Central Bank of India Home Loan Guwahati - IFSC, Rates February 2024, EMI, Eligibility

Central Bank of India Home Loan in Guwahati

About Central Bank of India Home Loan in Guwahati

Are you planning to buy your own house? Yes…? And from how many years this planning is on or for how long will possession of house be a plan? Turn your plan into action as Central Bank of India is here with its exciting home loan facility. The bank provides a home loan to the eligible candidates at the moderate rate of interest and facilitates them in purchasing the house of their choice. The loan amount depends on the requirement of the individual and repayment capacity. The individual can repay the loan amount within the tenure of 30 years. The details of Central Bank of India home loan are mentioned below.

Central Bank of India Home Loan in Guwahati at a Glance

Interest Rate 8.55% - 9.10%
Loan amountAs per individual’s capacity
TenureUp to 30 years
Processing fee0.50% of the loan amount subject to maximum
Pre- payment chargesAs per bank's norm

Eligibility Criteria

The Central Bank of India provides home loan after evaluating individual’s profile. It has set certain criteria to determine the suitability. The home loan eligibility criteria is:

  • The home loan can be availed by the following entities:
    – Individuals
    – Group Of Individuals
    – Salaried Employees
    – Self-employed Person
    – Professional
    – Any Other Person Having a Legal, Identified and Regular Source of Income
  • The minimum age of the applicant should be 18 years

Documents Required

In order to avail the benefit of home loan, the individual needs to submit the following documents:

  • Duly Filled Application Form with 2 Passport Size Photographs
  • Sale Deed & Agreement of Sale
  • Bank Property Valuation Report/Full Cost Estimate
  • Legal Scrutiny Report, Property Tax Payment Receipt, EC for the Last 13 Years, Khata and Permission for Mortgage
  • Age Proof – Passport, PAN Card or Any Other Certificate from Statutory Authority
  • Identity Proof – PAN Card/Passport/Voter ID/ Driving License
    Residence Proof – Passport/Driving License/Voter ID/Ration Card/Telephone Bill
  • Income Proof – Salary Slip/ ITR, Latest Bank Statements
  • Other Documents – Title Clearance Report from Advocate & Valuation Report Prepared from a Bank Panel Member

For more information, refer Home Loan Guwahati

Address of Central Bank of India Branches in Guwahati

The complete address, IFSC Code, MICR Code and customer care details of Central Bank of India branches located in Guwahati is mentioned in the table below:

Branch NameComplete AddressIFSC CodeMICR CodeContact Number

Rahman Manzil, Ist Floor, Pan Bazar, Guwahati - 781001, Dist: KamrupCBIN02800017810160020361-2540483, 0361-2605450
Dispur Gauhati

Babi Market, 1st Floor, G.S. Road, Ganeshguri, Chariali, GuwahatiCBIN02812307810160040361-2204456, 0361-2203015
Fancy Bazar, Guwahati

Babubazar Building, Fancy Bazar, S.S. Road, GuwahatiCBIN02813037810160030361-2592787
Non Business Office Guwahati
CBI Bldg., 1st Floor, Panbazar, H.B.Road, Guwahati - 781001, Dist. Kamrup, AssamCBIN02831997810160011800 200 1911
Ulubari Guwahati

Near Apsara Cinema Hall, G.S. Road, Ulubari, GuwahatiCBIN02832007810160050361-2547765
Fancy Market Guwahati
Suraj Market, P.O. Fancy Bazar, GuwahatiCBIN02832027810160070361-2543593
Dispur Capital Guwahati

Ganeshguri, Chariali, P.O. Sachibalya, Dispur, GuwahatiCBIN02832037810160080361-2261139
Pan Market

Hem Baruah Road, Pan Bazar, Guwahati - 781001CBIN02832097810160120361-2543165

CBI Building, Bangagarh, GuwahatiCBIN02832297810160110361-2529781 , 2451790

Barbari Chowk, Vip Road, P.O. Hengrabari, Guwahati, AssamCBIN02835187810160180361-2335217

House No. 44, Bhetpara Chariali, Bhetpara P.O., Guwahati, AssamCBIN02835927810160199864495110
Narangi Cantonment, H.Q. - 51

Rhino Shopping Complex, H.Q. - 51, Sub Area,Narengi Cantonment Area, Narengi, Guwahati 781027CBIN02836707810160200361-2641988
Lal Ganesh

Lal Ganesh Tiniali, Lokra Road, Dist - Kamrup Metro, Assam - 781034CBIN0283591NON-MICR0361-2491946
Maligaon, Guwahati

Maligaon - Pandu Road, P.O. Maligaon, Guwahati, Dist - Kamrup, Assam - 781012CBIN02832047810160090361-2570283
R.G.Barooah Road, Guwahati

P.O.R.G. Baruah Road, Guwahati, Dist - Kamrup, Assam - 781003CBIN02830647810160140361-2456206
Guwahati Regional Office

Central Bank Building, 3rd Floor, Bhangagarh Dist - Kamrup, Assam - 781005CBIN0281152NON-MICR
Guwahati Zonal Office

G.S.Road, Central Bank Building, Bhangagarh Dist - Guwahati Assam - 781005CBIN0282807NON-MICR
CCPC, Guwahati

Zonal Office, 2nd Floor, C.S.Road, Bhangagarh, Guwahati, Assam Pin 781005CBIN0284161NON-MICR
Six Miles

G.K.Plaza, Six Miles, Guwahati, Pin 781022, Kamrup, AssamCBIN0284213NON-MICR
Retail Asset Branch

House No.1, First Floor, G.N.B Main Road, Opp. Goswami Services, Silpukhuri, Guwahati-781003, Kamrup, AssamCBIN0284542NON-MICR

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%