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About Canara Bank Home Loan in Patna
Patna is one of the important city in the eastern part of India. It is still developing and a home in the city can be challenging and expensive. The dream of the own house can still be true with the help of Canara bank home loan. The home loan is the financial product which can be used to construct, buy, extend or renovate the home, property or land. Thus, the finance will no longer be the roadblock to stop anyone from possessing the home.
Canara Bank Home Loan in Patna at a glance
|Interest Rate||8.75% - 8.95%|
|Loan amount||For salaried Individuals - Up to 4 years gross salary. |
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
|Tenure||Up to 30 years|
|Processing fee||0.5% of the loan amount|
|Pre- payment charges||No prepayment charges for floating rate of interest|
Applied in case of takeover of the liabilities by any other banks or HFIs.
- The age of the applicant should be between 18 – 65 years.
- Salaried individuals with minimum 3 years experience.
- Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
- The borrower should not be above the age of 55 years at the time of availing the loan.
- The borrower above 55 years can avail the loan subject to certain stipulations.
- Loan Application with 2 passport size photos of applicant/ guarantor
- Sale Deed
- Agreement for Sale
- Copy of the approved plan for the proposed construction/extension/addition
- Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
- Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
- Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
- Salary Certificate and Form No.16 (in case of salaried persons)
- IT Returns filed for the past two years (in case of non-salaried persons)
- A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
- Balance Sheet and P&L Account for the past three years (in case of self-employed)
To get more detailed information, visit Home Loan Patna.
Address of Canara Bank Branches in Patna
|Branch Name||Complete Address||IFSC Code||MICR Code||Customer Care|
|Patna South Gandhi Maidan (Main) ||Ground Floor, Pb No.132, South Gandhi Maidan, Patna 800001||CNRB0000352||800015002||612-2225931|
|Kadam Kuan, Patna ||Nawal Kishore Road, Kadam Kuan, Patna - 800003||CNRB0000357||800015009||612-2674752|
|Budhmarg, Patna||Patna - Gaya Road, Patna 800001||CNRB0001434||800015005||612-2222813|
|Gm Road, Patna ||Saraf Bhawan, G M Road, Patna 800004||CNRB0001500||800015004||0612-2674833|
|Patna City ||N.A.Bldg, Jhauganj, Patna City 800008||CNRB0001592||800015006||0612-2642500|
|Accounts Section, Patna ||II Floor Palace Hotel Building, PB 132, South Gandhi Maidan, Patna 800001||CNRB0001741||800015001||612-2226453|
|Boring Road, Patna ||5 - B, S K Puri Sahdeo Mahto, Marg, Boring Road, Patna 800001||CNRB0001967||800015010||0612-2228098|
|Patna Exhibition Road ||Fex Cell, Ground Floor, Luv - Kush Towers, Exhibition Road Patna 800001||CNRB0002004||800015003||612-2321752|
|Pataliputra Colony, Patna ||# 18A, Pataliputra Colony, Patna 800013, Bihar||CNRB0002518||800015012||612-2268084|
|Raja Bazaar, Patna ||C/O Khajpura Cold Storage, Building, Raja Bazar, Patna 800014||CNRB0002519||800015013||612-2590956|
|Kankarbagh, Patna ||Sadho Shivam, B - 51, Peoples Co - Op Colony, Kankarbagh - Patna 800020||CNRB0002520||800015011||0612-2366762|
|Rajendranagar, Patna ||147 - B Arya Kumar Road, Patna 800015||CNRB0002729||800015014||0612-2689521|
|Anishabad (SSB), Patna ||Ward # 7, Neelam Palace, Khoha Imli, Anishabad, Patna||CNRB0002819||800015015||9431028016|
|Hanuman Nagar, Patna ||P - 569, Hanuman Nagar Chowraha, Patna 800020||CNRB0002820||800015016||612-2352390|
|Premises & Estate Section, Co, Patna ||Lav Kush Towers 3rd & 4th Floor, P B No.195 Exhibition Road, Patna 800001||CNRB0PE7150||800015998||0612-2320559|
|Rajivnagar Patna ||R D No.3 Main Road Rajeev Nager Patna 800024||CNRB0003052||800015017||0612 2689521|
|Patna DRM Extn - Khagaul ||DRM Building DRMs Office Eastern Railway, Danapur Patna Bihar 801105||CNRB0008609||800015020||06115-232339|
|Bseb Extn Counter , Patna ||Vidyut Bhawan Patna Patna Bihar 800001||CNRB0008531||800015019||0612 2227970|
|Micro Finance Patna ||Canara Bank, First Floor, B - 51, People Co – Op. Colony, Kankarbagh, Patna - 800 020||CNRB0003409||800015021||0612 2354877|
|NRI Hub, Patna ||Canara Bank 3rd Floor, Luv Kush Tower, Exhibition Road Patna - 800001||CNRB0003463||800015022||0612 2322762|
|Nayachak ||Canara Bank, Nayachak - 800 016, Post: Manoharpur Kacchura, Ps - Ramkrishna Nagar, Patna(Bihar)||CNRB0003693||800015995||9661309737|
|SME Branch Patna ||Canara Bank , Ashiana -Digha Road Raja Bazar Patna 800014 Bihar||CNRB0003985||800015024||9431497106|
|Patna Central Processing Cell ||Ground Floor , Luv Kush Towers Exhibition Road, 800001 Patna, Bihar||CNRB0003110||800015018||0612 2321157|
|Kanchanpur ||Vill- Kanchanpur Po - Kanchanpur Distt. Patna, Pin 801302||CNRB0008808||800015509||[email protected]|
|Patna Saguna More ||Canara Bank Shashidhar Kunj, I Floor, Danapur Khagaul Road Near Saguna More, Patna Bihar 801503||CNRB0004955||800015025||612 2320843|
|Patna Agamkaun ||Canara Bank Station Road Gulzarbagh, Patna, Dist-Patna, Bihar 800007||CNRB0004956||800015026||612 2320843|
|Patna Ashok Rajpath ||Canara Bank Near Teachers Training School Opp Allahabad Bank, Mahendru Ashok Rajpath, Bihar 800004||CNRB0004957||800015033||9472802063|
|S K Nagar ||Plot No 134, S K Nagar, PO GPO, Patna 800001, Bihar||CNRB0004958||800015036||7070094062|
|Bahadurpur ||Canara Bank Pylon House, Bazar Samiti Road Opp. Old Bahadurpur Colony, Patna||CNRB0005465||800015035||9835283000|
|Patna Digha ||Canara Bank Digha Ghat Near Railway Crossing Patna Digha Bihar 800011||CNRB0005740||800015032||9471997488|