Canara Bank Home Loan in Patna

About Canara Bank Home Loan in Patna

Patna is one of the important city in the eastern part of India. It is still developing and a home in the city can be challenging and expensive. The dream of the own house can still be true with the help of Canara bank home loan. The home loan is the financial product which can be used to construct, buy, extend or renovate the home, property or land. Thus, the finance will no longer be the roadblock to stop anyone from possessing the home.

Canara Bank Home Loan in Patna at a glance

ParticularsDetails
Interest Rate8.65% - 8.85%
Loan amountFor salaried Individuals - Up to 4 years gross salary.
Self-Employed Individuals & Business person- Up to 4 years gross annual income.
For repairs & renovations - Up to ₹ 15 lakhs.
TenureUp to 30 years
Processing fee0.5% of the loan amount
Pre- payment chargesNo prepayment charges for floating rate of interest
Applied in case of takeover of the liabilities by any other banks or HFIs.

Eligibility Criteria

  • The age of the applicant should be between 18 – 65 years.
  • Salaried individuals with minimum 3 years experience.
  • Business concerns, professionals and self-employed individuals working in the line of business/ profession for at least 3 years.
  • The borrower should not be above the age of 55 years at the time of availing the loan.
  • The borrower above 55 years can avail the loan subject to certain stipulations.

Documents Required

  • Loan Application with 2 passport size photos of applicant/ guarantor
  • Sale Deed
  • Agreement for Sale
  • Copy of the approved plan for the proposed construction/extension/addition
  • Detailed cost estimate/evaluation report from Bank’s Panel Chartered Engineer/Architect
  • Allotment letter of Co-operative Housing Society/ Apartment Owners’ Association/Housing Board/NOC from the Society/Association/Builders/Housing Board
  • Legal Scrutiny Report, EC for the past 13 years, Property Tax paid receipt, Khata, and permission for mortgage, wherever necessary
  • Salary Certificate and Form No.16 (in case of salaried persons)
  • IT Returns filed for the past two years (in case of non-salaried persons)
  • A brief note on the nature of business, year of establishment, type of organization, etc., (in case of self-employed)
  • Balance Sheet and P&L Account for the past three years (in case of self-employed)

To get more detailed information, visit Home Loan Patna.

Address of Canara Bank Branches in Patna

Branch NameComplete AddressIFSC CodeMICR CodeCustomer Care
Patna South Gandhi Maidan (Main)

Ground Floor, Pb No.132, South Gandhi Maidan, Patna 800001CNRB0000352800015002612-2225931
Kadam Kuan, Patna

Nawal Kishore Road, Kadam Kuan, Patna - 800003CNRB0000357800015009612-2674752
Budhmarg, PatnaPatna - Gaya Road, Patna 800001CNRB0001434800015005612-2222813
Gm Road, Patna

Saraf Bhawan, G M Road, Patna 800004CNRB00015008000150040612-2674833
Patna City

N.A.Bldg, Jhauganj, Patna City 800008CNRB00015928000150060612-2642500
Accounts Section, Patna

II Floor Palace Hotel Building, PB 132, South Gandhi Maidan, Patna 800001CNRB0001741800015001612-2226453
Boring Road, Patna

5 - B, S K Puri Sahdeo Mahto, Marg, Boring Road, Patna 800001CNRB00019678000150100612-2228098
Patna Exhibition Road

Fex Cell, Ground Floor, Luv - Kush Towers, Exhibition Road Patna 800001CNRB0002004800015003612-2321752
Pataliputra Colony, Patna

# 18A, Pataliputra Colony, Patna 800013, BiharCNRB0002518800015012612-2268084
Raja Bazaar, Patna

C/O Khajpura Cold Storage, Building, Raja Bazar, Patna 800014CNRB0002519800015013612-2590956
Kankarbagh, Patna

Sadho Shivam, B - 51, Peoples Co - Op Colony, Kankarbagh - Patna 800020CNRB00025208000150110612-2366762
Rajendranagar, Patna
147 - B Arya Kumar Road, Patna 800015CNRB00027298000150140612-2689521
Anishabad (SSB), Patna

Ward # 7, Neelam Palace, Khoha Imli, Anishabad, PatnaCNRB00028198000150159431028016
Hanuman Nagar, Patna

P - 569, Hanuman Nagar Chowraha, Patna 800020CNRB0002820800015016612-2352390
Premises & Estate Section, Co, Patna



Lav Kush Towers 3rd & 4th Floor, P B No.195 Exhibition Road, Patna 800001CNRB0PE71508000159980612-2320559

Rajivnagar Patna

R D No.3 Main Road Rajeev Nager Patna 800024CNRB00030528000150170612 2689521
Patna DRM Extn - Khagaul

DRM Building DRMs Office Eastern Railway, Danapur Patna Bihar 801105CNRB000860980001502006115-232339
Bseb Extn Counter , Patna
Vidyut Bhawan Patna Patna Bihar 800001CNRB00085318000150190612 2227970
Micro Finance Patna

Canara Bank, First Floor, B - 51, People Co – Op. Colony, Kankarbagh, Patna - 800 020CNRB00034098000150210612 2354877
NRI Hub, Patna

Canara Bank 3rd Floor, Luv Kush Tower, Exhibition Road Patna - 800001CNRB00034638000150220612 2322762
Nayachak

Canara Bank, Nayachak - 800 016, Post: Manoharpur Kacchura, Ps - Ramkrishna Nagar, Patna(Bihar)CNRB00036938000159959661309737
SME Branch Patna

Canara Bank , Ashiana -Digha Road Raja Bazar Patna 800014 BiharCNRB00039858000150249431497106
Patna Central Processing Cell

Ground Floor , Luv Kush Towers Exhibition Road, 800001 Patna, BiharCNRB00031108000150180612 2321157
Kanchanpur

Vill- Kanchanpur Po - Kanchanpur Distt. Patna, Pin 801302CNRB0008808800015509[email protected]
Patna Saguna More

Canara Bank Shashidhar Kunj, I Floor, Danapur Khagaul Road Near Saguna More, Patna Bihar 801503CNRB0004955800015025612 2320843
Patna Agamkaun

Canara Bank Station Road Gulzarbagh, Patna, Dist-Patna, Bihar 800007CNRB0004956800015026612 2320843
Patna Ashok Rajpath

Canara Bank Near Teachers Training School Opp Allahabad Bank, Mahendru Ashok Rajpath, Bihar 800004CNRB00049578000150339472802063
S K Nagar

Plot No 134, S K Nagar, PO GPO, Patna 800001, BiharCNRB00049588000150367070094062
Bahadurpur


Canara Bank Pylon House, Bazar Samiti Road Opp. Old Bahadurpur Colony, PatnaCNRB00054658000150359835283000
Patna Digha

Canara Bank Digha Ghat Near Railway Crossing Patna Digha Bihar 800011CNRB00057408000150329471997488

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