Canara Bank Home Loan Kolkata - Rates February 2024, IFSC, Eligibility, EMI

Canara Bank Home Loan in Kolkata

About Canara Bank Home Loan in Kolkata

The home loan is the product provided by the banks to construct, buy, extend, and renovate the home or property. It gives the assistance to the people who want to fulfill the dream or requirement to own the home for themselves. There are different lenders who give the home loan to the people who require it. Canara bank is one of the lenders with the best competitive rates and comes with different other benefits and scheme that gives you several options to choose from to fulfill the requirements.

Canara Bank Home Loan in Kolkata at a glance

Interest Rate8.85% - 11.25%
Loan amountFor salaried Individuals - Up to 4 years gross salary.
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesNo prepayment charges for floating rate of interest
Applied in case of takeover of the liabilities by any other banks or HFIs.

Eligibility Criteria

  • The age of the applicant should be between 18 – 65 years.
  • Salaried individuals with minimum 3 years experience.
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
  • The borrower should not be above the age of 55 years at the time of availing the loan.
  • The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

  • Loan Application with 2 passport size photos of applicant/ guarantor
  • Sale Deed
  • Agreement for Sale
  • Copy of the approved plan for the proposed construction/extension/addition
  • Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Salary Certificate and Form No.16 (in case of salaried persons)
  • IT Returns filed for the past two years (in case of non-salaried persons)
  • A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan Kolkata.

Address of Canara Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRCustomer Care
Kolkata ChowringheeNo; 7, KYD Street, Calcutta 700016CNRB0000145700015009033 - 22291743
Kolkata Rabindra SaraniP.B.No. 6701, 274, Rabindra Sarani - Road, Calcutta 700007CNRB0000146700015009033 - 22291743
Kolkata Rabindra SaraniP.B.No. 6701, 274, Rabindra Sarani - Road, Calcutta 700007CNRB0000146700015023033 - 22698761
Kalakar Street, Kolkata24, Klakar Street, II & III Floor, Calcutta 700070CNRB0000147700015016033-2274-1775
Entally, Kolkata53, Lal Mohan Bhattacharjee Rd, Entally, Calcutta 700014CNRB0000148700015011033-22448745
Kidderpore6, Dr. Sudhir Bose Road, Kidderpore, Calcutta 700023CNRB0000149700015017033-25553717
Gariahat22/2, Gariahat Road, Gole Park, Calcutta 700029CNRB0000150700015013033-24605860
College Street Kolkata6A, Shambhu Chatterjee Street College Street, Calcutta 700007CNRB0000151700015010033-2241-0755
Kolkata Bow Bazaar67, B.B Ganguly Street, Calcutta 700012CNRB0000152700015006033-22122610
Kolkata Lower Circular RoadNo.9, Lalalajpet Roy Sarani, Calcutta 700020CNRB0000153700015020033 - 22403391
Kolkata M D RoadNo.12, Post Box No.6713, Maharshi Darabendre Road, Kolkata 700007CNRB0000253700015021033-22746558
Alipore, Kolkata10/1/E, Diamond Harbour Road, Calcutta 700027CNRB0000254700015003033-2479-8428
Accounts Section60/1/G Nirmal Chandra Street, Kolkata - 700012CNRB0000279700015001033-22375840
Kolkata Canning StreetNarayani Bldg, 27, Brabourne Rd, Canning Street, Calcutta 700001CNRB0000303700015008033 - 22427107
Foreign Department, Kolkata2/1, Russel Street, Calcutta 700071CNRB0000312700015012033-22265848
Princep Street, KolkataPB No. 13307, 25, Princep St I Floor, Calcutta 700072CNRB0000315700015022033-2234-6239
Kolkata S Bose Road (lake Rd)PB No.16220, 203, Sarat Bose Road, Calcutta 700029CNRB0000323700015019033 - 24660501
Brabourne Road, KolkataP.B.No. 924, 2, Brabourne Road, Calcutta 700001CNRB0000344700015007033 - 22253957
Sealdah KolkataP.B.No. 10820, 14 & 15 A. Prafulla Chandra Road Sealdah Calcutta 700009CNRB0000396700015024033-2351-0529
Kolkata AM Road BhavaniporeNo.4, Ganga Prasad Mukherjee Rd, Kolkata 700025CNRB0000397700015004033 - 22375306
Jadavpur, KolkataNo.98/10/1, Raja S.C.Mullick Rd, I Floor, Jadhavpur, Calcutta 700032CNRB0000980700015015033-2472-5742
Kolkata H B Market109, Sri Arbind Sarani, H.B.Market, Calcutta 700005CNRB0001279700015005033 - 25553717
Kolkata Hare StreetNicco House No.2, Hare Street, P.B.No.2436, Kolkata 700001CNRB0001392700015014033 - 22201966
Kolkata Lake GardensP - 5, C.I.T., Scheme, 114 - A, Lake Garden, Calcutta 700045CNRB0001415700015018033 - 24170113
Kolkata Rani Rashmoni Road157C, Lenin Sarani, Calcutta - 700013CNRB0001665700015025033-2215-6646
Kolkata Grant Street2, S N Banerjee Road, Chowringhee, Calcutta 700072CNRB0001720700015026033-2228-1308
Red Cross Palace, KolkataNo 7, Red Cross Place , Kolkata - 700001CNRB0001747700015002033-22481004
Kolkata Overseas Branch2/1, Russel Street, (Ground Floor), Calcutta 700071CNRB0001856700015033033 - 22265294
Sarat Sarani , Kolkata417, Kapasdanga Sarat Sarani , Dist.Hoogly (West Bengal)CNRB0001984700015045033-26803287
N S Road Kolkata33/1, N.S.Road, Calcutta 700001CNRB0002213700015029033-2220-0049
Burra Bazar, KolkataBurra Bazar, 159, Ravindra Sarani Calcutta 700007CNRB0002214700015028033-2269-3957

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%