Khandagiri BhubaneswarCanara Bank Plot No A 15 Aiginia Khandagiri Bhubaneswar Orissa 751019CNRB00049147510150162396842
Bhubaneswar KIIT CampusTrapsbrah near aps 11 Popata Bhubaneswar 7 51024CNRB00049157510150199438885486

People Also Look For

Personal Loan Interest Rates October 2018
Bajaj Finserv10.99% - 16.00%
Fullerton India14.00% - 33.00%
HDFC Bank11.25% - 21.50%
ICICI Bank10.99% - 18.40%
IndusInd Bank10.99% - 16.00%
Kotak Bank10.99% - 20.99%
RBL13.00% - 18.00%
Standard Chartered Bank11.50% - 14.50%
Tata Capital10.99% - 18.00%
Home Loan Interest Rates October 2018
State Bank of India/SBI8.70% - 9.25%
HDFC8.80% - 9.60%
Bank of Baroda8.55% - 9.55%
LIC Housing8.70% - 9.05%
PNB Housing Finance9.00% - 13.00%
ICICI Bank8.85% - 9.10%
Axis Bank8.80% - 9.05%
Citibank8.90% - 9.65%
Indiabulls Housing Finance Limited8.80% - 11.05%
Kotak Bank8.75%
DHFL9.05% - 9.95%
Reliance Home Finance8.75% - 10.00%
EMI Calculator