Central Bank of India Home Loan in Guwahati

Last Updated : March 30, 2017, 5:57 p.m.

About Central Bank of India Home Loan in Guwahati

Are you planning to buy your own house? Yes…? And from how many years this planning is on or for how long will possession of house be a plan? Turn your plan into action as Central Bank of India is here with its exciting home loan facility. The bank provides a home loan to the eligible candidates at the moderate rate of interest and facilitates them in purchasing the house of their choice. The loan amount depends on the requirement of the individual and repayment capacity. The individual can repay the loan amount within the tenure of 30 years. The details of Central Bank of India home loan are mentioned below.

Central Bank of India Home Loan in Guwahati at a Glance

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

• The home loan can be availed by the following entities:
  – Individuals
  – Group Of Individuals
  – Salaried Employees
  – Self-employed Person
  – Professional
  – Any Other Person Having a Legal, Identified and Regular Source of Income
• The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

• Duly Filled Application Form with 2 Passport Size Photographs
• Sale Deed & Agreement of Sale
• Bank Property Valuation Report/Full Cost Estimate
• Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
• Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
• Identity Proof – PAN Card/Passport/Voter ID/ Driving License
  Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
• Income Proof – Salary Slip/ ITR, Latest Bank Statements
• Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information, refer Home Loan Guwahati

Address of Central Bank of India Branches in Guwahati

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Guwahati is mentioned in the table below: