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About Canara Bank Home Loan in Kolkata
The home loan is the product provided by the banks to construct, buy, extend, and renovate the home or property. It gives the assistance to the people who want to fulfill the dream or requirement to own the home for themselves. There are different lenders who give the home loan to the people who require it. Canara bank is one of the lenders with the best competitive rates and comes with different other benefits and scheme that gives you several options to choose from to fulfill the requirements.
Canara Bank Home Loan in Kolkata at a glance
|Interest Rate||8.75% - 8.95%|
|Loan amount||For salaried Individuals - Up to 4 years gross salary. |
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
|Tenure||Up to 30 years|
|Processing fee||0.5% of the loan amount|
|Pre- payment charges||No prepayment charges for floating rate of interest|
Applied in case of takeover of the liabilities by any other banks or HFIs.
- The age of the applicant should be between 18 – 65 years.
- Salaried individuals with minimum 3 years experience.
- Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
- The borrower should not be above the age of 55 years at the time of availing the loan.
- The borrower above 55 years can avail the loan subject to certain stipulations.
- Loan Application with 2 passport size photos of applicant/ guarantor
- Sale Deed
- Agreement for Sale
- Copy of the approved plan for the proposed construction/extension/addition
- Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
- Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
- Salary Certificate and Form No.16 (in case of salaried persons)
- IT Returns filed for the past two years (in case of non-salaried persons)
- A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
- Balance Sheet and P&L Account for the past three years (in case of self-employed)
To get more detailed information, visit Home Loan Kolkata.
Address of Canara Bank Branches in Kolkata
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Kolkata Chowringhee||No; 7, KYD Street, Calcutta 700016||CNRB0000145||700015009||033 - 22291743|
|Kolkata Rabindra Sarani||P.B.No. 6701, 274, Rabindra Sarani - Road, Calcutta 700007||CNRB0000146||700015009||033 - 22291743|
|Kolkata Rabindra Sarani||P.B.No. 6701, 274, Rabindra Sarani - Road, Calcutta 700007||CNRB0000146||700015023||033 - 22698761|
|Kalakar Street, Kolkata||24, Klakar Street, II & III Floor, Calcutta 700070||CNRB0000147||700015016||033-2274-1775|
|Entally, Kolkata||53, Lal Mohan Bhattacharjee Rd, Entally, Calcutta 700014||CNRB0000148||700015011||033-22448745|
|Kidderpore||6, Dr. Sudhir Bose Road, Kidderpore, Calcutta 700023||CNRB0000149||700015017||033-25553717|
|Gariahat||22/2, Gariahat Road, Gole Park, Calcutta 700029||CNRB0000150||700015013||033-24605860|
|College Street Kolkata||6A, Shambhu Chatterjee Street College Street, Calcutta 700007||CNRB0000151||700015010||033-2241-0755|
|Kolkata Bow Bazaar||67, B.B Ganguly Street, Calcutta 700012||CNRB0000152||700015006||033-22122610|
|Kolkata Lower Circular Road||No.9, Lalalajpet Roy Sarani, Calcutta 700020||CNRB0000153||700015020||033 - 22403391|
|Kolkata M D Road||No.12, Post Box No.6713, Maharshi Darabendre Road, Kolkata 700007||CNRB0000253||700015021||033-22746558|
|Alipore, Kolkata||10/1/E, Diamond Harbour Road, Calcutta 700027||CNRB0000254||700015003||033-2479-8428|
|Accounts Section||60/1/G Nirmal Chandra Street, Kolkata - 700012||CNRB0000279||700015001||033-22375840|
|Kolkata Canning Street||Narayani Bldg, 27, Brabourne Rd, Canning Street, Calcutta 700001||CNRB0000303||700015008||033 - 22427107|
|Foreign Department, Kolkata||2/1, Russel Street, Calcutta 700071||CNRB0000312||700015012||033-22265848|
|Princep Street, Kolkata||PB No. 13307, 25, Princep St I Floor, Calcutta 700072||CNRB0000315||700015022||033-2234-6239|
|Kolkata S Bose Road (lake Rd)||PB No.16220, 203, Sarat Bose Road, Calcutta 700029||CNRB0000323||700015019||033 - 24660501|
|Brabourne Road, Kolkata||P.B.No. 924, 2, Brabourne Road, Calcutta 700001||CNRB0000344||700015007||033 - 22253957|
|Sealdah Kolkata||P.B.No. 10820, 14 & 15 A. Prafulla Chandra Road Sealdah Calcutta 700009||CNRB0000396||700015024||033-2351-0529|
|Kolkata AM Road Bhavanipore||No.4, Ganga Prasad Mukherjee Rd, Kolkata 700025||CNRB0000397||700015004||033 - 22375306|
|Jadavpur, Kolkata||No.98/10/1, Raja S.C.Mullick Rd, I Floor, Jadhavpur, Calcutta 700032||CNRB0000980||700015015||033-2472-5742|
|Kolkata H B Market||109, Sri Arbind Sarani, H.B.Market, Calcutta 700005||CNRB0001279||700015005||033 - 25553717|
|Kolkata Hare Street||Nicco House No.2, Hare Street, P.B.No.2436, Kolkata 700001||CNRB0001392||700015014||033 - 22201966|
|Kolkata Lake Gardens||P - 5, C.I.T., Scheme, 114 - A, Lake Garden, Calcutta 700045||CNRB0001415||700015018||033 - 24170113|
|Kolkata Rani Rashmoni Road||157C, Lenin Sarani, Calcutta - 700013||CNRB0001665||700015025||033-2215-6646|
|Kolkata Grant Street||2, S N Banerjee Road, Chowringhee, Calcutta 700072||CNRB0001720||700015026||033-2228-1308|
|Red Cross Palace, Kolkata||No 7, Red Cross Place , Kolkata - 700001||CNRB0001747||700015002||033-22481004|
|Kolkata Overseas Branch||2/1, Russel Street, (Ground Floor), Calcutta 700071||CNRB0001856||700015033||033 - 22265294|
|Sarat Sarani , Kolkata||417, Kapasdanga Sarat Sarani , Dist.Hoogly (West Bengal)||CNRB0001984||700015045||033-26803287|
|N S Road Kolkata||33/1, N.S.Road, Calcutta 700001||CNRB0002213||700015029||033-2220-0049|
|Burra Bazar, Kolkata||Burra Bazar, 159, Ravindra Sarani Calcutta 700007||CNRB0002214||700015028||033-2269-3957|