Canara Bank Home Loan in Guwahati

About Canara Bank Home Loan in Guwahati

The home loan is one of the important inclusion in the financial planning to own the dream house that you have always wanted for yourselves. Canara bank is one of the banks that offers the home loan at affordable rates and comes with many other advantages. The Canara bank is one of the best banks to avail it. For people who want to either buy, construct, extend or renovate the home in the city of Guwahati, it is one of the best offer available to them.

Canara Bank Home Loan in Guwahati at a glance

ParticularsDetails
Interest Rate8.65% - 8.85%
Loan amountFor salaried Individuals - Up to 4 years gross salary.
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesNo prepayment charges for floating rate of interest
Applied in case of takeover of the liabilities by any other banks or HFIs.

Eligibility Criteria

  • The age of the applicant should be between 18 – 65 years.
  • Salaried individuals with minimum 3 years experience.
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
  • The borrower should not be above the age of 55 years at the time of availing the loan.
  • The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

  • Loan Application with 2 passport size photos of applicant/ guarantor
  • Sale Deed
  • Agreement for Sale
  • Copy of the approved plan for the proposed construction/extension/addition
  • Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Salary Certificate and Form No.16 (in case of salaried persons)
  • IT Returns filed for the past two years (in case of non-salaried persons)
  • A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan Guwahati.

Address of Canara Bank Branches in Guwahati

Branch NameComplete AddressIFSC CodeMICR CodeCustomer Care
Guwahati Fancy BazarPB NO.109, 14 A Hem Barua Road, Opp. Taxi Stand, Fancy Bazar, Guwahati -781001CNRB00001777810150020361 - 2540495
Sikh Temple, GuwahatiG B Das Building, Danish Road, Lakhtokia, Guwahati 781001CNRB00020027810150030361-2632428
Kahilipara, GuwahatiShivam Market Binovanagar Post, Guwahati 781018CNRB00023087810150050361-2471738
ChandmariI Floor, Vividha Complex, Maniram Diwan Road, Silpukhuri, Guwahati 781003CNRB00026887810150070361-2666144
IIT EC , GuwahatiCanara Bank Indian Institute Of Technology North Guwahati, Guwahati Assam 781001CNRB00086527810150080361-2582106
Guwahati Bashista CharialiFirst Floor, Hemlata Market, Bashista Chariali, Guwahati - 781 029CNRB00032827810150090361-2300080
Panjabari, GuwahatiHouse No. 35 (a), Panjabari Road Opp. Girls High School, Guwahati - 791037CNRB0004075781015011[email protected]
Hatigaon GuwahatiNo. 9, Hatigaon Chariali, Sijubari Road, Hatigaon, Guwahati - 781038CNRB0005404781015016[email protected]

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